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Prompttech Solutions
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General Insurance Underwriter

General Insurance Underwriter

Prompttech Solutions

1 - 2 years

9 - 13 Lacs

thiruvananthapuram

Posted:2 days ago| Platform:

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Skills Required

health insurance claims business finance underwriting risk assessment analytical portfolio analysis regulatory compliance insurance underwriting ms office

Work Mode

Work from Office

Job Type

Full Time

Job Description

General Insurance Underwriter

Job Summary

:

We are looking for a knowledgeable and detail-oriented General Insurance Underwriter to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a good understanding of general insurance products ( property, health, liability, Employee Benefits etc.) and underwriting principles

Key Responsibilities:

Evaluate and assess risks for general insurance proposals .

Analyse application forms, supporting documents, previous claims history, and creditworthiness of clients.

Determine coverage terms, premium amounts, policy conditions, and exclusions.

Communicate with agents, brokers, or direct clients to obtain additional information if required.

Ensure adherence to underwriting guidelines, company policies, and regulatory compliance.

Collaborate with other departments such as claims and sales to provide appropriate insurance solutions.

Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings.

Monitor portfolio performance, analyse risk exposure, and recommend pricing or product adjustments.

Assist in developing and improving underwriting processes and systems.

Handle renewal underwriting and portfolio analysis.

Bachelor s degree in Insurance, Business, Finance, or a related field.

1-2 years of experience
in general insurance underwriting.

Sound knowledge of underwriting principles, general insurance products, and risk assessment.

Strong analytical and decision-making skills.

Excellent verbal and written communication skills.

Attention to detail and high level of accuracy.

Proficiency in MS Office
and insurance-related software platforms.

Benefits

Health insurance

Life insurance

Job Type: Full-time, Permanent

Job Category:

Underwriter - Insurance

Job Type:

Full Time

Job Location:

Trivandrum

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