Credit Portfolio Officer

As a Credit Portfolio Officer at the senior level in the Risk Management team, your role involves leading credit review, approvals, and monitoring the portfolio to identify credit migration globally. Your main objective is to manage Citi's portfolio exposure to clients and counterparties. **Key Responsibilities:** - Develop a framework for portfolio risk assessment by evaluating credit and financial performance across various lending products and industry segments - Understand applicable credit policies, industry regulations, and their impact on prospective partners or product initiatives - Establish and leverage cross-functional partnerships with key internal and external stakeholders - Utilize SAS in a UNIX environment for risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence - Prepare risk management presentations for senior management, providing analytics on expected portfolio performance and identifying potential risks and opportunities - Operate with a limited level of direct supervision, exercise independence of judgment, and act as an SME to senior stakeholders and team members - Assess risk in business decisions, ensuring compliance with laws, rules, and regulations, and safeguarding Citigroup, its clients, and assets **Qualifications:** - 10+ years of experience in credit card risk management or equivalent training in the financial services industry - Proficiency in analytical tools like SAS, SQL, Python, Tableau, and MS Office packages including advanced Excel - Knowledge of Essbase, SmartView, and/or OneStream packages is a plus - Ability to apply credit and risk principles towards business goals, synthesize and prioritize, and drive results with a sense of urgency - Strong organizational, interpersonal, and analytic skills - Vision to provide innovative solutions to core business practices and develop partnerships across multiple business areas and geographies - Bachelor's degree/University degree or equivalent experience; Master's degree preferred If you are a person with a disability and require accommodations to use search tools or apply for a career opportunity, review Accessibility at Citi.,