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Kotak Life Insurance
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Credit Manager-Relationship Banking GROUP-Credit

Credit Manager-Relationship Banking GROUP-Credit

Kotak Life Insurance

1 - 5 years

5 - 9 Lacs

Jaipur

Posted:1 month ago| Platform:

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Skills Required

credit underwriting credit analysis credit appraisal portfolio finance financial analysis risk management business loan credit risk credit management disbursement underwriting credit policy lap home loans mortgage loans credit risk analysis

Work Mode

Work from Office

Job Type

Full Time

Job Description

About The Role Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA Ensure qualitative portfolio

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Credit Manager-Relationship Banking GROUP-Credit