Credit Approval Representative

2 - 5 years

2 - 5 Lacs

Posted:8 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

  • Contact customers who have applied for financial services and validate their personal and employment details.
  • Handle both inbound and outbound calls efficiently and professionally.
  • Verify customer identity by confirming name, email, or other identifying details.
  • Ask structured qualification questions to assess eligibility and determine next steps.
  • Update customer information accurately in the system and ensure data integrity.
  • Maintain confidentiality while managing sensitive information.
  • Build trust and rapport with customers while representing company values.
  • Demonstrate consistent attendance, professionalism, and a positive attitude in all interactions.
  • Adapt to process changes, demonstrate willingness to learn, and handle challenging interactions with calmness and confidence.
  • Transfer qualified customers to the appropriate agents for next-step processing.

Job Requirements:

  • Education:

    At least Senior High School (SHS) graduate (mandatory).
  • Experience:

    Minimum 6 months of BPO experience (required). Financial services background preferred.
  • Communication:

    Fluent in English with strong verbal and written communication skills.
  • Typing Speed:

    Minimum 35 words per minute with accuracy.
  • Skills:

    • Excellent attendance record.
    • Strong active listening and call-handling skills.
    • Ability to multitask typing while communicating clearly and effectively.
    • Organized, self-motivated, and able to manage high work volume with precision.
    • Attention to detail and adherence to process compliance.
    • Confidence, adaptability, and a positive attitude under pressure.

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