Credit Analyst

Credit Analyst

Looking For M.Com/CA inter/CMA/CA with good Knowledge of Project Loan, Tally & Excel.

Job Responsibilities:

· Gathers and analyzes loan applicants’ financial data to evaluate risk.

· Assesses creditworthiness of individuals, companies, and institutions.

· Collaborates with other financial experts to approve or deny loans.

· Makes recommendations about whether to increase, adjust, extend, or close lines of credit.

· Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.

· Prepares and presents credit reports.

· Completes quality assurance reviews.

· Monitors and adheres to collateral compliance covenants.

· Ensures that all loans are made in adherence with federal, state, and local financial regulations.

· Analyzes data to verify information and uncover fraud.

· Helps to update and improve credit rating criteria.

· Authors documents on credit risk and related financial matters.

· Communicates credit decisions and policies to fellow employees and credit applicants.

· Oversees or undertakes document preparation.

Credit Analyst Qualifications/Skills:

· Knowledge of commercial credit products, Construction Finance/Loan, Market trends, and/or loan procedures

· Attention to detail

· Analytical and critical thinking skills

· Quantitative skills

· Strong time management and multitasking skills

· Strong communication skills

· Project management

· Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise

· Adept at high-stakes decision making and negotiation

· Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships

· Business acumen

· Discretion and a dedication to protecting the financial privacy of clients, business partners, and employer

Education, Experience & Licensing Requirements:

· Bachelor’s degree in business, accounting, economics, or finance, master’s degree a plus

· Experience using spreadsheet software

· Basic understanding of accounting, statistics, and economics

· Previous experience as a credit analyst or loan officer preferred

Job Types: Full-time, Permanent

Pay: ₹300,000.00 - ₹480,000.00 per year

Experience:

• Credit analysis: 2 years (Preferred)

Work Location: In person