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Home
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Jobs in Mehsana
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The Investment Trust of India (ITI)
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Collection Executive- Used Commercial Vehicle Loan- Gujarat Based

Collection Executive- Used Commercial Vehicle Loan- Gujarat Based

The Investment Trust of India (ITI)

2 - 7 years

2 - 3 Lacs

Mehsana Himatnagar Ahmedabad

Posted:20 hours ago| Platform:

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Skills Required

Used CV Refinance Car Loan SCV Used Vehicle Passenger Car Loan Auto Loan Private Vehicle Loan PV Loan Commercial Vehicle Loan MSCV. HCV LCV Auto Finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Key Responsibilities:

Collection & Recovery:

Follow up on overdue accounts for used car and CV loans.
Visit customers and guarantors for payment collection and issue resolution.
Ensure timely recovery of EMIs, bounce charges, and overdue amounts.

Field Visits & Tracing:

Conduct field visits based on collection bucket (0-30, 30+, 60+ DPD).
Trace absconding/defaulting customers through skip tracing tools and field intelligence.

Customer Handling:

Educate customers about payment obligations and resolve disputes.
Negotiate settlements or restructuring in coordination with the recovery/legal team.

Coordination & Reporting:

Coordinate with repossession agencies, legal teams, and branch collection units.
Submit daily visit reports, recovery updates, and exception reports.
Maintain MIS and update system entries accurately for each case.

Compliance & Ethics:

Follow collection SOPs and code of conduct (no coercion or unlawful recovery methods).
Adhere to RBI and company guidelines for ethical collection practices.

Preferred candidate profile

Preferred Background:

Experience in vehicle finance collections with NBFCs, banks, or recovery agencies.

Exposure to used vehicle segment is highly desirable.

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