337 Refinance Jobs

Industry :- BFSI Designation :- Collection Manager Grade :- Manager Products :- Car Loan or Auto Loan ( Must Experience ) Role Purpose :- Collection Portfolio Management Collection Agency Management Repossession of Assets Audit & Compliance For in depth details or to apply for this opportunity, Email your updated Resume or CV on nitish.o3hire@gmail.com

Role & responsibilities Business delivery & growth Deliver top line through all channels. Responsible for P & L of the cluster. Drive team for critical revenue parameters: ROI, pf, insurance penetration. Propose and execute various strategies for higher market penetration / faster portfolio build up. Supervising complete business operations including profitability, forecasting monthly / quarterly sales & collection targets, & their execution. Look for opportunities to enhance revenue streams cross sell (ETB), new sources for outbound campaigns, third party products etc. Channel Management & Distribution Ensure sourcing mix through channels in the most cost-effective manner, to control Cost of Acquisition Ensure delivery of region wise disbursal volumes, revenues and yield target. Leveraging on Marketing / Product support / Manufacturer support for enhancing business penetration. Triggering promotional activities to ensure continuous funnelling. Chalk out plans for foraying into new areas / locations / markets / branches People Development Creating and Driving team of Relationship Managers towards the goal. Draw up plans for recruitment of manpower according to the plan. Plan specialized training programs on regular basis to ensure team is updated on product/policy. Provide developmental feedback to all direct reports. Ensuring minimum attrition in the team with constant engagement & feedback & ensure skills development through regular trainings. Compliance & Quality maintenance and Improvement Driving quality measures like PDD, Portfolio quality, cross sell. Ensure regular review of account bucket movements, its recovery and appropriate reporting. Drive business in a manner to maintain operational, process and regulatory compliance and also ensure quality is maintained. Maintain quality in various processes with the intention of delivering right customer service without any chance of customer complaints. Ideate & recommend new project, process developments that are competitively benchmarked. Preferred candidate profile

About The Role Sr. Sales Executive - Commercial Vehicles Grade-E0 Candidate needs to have minimum 2 to 3 years experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Commercial Vehicle. In depth knowledge of areas New & refinance and used vehicle Business Market.

About The Role Sr. Sales Executive - Commercial Vehicles-Commercial Vehicle (CV)-Retail-Marketing Branches Operations JOB DESCRIPTION JDSales Executive- Commercial Vehicle. Grade-E0/M1 Candidate needs to have minimum 2 to 3 years"™ experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Construction Equipment. In depth knowledge of areas New & refinance and used vehicle Business Market.

About The Role JD Channel Manager Xsell Department Retail Assets Location Mumbai Number of Positions 1 Reporting Relationships SVP Position Grade DVP Job role Are you ready to take market segments to the next level of growth on Assets? There is a need from customers for various loan and credit products be it Home Loans, LAP, Car Loans, SME Loans & Working Capital, Business & Personal Loans, Credit Cards & Consumption Finance products and even Agri, Tractor and Gold Loans. Branches are our biggest strength & now with specific focus on Prime, Growth, Emerging markets, these are exciting times to accelerate our journey of ensuring all our customers have one asset/multiple asset products. This is the time for exponential growth (and not incremental growth) on offering asset products to our customers With this view, we are looking at Dynamic, Data Driven and Effective Communicator/go-getters to work on the Asset Xsell agenda for the market segments (either Prime, Growth or Emerging, Priority/Wealth etc). The Xsell products will encompass all the Household & Business Banking asset products of the Bank. The National Channel Manager Asset Xsell will have the following responsibilities Ensure Leads from Channel on ALL Asset products Identify Opportunities for scaling up Xsell in respective markets Work closely with the RBM"™s, Area Managers, Branch Managers & Regional Xsell Managers to scale on "input" parameters be it Branch activation across products (or) RM activation Work with respective Asset product/business teams to scale business from the channel. Launch and execute channel campaigns Leverage CRM and other tech platforms for leads Job Skills Sales Orientation Very good with Data and numbers both on analyzing it, and using data to execute plans Ability to work with Cross Functional Teams and multi-task Understanding of both the Branch channel and Assets will be an added advantage Effective communicator Ability to dream big and then focus on execution to make it happen Application If you wish to apply for this job position, please fill your details in the Kotak Fast Track A pplication Form and mail to Please mention the following in the subject line as "˜ "Position Name" " Your Name" " Your Current Business group "

About The Role JD Channel Manager Xsell Department Retail Assets Location Mumbai Number of Positions 1 Reporting Relationships SVP Position Grade DVP Job role Are you ready to take market segments to the next level of growth on Assets? There is a need from customers for various loan and credit products be it Home Loans, LAP, Car Loans, SME Loans & Working Capital, Business & Personal Loans, Credit Cards & Consumption Finance products and even Agri, Tractor and Gold Loans. Branches are our biggest strength & now with specific focus on Prime, Growth, Emerging markets, these are exciting times to accelerate our journey of ensuring all our customers have one asset/multiple asset products. This is the time for exponential growth (and not incremental growth) on offering asset products to our customers With this view, we are looking at Dynamic, Data Driven and Effective Communicator/go-getters to work on the Asset Xsell agenda for the market segments (either Prime, Growth or Emerging, Priority/Wealth etc). The Xsell products will encompass all the Household & Business Banking asset products of the Bank. The National Channel Manager Asset Xsell will have the following responsibilities Ensure Leads from Channel on ALL Asset products Identify Opportunities for scaling up Xsell in respective markets Work closely with the RBM"™s, Area Managers, Branch Managers & Regional Xsell Managers to scale on "input" parameters be it Branch activation across products (or) RM activation Work with respective Asset product/business teams to scale business from the channel. Launch and execute channel campaigns Leverage CRM and other tech platforms for leads Job Skills Sales Orientation Very good with Data and numbers both on analyzing it, and using data to execute plans Ability to work with Cross Functional Teams and multi-task Understanding of both the Branch channel and Assets will be an added advantage Effective communicator Ability to dream big and then focus on execution to make it happen Application If you wish to apply for this job position, please fill your details in the Kotak Fast Track A pplication Form and mail to Please mention the following in the subject line as "˜ "Position Name" " Your Name" " Your Current Business group "

About The Role Sr. Sales Executive - Commercial Vehicles-Commercial Vehicle (CV)-Retail-Marketing Branches Operations JOB DESCRIPTION JDSales Executive- Commercial Vehicle. Grade-E0/M1 Candidate needs to have minimum 2 to 3 years"™ experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Construction Equipment. In depth knowledge of areas New & refinance and used vehicle Business Market.

About The Role Sr. Sales Executive - Commercial Vehicles Grade-E0 Candidate needs to have minimum 2 to 3 years experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Commercial Vehicle. In depth knowledge of areas New & refinance and used vehicle Business Market.

About The Role Sr. Sales Executive - Commercial Vehicles-Commercial Vehicle (CV)-Retail-Marketing Branches Operations JOB DESCRIPTION JDSales Executive- Commercial Vehicle. Grade-E0/M1 Candidate needs to have minimum 2 to 3 years"™ experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Construction Equipment. In depth knowledge of areas New & refinance and used vehicle Business Market.

About The Role JD Channel Manager Xsell Department Retail Assets Location Mumbai Number of Positions 1 Reporting Relationships SVP Position Grade DVP Job role Are you ready to take market segments to the next level of growth on Assets? There is a need from customers for various loan and credit products be it Home Loans, LAP, Car Loans, SME Loans & Working Capital, Business & Personal Loans, Credit Cards & Consumption Finance products and even Agri, Tractor and Gold Loans. Branches are our biggest strength & now with specific focus on Prime, Growth, Emerging markets, these are exciting times to accelerate our journey of ensuring all our customers have one asset/multiple asset products. This is the time for exponential growth (and not incremental growth) on offering asset products to our customers With this view, we are looking at Dynamic, Data Driven and Effective Communicator/go-getters to work on the Asset Xsell agenda for the market segments (either Prime, Growth or Emerging, Priority/Wealth etc). The Xsell products will encompass all the Household & Business Banking asset products of the Bank. The National Channel Manager Asset Xsell will have the following responsibilities Ensure Leads from Channel on ALL Asset products Identify Opportunities for scaling up Xsell in respective markets Work closely with the RBM"™s, Area Managers, Branch Managers & Regional Xsell Managers to scale on "input" parameters be it Branch activation across products (or) RM activation Work with respective Asset product/business teams to scale business from the channel. Launch and execute channel campaigns Leverage CRM and other tech platforms for leads Job Skills Sales Orientation Very good with Data and numbers both on analyzing it, and using data to execute plans Ability to work with Cross Functional Teams and multi-task Understanding of both the Branch channel and Assets will be an added advantage Effective communicator Ability to dream big and then focus on execution to make it happen Application If you wish to apply for this job position, please fill your details in the Kotak Fast Track A pplication Form and mail to Please mention the following in the subject line as "˜ "Position Name" " Your Name" " Your Current Business group "

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

About The Role 10329 1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. 2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. 3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. 4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. 5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. 6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties 7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems 8. Exceed service quality standards and strive for continuous process improvement 9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. 10. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. 11. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team. 12. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. 13. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies 14. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational QualificationPost Graduate/ Graduate in any discipline

About The Role Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Role & responsibilities : Taking care of budgeted business targets and ensuring its achievement. • Managing Profit & Loss of Branch. • Taking care of Car and CV product loan business. • Proper market mapping of the assigned territory. • Developing and managing a team of SEs as per the business plan. • Training and people development. • Portfolio management in coordination with Credit, Operations & Collection. • Taking care of collections, strong check on the ID, ED & NS cases. • Regular review meetings with teams below and above hierarchy. • Builds business by identifying and developing a strong dealer and channel network. • Identifies business prospects and converting them into opportunities. • Resolution of PDD. Preferred candidate profile Minimum 1 to 8 years required into Sales Collection role of Used Commercial Loan/Used Car Loan. Benefits : Fix CTC + Attractive Benefits + Other Benefits

Current Opening:- Business Development Executive Product :- All Types Of Loans(Secured/Unsecured Loans) Duties and Responsibilities:- Maintain and develop good relationship with customers through personal contact or meetings or via telephone etc. Must act as a bridge between the company and its current market and future markets. Develop relationship with Builders, Realtors, CA, DSA and corporates to leverage business. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Ability to drive sales targets of multiple loan products PL,BL,HL,ML,LAP, etc. Have interactions with bankers of various products for smooth processing of files. Will be responsible from file logins to disbursement, must align with bank policies & take care of compliance in each step of the process. Collecting documents according to the checklist from the customers Provide accurate feedback on future buying trends to their respective employers. Looking for candidate who managed team and done individual business as well in sales Maintain proper MIS and also give proper feedback time to time on various market related activities Key Skills: Candidate should have excellent communication skills. Good presentation skills. Have strong leadership skills. Ability to interact effectively with a wide range staff throughout the company. Be motivated and results driven. Experience in a Sales driven organization (/BFSI/Telecom/Insurance/Real Estate) FRESHERS WELCOME! Qualification:- Any Graduate/MBA-Finance/Marketing CTC:- Freshers 1.44Lac pa To 03Lac pa + Incentive + Contest(Based on Candidate) Experience:- 3Lac pa To 12Lac pa + Incentive + Contest(Based on Candidate) Working Days:- Monday To Saturday (all 6days) * Contact Person: HR Shital 9356238386 / shital.thakur@andromeda.in Interested candidates can forward their resume at 9356238386 shital.thakur@andromeda.in You can even refer your friends also for the same.

About The Role Sr. Sales Executive - Commercial Vehicles Grade-E0 Candidate needs to have minimum 2 to 3 years experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Commercial Vehicle. In depth knowledge of areas New & refinance and used vehicle Business Market.

About The Role Sr. Sales Executive - Commercial Vehicles-Commercial Vehicle (CV)-Retail-Marketing Branches Operations JOB DESCRIPTION JDSales Executive- Commercial Vehicle. Grade-E0/M1 Candidate needs to have minimum 2 to 3 years"™ experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Construction Equipment. In depth knowledge of areas New & refinance and used vehicle Business Market.

About The Role JD Channel Manager Xsell Department Retail Assets Location Mumbai Number of Positions 1 Reporting Relationships SVP Position Grade DVP Job role Are you ready to take market segments to the next level of growth on Assets? There is a need from customers for various loan and credit products be it Home Loans, LAP, Car Loans, SME Loans & Working Capital, Business & Personal Loans, Credit Cards & Consumption Finance products and even Agri, Tractor and Gold Loans. Branches are our biggest strength & now with specific focus on Prime, Growth, Emerging markets, these are exciting times to accelerate our journey of ensuring all our customers have one asset/multiple asset products. This is the time for exponential growth (and not incremental growth) on offering asset products to our customers With this view, we are looking at Dynamic, Data Driven and Effective Communicator/go-getters to work on the Asset Xsell agenda for the market segments (either Prime, Growth or Emerging, Priority/Wealth etc). The Xsell products will encompass all the Household & Business Banking asset products of the Bank. The National Channel Manager Asset Xsell will have the following responsibilities Ensure Leads from Channel on ALL Asset products Identify Opportunities for scaling up Xsell in respective markets Work closely with the RBM"™s, Area Managers, Branch Managers & Regional Xsell Managers to scale on "input" parameters be it Branch activation across products (or) RM activation Work with respective Asset product/business teams to scale business from the channel. Launch and execute channel campaigns Leverage CRM and other tech platforms for leads Job Skills Sales Orientation Very good with Data and numbers both on analyzing it, and using data to execute plans Ability to work with Cross Functional Teams and multi-task Understanding of both the Branch channel and Assets will be an added advantage Effective communicator Ability to dream big and then focus on execution to make it happen Application If you wish to apply for this job position, please fill your details in the Kotak Fast Track A pplication Form and mail to Please mention the following in the subject line as "˜ "Position Name" " Your Name" " Your Current Business group "

About The Role Job Role: Achieve consumer durable and similar products new car finance volume and other cross sell products target by managing various relationships assigned, including, authorized dealers of various types which may include large format stores. Recruit and train sales team for sourcing business dealer counters. Development of team of DST and deploy them to achieve the business & cross Sell goals of individual & team. To Increase distribution, identifying gaps and identifying growth opportunities, gaps in distribution, team, and processes. Generating revenue through cross sell of company products. Identify and develop new relationships/dealers for generating business. Supervise and guide sales team assigned managing dealer relationships Job Requirements: Qualification MBA and/or Professional Degree preferred Job Knowledge and experience Should have at least 2-3 years of experience in sales management Excellent written and oral communication skills Passion to achieve and grow with the Organization. Relationship Management Skill Strong on Integrity and open to new roles/ responsibilities.

Role & responsibilities : Taking care of budgeted business targets and ensuring its achievement. • Managing Profit & Loss of Branch. • Taking care of Car and CV product loan business. • Proper market mapping of the assigned territory. • Developing and managing a team of SEs as per the business plan. • Training and people development. • Portfolio management in coordination with Credit, Operations & Collection. • Taking care of collections, strong check on the ID, ED & NS cases. • Regular review meetings with teams below and above hierarchy. • Builds business by identifying and developing a strong dealer and channel network. • Identifies business prospects and converting them into opportunities. • Resolution of PDD. Preferred candidate profile Minimum 6 to 8 Years exp required into Used CV Loan & Used Car Loan with team lead role. Minimum 1 Year exp required for Used CV/ Used Car Loan for Sales Executive. Freshers are most welcome with any Graduate Degree.

Duties and Responsibilities Achieving & exceeding Business goals and targets for Personal Loan. Identifying referral network, brokers and generating business from them. Assign the responsibility to sales executives and monitor the performance. Identification of good areas to operate and customer profiles. Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations. Team management & Grooming of the team to achieve their respective targets Managing the Delinquency of the business sourced to ensure health of portfolio. Manage the Distribution through Direct, referral and their concerns in an appropriate manner Required Qualifications and Experience Minimum graduate with 2 to 3 Years of Exp in Branch Sales Prior Exp in Banking & NBFC Industry (Asset or Liabilities) Prior experience in Refinance and gold loans is a must Should have Exp of handling multiple product sales Must have Team Management and Relationship Management Skills Willingness to travel extensively to rural location.

Duties and Responsibilities Achieving & exceeding Business goals and targets for Personal Loan. Identifying referral network, brokers and generating business from them. Assign the responsibility to sales executives and monitor the performance. Identification of good areas to operate and customer profiles. Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations. Team management & Grooming of the team to achieve their respective targets Managing the Delinquency of the business sourced to ensure health of portfolio. Manage the Distribution through Direct, referral and their concerns in an appropriate manner Required Qualifications and Experience Minimum graduate with 2 to 3 Years of Exp in Branch Sales Prior Exp in Banking & NBFC Industry (Asset or Liabilities) Prior experience in Refinance and gold loans is a must Should have Exp of handling multiple product sales Must have Team Management and Relationship Management Skills Willingness to travel extensively to rural location.

Duties and Responsibilities Achieving & exceeding Business goals and targets for Personal Loan. Identifying referral network, brokers and generating business from them. Assign the responsibility to sales executives and monitor the performance. Identification of good areas to operate and customer profiles. Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations. Team management & Grooming of the team to achieve their respective targets Managing the Delinquency of the business sourced to ensure health of portfolio. Manage the Distribution through Direct, referral and their concerns in an appropriate manner Required Qualifications and Experience Minimum graduate with 2 to 3 Years of Exp in Branch Sales Prior Exp in Banking & NBFC Industry (Asset or Liabilities) Prior experience in Refinance and gold loans is a must Should have Exp of handling multiple product sales Must have Team Management and Relationship Management Skills Willingness to travel extensively to rural location.

JD: Sales Executive- Commercial Vehicle/ Sales Executive - Tractor and Crop Finance-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches Operations Candidate needs to have minimum 2 to 3 years experience in above products and business. Knowledge of end to end SCV Vehicles and used vehicle finance including Construction Equipment. In depth knowledge of areas New & refinance and used vehicle Business Market.

Job Purpose This position is open with Bajaj Finance ltd Duties and Responsibilities Achieving & exceeding Business goals and targets for Personal Loan Identifying referral network, brokers and generating business from them Assign the responsibility to sales executives and monitor the performance Identification of good areas to operate and customer profiles Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations Team management & Grooming of the team to achieve their respective targets Managing the Delinquency of the business sourced to ensure health of portfolio Manage the Distribution through Direct, referral and their concerns in an appropriate manner Required Qualifications and Experience Minimum graduate with 2 to 3 Years of Exp in Branch Sales Prior Exp in Banking & NBFC Industry (Asset or Liabilities) Prior experience in Refinance and gold loans is a must Should have Exp of handling multiple product sales Must have Team Management and Relationship Management s Willingness to travel extensively to rural location