Credit Manager Based AurangabadCluster Credit Head Based Surat. Assisting the Managers in creating plans to accomplish company and department goals.Assisting managers in reviewing customers or potential Customers files for creditworthiness.Ensuring customer files include necessary documents for consideration of approving financed merchandise.Approved terms and credit limits in a timely manner to new and existing customers for types of payments.Ensuring the essential coverage of the cashier and credit department with proper scheduling.Analyzing the Applicants financial status, credit and property evaluations to determine the feasibility of granting loans.Maintaining Daily Reports like Cash At Branch, Approved MIS, RTO Receipts, PDD Status, etc. Regional Credit Head Based Underwriting of Car, Commercial Vehicles and Construction Equipment Assets Loan for the state of Maharashtra.Deliver Best TAT in Credit underwritingManaging CPMI , EWI and NS cases for the stateMaintain best portfolio quality and control delinquencyManage fraud, Risk, Valuation activitiesFind out market updates and take policy decision based on market conditionsImplement new credit policies and provide training for Credit & sales team Manage branch based portfolio quality and take measures to control within the limit Conduct RCA for default customers and implement credit decision based on RCA.Preferred candidate profile Must Exp of Local Market of Used CV Loan of Credit Underwriting with lead role.Perks and benefits Fix CTC + Variables + Attractive Incentives