Business Manager

• A Business Manager in Lucknow for Personal Loans (PL), Business Loans (BL), Home Loans (HL), and Loan Against Property (LAP) leads regional loan sales operations, manages a team, and drives business growth by sourcing new customers and building strong relationships.

Key Responsibilities

• Drive sales performance for PL, BL, HL, and LAP in assigned Lucknow territory, ensuring monthly and annual disbursement targets are met.
• Lead, manage, and train sales team (including DST/DSA channels) to source leads, convert prospects, and monitor productivity.
• Build and maintain relationships with key customers, referral partners, and channel agents (DSAs, brokers, builders).
• Coordinate and oversee loan processing from lead generation to documentation, approval, and disbursal in collaboration with internal credit, legal, and operations teams.
• Monitor business pipeline, market trends, and competitor activities in Lucknow to identify new opportunities and develop the business.
• Prepare and present regular sales MIS/reports to senior management, ensuring accurate forecasting and compliance.
• Handle post-sales activities, such as monitoring delinquencies and providing customer support.

Required Qualifications and Skills

• Graduate or MBA, preferably with 3-6 years’ experience in retail lending (PL/BL/HL/LAP) or banking.
• Proven sales and team management abilities, especially in field sales environments.
• Strong communication, relationship management, and negotiation skills.
• Knowledge of product documentation, regulatory guidelines, and secured/unsecured loan processes (DMA/DST/Branch).
• Proficiency with MS Office and CRM reporting tools.

Employers and Benefits

• Banks, NBFCs, and mortgage finance companies in Lucknow, regularly hire for this role.
• Competitive base salary with attractive performance incentives tied to business targets.

Job Type: Permanent

Pay: ₹400,000.00 - ₹800,000.00 per year

Benefits:

• Health insurance
• Provident Fund

Experience:

• Banking: 1 year (Preferred)
• Loan: 1 year (Required)
• Field sales: 1 year (Preferred)

Work Location: In person