1. JOB PURPOSE Source Business from market through both DSA and Direct channel of CF to Retail, APF, Pre-Approved, and Internal channel
2. PRINCIPAL ACCOUNTABILITIES
Key Responsibilities
- Source Business from and give service to DSA and other Direct Channels
- Ensure wrong sourcing does not happen
- On-boarding of DSA and other Direct channels
- Ensure Mis-selling does not happen
- Ensure correct sourcing for both channels and customers
- Conduct Underwriting upto 1 crore
- Empanelment of DSA's
- Relationship management with channel partners through regular visits, trainings etc
- Review of the proposal / profiles for
- CAM ,documentation, legal, technical, financial statements
- Personal discussion with the customer and preparation of the PD note
- Preparation of a proposal note along with CAM and PD
- Approval or recommending proposal ( based on authority matrix)
- Achieve business numbers with expected IRR, fees and cross sell
- Delinquency analysis and intervention in 0-30 dpd cases
- Completion of loan documentationKnowledge / Experience
- Basic understanding of Self
- employed customers financials
- Knowledge of Loan eligibility for customers
- Basic knowledge of Documentation
- Basic knowledge of Property
- Legal and Technical
- Basic knowledge of Regulatory norms
3. DIMENSIONSFinancial Dimensions (if applicable) Other Dimensions 4. SKILLS AND KNOWLEDGE(State the minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent). Educational Qualifications : MBA or EquivalantFunctional Skills Relevant and total years of Experience2-3 years of experience