Branch Manager

Job Description

Role Description Supervision of day to day branch operations and also sale of Bank's products to existing and new customers of the Bank. Qualifications Professionally qualified/Post Graduate/Graduate - preferably with JAIIB/CAIIB Responsibilities Sales of the Banks product and services and achievement of individual/branch business targets. Develop and nurture relationship with existing customers, to generate new business from them. Originate and acquire new leads from existing customers and other sources, to convert into business for the branch, by means of marketing calls and customer visits. Cross selling of third party products like insurance, to existing customers. Lead generation for Current and Savings Accounts- CASA to new customers and increase of balance with existing customers. Lead generation for various loan products like housing loan, Jewel loan, vehicle loan, personal loan etc. Responsible for timely processing of bank transactions like Account Opening, fund transfer, cheques etc. Reconciliation of branch accounts. Ensuring timely resolution of customer queries and improving customer relationship through good service. Efficiently handling all branch operation related tasks. Follow up and monitoring of advances, including recovery / legal action. Compliance to the banks rules, internal guidelines, systems and procedures. Monitor the internal control of the Branch, so as to ensure a healthy overall outlook of the Branch/Bank. Effectively and efficiently handling any assignment given by the Management from time to time. Effectively manage the team and guide the sub-ordinates to achieve their individual targets. Desired Skills Prior Experience in branch banking is mandatory. Basic Knowledge in financial statement analysis, balance sheet and profit and loss accounts for proper sourcing of advances. Conceptual understanding of risk and risk mitigation strategies for internal control of the Branch. Regularly updating the banks polices /changes in the policies for proper implementation of systems and procedures. Strong communication (both oral and written) and negotiation skills. Good team management skills to ensure smooth operations of branches without any disputes. Analysis of customer requirements for proper selling of bank products.