LOCATION: CALICUT, TRIVANDRUM, KOTTAYAM, THRISSUR, ERNAKULAM. CONTACT NO :9072571392
Key Responsibilities:
- Drive branch-level business targets with a strong focus on
liability product mobilization
(FDs, RDs) and third-party product sales
(life/general insurance, mutual funds, etc.). - Strategically grow the
retail deposit base
by building long-term relationships with HNIs, retail customers, and SMEs. - Promote cross-selling of financial products to maximize customer wallet share and enhance profitability.
- Ensure end-to-end branch operations including customer onboarding, KYC, documentation, and service delivery.
- Achieve high levels of
customer retention
, service satisfaction, and product penetration through personalized banking experience. - Lead, train, and motivate the branch team to perform across liabilities, third-party distribution, and customer service.
- Build strong relationships with local influencers, corporate clients, and business partners for referral generation and business development.
- Monitor compliance with internal policies and external regulatory requirements (RBI, SEBI, IRDAI).
- Ensure audit readiness, risk mitigation, and adherence to all operational and service standards.
- Report branch performance, product-wise sales, customer feedback, and market insights to senior leadership.
- Collaborate with product and marketing teams to execute local promotional campaigns and financial literacy drives.
Ideal Candidate Profile:
- Graduate/Postgraduate in Business, Finance, or related fields (MBA/CFP preferred).
- 3-10 years of experience in BFSI/NBFC, with strong exposure to
liability product mobilization
and third-party distribution
. - Deep understanding of retail banking products, customer engagement, and sales strategies.
- Proven track record in leading teams, achieving branch-level deposit and fee income targets.
- Strong interpersonal, communication, and regulatory awareness skills.
What We Offer:
- Competitive fixed compensation + attractive variable incentives
- Leadership opportunity in a fast-growing, customer-focused financial institution
- Career advancement and training in retail wealth and banking services