Banker-Customer Experience

1 - 4 years

0 Lacs

Posted:1 day ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Job Requirements

About the RoleThe

Banker – Customer Experience

is a front-line position within the

Retail Banking

division, responsible for delivering exceptional customer service and building strong client relationships. The role focuses on engaging customers efficiently and cost-effectively to become their preferred banking partner. The incumbent will manage customer portfolios, drive business growth through cross-selling, ensure operational excellence, and maintain compliance with regulatory standards. This role is crucial for driving customer satisfaction and enhancing branch-wide performance.Key Responsibilities

Primary Responsibilities

  • Engage daily with customers to drive growth inCurrent Accounts (CA),Savings Accounts (SA), andTerm Deposits (TD), along with cross-selling of assets, wealth products, Retail Trade Forex and credit cards
  • Achieve business targets as defined in the performance scorecard.
  • Provide need-based product solutions by aligning customer requirements with business offerings.
  • Assess customer potential and increase product penetration per relationship.
  • Generate referrals and additional business from existing customers.
  • Ensure prompt and customer-focused resolution of queries and complaints.
  • Adhere to banking regulations and internal policies related toAnti-Money Laundering (AML),Know Your Customer (KYC), andData & Information Security.
  • Assist in the closure of audit observations and ensure compliance.
Secondary Responsibilities
  • Conduct internal audits and ensure compliance with all regulatory and organizational guidelines.
  • Deliver best-in-class customer service to strengthen customer loyalty and retention.
What We Are Looking For
Education
  • Graduate in any discipline.
  • Postgraduate qualification (MBA) preferred.

Experience

  • 1 to 4 years of relevant experience in banking or allied sectors.
Skills and Attributes
  • Strong customer engagement and relationship management skills.
  • Ability to understand and match customer needs with appropriate banking solutions.
  • Excellent communication and problem-solving abilities.
  • High level of integrity and adherence to compliance standards.
  • Proficiency in cross-selling and portfolio management.
  • Awareness of banking regulations and operational procedures.
  • Fluent in English with strong business communication skills and problem-solving abilities.

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IDFC FIRST Bank

Banking and Financial Services

Chennai

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