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3.0 - 7.0 years

5 - 10 Lacs

Mumbai

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1. Maximize sales through a dealer network and channel relationships to ensure strong business 2. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. 3. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals 4.Develop and maintain strong liaisons with the clients for repeat business or referrals. 5.Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6.Optimize team productivity by effectively managing the team of relationship managers/executives so as to assure achievement of team results and thereby meet the business targets and profitability of the area 7.Align with the team on ground lead generation activities for Sales. 8. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies 9. Drive direct business by cross -sell or up sell from existing customer base of the prganisation as well as from open market references 10. Ability to cross sell other loan and insurance products along with Car loan, drive team for over achieving the targets across all segments 11. Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 12. Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 13. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Qualification - P ost Graduate/ Graduate in any discipline

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1.0 - 2.0 years

1 - 2 Lacs

Hyderabad

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Role & responsibilities 1. Sourcing NTB clients for GENERATOR LOANS Commercial Segment, from the market. 2. Relationship Management of Genset Portfolio. 3. Dealing with Financing and Refinancing of Genset Loans. 4. Maintaining Good Dealer Relationships. 5. Empaneling and sourcing new leads from authorized dealers. 6. Negotiating profitable deals with clients. 7. Handling the End to End process of providing finance to clients. Preferred candidate profile 1. Intermediate (+2), Graduate or Post-Graduate. 2. Work Experience a Fresher is also acceptable, any relevant work experience in the lending business would be preferred. 3. Knowledge in sales profession is preferred. 4. Good negotiation and communication skills are mandatory. 5. Proficiency in English, Telugu and Hindi languages would be preferred. 6. A resident of Hyderabad location would be preferred.

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4.0 - 8.0 years

4 - 6 Lacs

Chennai, Coimbatore

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Role & responsibilities Drive and achieve targets on a region wide scale for the Retail Assets business exclusively focusing on unsecured loan, Vehicle loan business and other products. Provide essential infrastructure in coordination with the bank to support local-level Feet on Street (FOS) employees. Monitor the overall performance of the FOS structure associated with the retail asset vertical (housing loan) and manage performance effectively. Liaison with Head of Business and Head of Retail Asset, Team Leaders, and Bank Retail Assets officials to ensure smooth coordination of frontline business activities. Ensure the optimal allocation of budgeted resources at all times. Maintain productivity targets as agreed in line with budget and coordinate with HR to identify and address non-performing FOS executives. Develop and oversee the training and development of FOS staff. Activate sales channels to maximize reach and impact. Establish lead management targets and standards to optimize sales conversion. Manage performance metrics for the FOS team and ensure compliance with set standards. Achieve monthly revenue targets as defined in the Key Result Areas (KRA), while adhering to cost budgets. Execute a strategic plan to achieve sales targets and expand the customer base on Retail Assets business (vehicle loan & other loan products). Exercise effective leadership through clear communication of the company's vision, active coaching, and development of the sales team. Compare sales results to goals and take appropriate action to correct when necessary. Build and maintain connections to different channels, dealers, and aggregators to create referral arrangements to enhance flow of Retail Assets leads assigned for an associated region. Work closely with Bank's Zonal Marketing officer. Activate all necessary channels to operate as standalone unit within the revenue centre Apply on: Jobs at IGSSL (zohorecruit.in)

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3.0 - 7.0 years

8 - 15 Lacs

New Delhi, Gurugram, Delhi / NCR

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•Generate B2B leads for Electric Vehicle ecosystem •Customer Relationship Mgmt. •Financing & Value-Added Services (VAS) •Understanding requirements & giving solutions •Engagement with OEMs, Dealers & Stakeholders including Banks/NBFCs Required Candidate profile *MBA with 03 years of experience in financial services sales/business development *Business Development with connections in Auto OEMs, Dealers, and Stakeholders including Banks/NBFCs *Team Management

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1.0 - 5.0 years

2 - 3 Lacs

Kanchipuram, Erode

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This position is open with Bajaj Finance ltd.” First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) •Achieving business numbers with the assigned line of channels (Basis location and market potential). •People Management (Off roll) – Hiring, Retention & Productivity. •Sales Governance through compliance of systems and processes. •Responsible for tracking, managing & controlling PDD requirement compliance •Reduction in customer complaints & cancellation by ensuring that no miss-selling is being done. •Understanding of CRM – Salesforce.com. •Effectively engage with Credit, Operations, Risk & within 2W/3W teams. •To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) •Training of self and their team below. •Hiring right candidate. •Smooth onboarding to help settle the employee well in BFL. •Smooth onboarding of New Dealer/Partner with BFL •Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) •Hiring of Off roll staff •Approvals by coordinating with internal stake holders eg. Clearing cases •Lead allocation •Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work •Connect with various internal department i.e. product, credit, Ops, RCS & compliance to process the file. •Connect with HR department for hiring & retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work •Engaging with customer. •Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) •From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) Total Team Size: 9 Number of Direct Reports: 5 to 9 Number of Indirect Reports: NA Number of Outsourced employees: 5 to 9 Number of locations: 1 to 4 Number of products: 1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications •Qualifications – Graduate / Post Graduate •Good command in excel is essential. •Work Experience – 1 to 3 years of relevant experience in managing team •Result oriented - Go getter attitude is must •Should have collaborative work style to engage with peers & colleagues across the company. •Excellent Team management & Interpersonal Skills. •Excellent command over communication skills. •Highly ambitious & self-motivated

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0.0 - 1.0 years

2 - 2 Lacs

Panipat, Sonipat, Karnal

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AXIS BANK IS HIRING ON PARTNER'S PAYROLL HOME LOAN, KARNAL ROLE : CANDIDATE HAS TO DEAL WITH HOME LOAN CASES OPEN MARKET, MUST HAVE BUSINESS ORIENTED APPROACH. HE MUST BE OK WITH FIELD SALES. CANDIDATE MUST HAVE EXPERIENCE INTO BANKING SECTOR. DESIGNATION : LOAN SALES OFFICER, RELATIONSHIP OFFICER. LOCATION : KARNAL, SONIPAT, PANIPAT, KURUKSHETRA, AMBALA, ROHTAK. SALARY : HIKE ON CURRENT SALARY + HANDSOME INCENTIVE QUALIFICATION : GRADUATE /HSC INTERVIEW DATE & TIMING : 10 JULY( THURSDAY ) TIMING : 9:30 AM TO 2 PM ADDRESS : SCO NO 246, 2ND FLOOR SEC 12, NIRMAL KUTIA, IN FRONT OF MINI SECTARIATE KARNAL. EXP : EXPERIENCE /FRESHER CAN APPLY HR CONTACT : MANMOHAN SINGH : 9501322704

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1.0 - 6.0 years

3 - 4 Lacs

Bangalore Rural, Bengaluru

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Roles and Responsibilities Conduct credit analysis, appraisal, and assessment of loan applications within TAT. Perform pre-underwriting activities such as data verification, KYC checks, and collateral evaluation. Ensure compliance with regulatory requirements and internal policies during the entire loan processing cycle. Collaborate with sales teams to provide timely approvals and disbursements for customers' financial needs. Identify potential risks and escalate them to senior management for further review.

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5.0 - 10.0 years

9 - 13 Lacs

Kolkata

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Roles and Responsibilities Manage auto loan portfolio, including new car loans, used car loans, refinancing, and commercial vehicle loans. Oversee collection management processes to minimize defaults and recoveries through agency management and passenger vehicle (PV) sales. Ensure effective implementation of collections strategies to optimize recovery rates for all types of four-wheeler loans. Develop strong relationships with dealerships to facilitate smooth execution of pre-owned car loans. Monitor key performance indicators (KPIs) such as delinquency ratios, loss rates, and customer satisfaction scores.

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1.0 - 6.0 years

1 - 4 Lacs

Gorakhpur, Kanpur, Lucknow

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Capri Car Loan is Hiring for Branch Business Manager (BBM) & Relationship Manager(RM) for Eastern and Central Uttar Pradesh. Working Location- Lucknow, Kanpur, Gorakhpur, Aligarh, Mahoba , Lalitpur , Unnao , Hardoi , Kushinagar , & Entire East UP 1. Branch Business Manager (BBM) The Branch Manager will be responsible for leading the team of RM to drive Sales, Manage Customer Relationships,ensure Compliance with regulations,and achieve branch targets. Key Responsibilities: Lead, motivate and develop a team of RM and support them to achieve sales target . Develop and implement Strategies to drive Car Loan Sales growth and expand market Share. Identify new business opportunities,partnerships, and Channels to increase loan portfolio and revenue. Excellent leadership, communication and Interpersonal skills. Education and Work Experience Requirements: Bachelor degree in Business, Finance or related field and Prior experience of more than 3 years in Car Loan. 2. Relationship Manager (RM) The Relationship Manager Should Dynamic and Customer Oriented ,must be Promoting Car Loan Products, and ensuring Customer Satisfaction through-out the Loan Process. Key Responsibilities: l Develop and Maintain Strong Relationships With Clients Seeking Car Loan l Responsible for generating New car loan business from open markets Dealers, DSA Vertical. l Guide Clients through the loan Application Process, ensuring all necessary documents are collected and Submitted accurately l Educate Clients on Loans terms, interest rates,and repayment options l Achieve Sales targets and Contribute to the overall growth of the Car Loan. Education and Work Experience Requirements: Under Graduate & Above with Minimum 1 Years and Above with experience In Auto Loans Segment Interested Candidates Can share their CV at himanshu.sati@capricartech.com

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1.0 - 6.0 years

1 - 4 Lacs

Gurugram

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Roles and Responsibilities 1 to 5 years experience in Housing Finance HFC or Mortgage Industry in the affordable/mass affluent sales Ability to liaison & follow up with customers, channels and internal stakeholders. Good written & verbal communication skills Ability to work under tight deadlines Responsible for empanelment of channel and acquiring the customers for Home Loan from open market and developer relationships Responsible for ensuring the adherence of KYC documents as per the guidelines by the company Responsible for achieving the cross sell targets from the Home Loan customers like insurance or any other appropriate product which may come up from time to time Responsible for establishing the Piramal brand and managing the sales and business development activities for Home Loans with focus on affordable mass affluent segment in the assigned hub location The incumbent is required to have a good knowledge and understanding of the local affordable/mass affluent markets and PMAY Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre sanction processing of loan, sanction, post sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper completion of the files within timeline as per the company checklist Desired Candidate Profile Graduate from a reputed college having experience in Home loans or Mortgage loans sales *Only candidates from Haryana -Gurgaon Delhi-NCR and experienced / interested in Sales can apply and will be considered* Walk-in Drive at Gurgaon Location 3rd Floor, Enkay Tower, Udyog Vihar, Phase 05, Gurgaon, Haryana Date of Drive : 16th August ,20th August to 23rd August ,2024 Time 10:00am to 5:00PM Mayank.bhati@piramal.com Sunil.Mehta@piramal.com Perks and Benefits Fixed salary and Travel and Mobile expenses + Attractive incentives

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1.0 - 6.0 years

1 - 3 Lacs

Noida, Ghaziabad, Loni

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Roles and Responsibilities 1 to 5 years experience in Housing Finance HFC or Mortgage Industry in the affordable/mass affluent sales Ability to liaison & follow up with customers, channels and internal stakeholders. Good written & verbal communication skills Ability to work under tight deadlines Responsible for empanelment of channel and acquiring the customers for Home Loan from open market and developer relationships Responsible for ensuring the adherence of KYC documents as per the guidelines by the company Responsible for achieving the cross sell targets from the Home Loan customers like insurance or any other appropriate product which may come up from time to time Responsible for establishing the Piramal brand and managing the sales and business development activities for Home Loans with focus on affordable mass affluent segment in the assigned hub location The incumbent is required to have a good knowledge and understanding of the local affordable/mass affluent markets and PMAY Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre sanction processing of loan, sanction, post sanction documentation, disbursement of loan, collection, new and existing customer service Responsible for ensuring the proper completion of the files within timeline as per the company checklist Desired Candidate Profile Graduate from a reputed college having experience in Home loans or Mortgage loans sales *Only candidates from Delhi-NCR and experienced / interested in Sales can apply and will be considered* Branch Location : Ghaziabad Loni, Delhi Shahdara, Faridabad, Palwal . Walk-in Drive at Noida Plot No. - 6, Block - A, Basement, Ground Floor, 1st & 2nd Floor, Phase - I, Sector - 2, Noida - 201301, Uttar Pradesh Date of Drive : 16th August ,20th August to 30th August ,2024 Meeting Manager Time 10:00am to 5:00PM reena.rai@piramal.com Perks and Benefits Fixed salary and Travel and Mobile expenses + Attractive incentives

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6.0 - 10.0 years

11 - 16 Lacs

Noida, Dehradun

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Role & responsibilities Responsible for establishing the Piramal brand by overseeing the sales team and business development activities for Used Car Loans Prepare branch wise implementation plan to achieve defined targets in alignment with the Geography sales manager Ensure achievement for overall sales and cross sell targets for the cluster through building and development of internal team of Sales Managers and DSTs and channel partners , while ensuring maintenance of required standards for customer satisfaction, profitability metrics and product mix Devise strategies/means to continually improve HL Disbursements in Mass Affluent and Affordable segments for all branches in the cluster and guide the teams in operationalizing the same through DSTs and Channel partners Evaluate market trends and gather competitive information to plan and undertake measures for expansion of the business within the geographic limit of the area as budgeted and act as the feedback loop from branch to region Provide feedback on product offerings, channels and processes to the Geography sales manager and other functional teams (Product, Marketing, credit, operations, technical, legal) to identify opportunities for improvement Conduct regular visits to the locations to nurture the relationships established by the internal team and channel partners and collaborate with alliance partners and distributors to grow the market presence Ensure implementation of SOPs and best practices across all branches mapped to the cluster and guide sales managers how to best achieve business targets and manage productivity • Monitor annual budgeted expenses and manage resources within budgetary guidelines according to the company policy Minimize audit deviations by ensuring compliance to all policies and processes for the cluster Track and analyze reports and MIS, review and implement performance sheets and provide feedback to Sales Managers for course correction Guide Sales Managers for all branches in purview on activating the channel partners to expand reach of the products, within the defined geographical limits Support alternate channel teams by ensuring appropriate protocols and adherence thereof, by internal teams for proper onboarding, engagement and lead generation at branches •Assess the training and development needs of the teams and channel partners and collaborate with the relevant stakeholders to ensure delivery of the same Preferred candidate profile 8-10 years of experience in a Bank or NBFC Minimum 2-3 years of team handling experience in Used Car segment Experience of recruiting and training of sales team and channel partners Experience of managing multiple branches with deep knowledge and understanding of the local market Excellent written & verbal communication skills Ability to work under tight deadlines Knowledge of compliance regulations as issued by RBI etc

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1.0 - 3.0 years

1 - 2 Lacs

Himatnagar, Anand, Surat

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Sales Outline the day-to-day responsibilities for this role. Preferred candidate profile: Required role expertise, previous job experience, or relevant certifications in used car loan Perks and benefits: Available facilities and benefits the company is offering with this job petrol allowance & no capping to the incentives

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5.0 - 10.0 years

10 - 13 Lacs

Noida, Jodhpur

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Role & responsibilities Responsible for establishing the Piramal brand by overseeing the sales team and business development activities for Used Car Loans Prepare branch wise implementation plan to achieve defined targets in alignment with the Geography sales manager Ensure achievement for overall sales and cross sell targets for the cluster through building and development of internal team of Sales Managers and DSTs and channel partners , while ensuring maintenance of required standards for customer satisfaction, profitability metrics and product mix Devise strategies/means to continually improve HL Disbursements in Mass Affluent and Affordable segments for all branches in the cluster and guide the teams in operationalizing the same through DSTs and Channel partners Evaluate market trends and gather competitive information to plan and undertake measures for expansion of the business within the geographic limit of the area as budgeted and act as the feedback loop from branch to region Provide feedback on product offerings, channels and processes to the Geography sales manager and other functional teams (Product, Marketing, credit, operations, technical, legal) to identify opportunities for improvement Conduct regular visits to the locations to nurture the relationships established by the internal team and channel partners and collaborate with alliance partners and distributors to grow the market presence Ensure implementation of SOPs and best practices across all branches mapped to the cluster and guide sales managers how to best achieve business targets and manage productivity Monitor annual budgeted expenses and manage resources within budgetary guidelines according to the company policy Minimize audit deviations by ensuring compliance to all policies and processes for the cluster Track and analyze reports and MIS, review and implement performance sheets and provide feedback to Sales Managers for course correction Guide Sales Managers for all branches in purview on activating the channel partners to expand reach of the products, within the defined geographical limits Support alternate channel teams by ensuring appropriate protocols and adherence thereof, by internal teams for proper onboarding, engagement and lead generation at branches •Assess the training and development needs of the teams and channel partners and collaborate with the relevant stakeholders to ensure delivery of the same Preferred candidate profile 5-10 years of experience in a Bank or NBFC Minimum 2-3 years of team handling experience in Used Car segment Experience of recruiting and training of sales team and channel partners Experience of managing multiple branches with deep knowledge and understanding of the local market Excellent written & verbal communication skills Ability to work under tight deadlines Knowledge of compliance regulations as issued by RBI etc. Interested Candidates can also apply by clicking the below link- https://piramalgroup.darwinbox.in/jobs/jobsdetailed/id/a64f1b5ec696e6/grp_company/a64507a9f13536/custom_source/Naukri

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4.0 - 8.0 years

5 - 7 Lacs

Chennai, Vellore

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Roles and Responsibilities Manage a team of sales professionals to achieve monthly targets for used car loans, commercial vehicle loans, auto loans, and other financial products. Develop and implement effective strategies to increase sales revenue growth and market share in the region. Build strong relationships with dealerships, customers, and internal stakeholders to drive business growth. Conduct regular performance reviews with team members to identify areas of improvement and provide coaching/training as needed. Ensure compliance with regulatory requirements and company policies.

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7.0 - 9.0 years

6 - 7 Lacs

Kolhapur

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RPMG: Portfolio Manager - Auto Products (Used Car & New Car) INTERNAL USAGE No. of Vacancies Reports to Area Collections Manager Is a Team leader N Team Size Grade AM/DM Business Retail Banking Department Retail Portfolio Management Group Sub - Department Flows Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Portfolio Manager for Auto Products (Used Car & New Car) is responsible for managing the portfolio of auto loans, ensuring NPA resolution, and achieving collection targets. This role involves handling the Risk 60 portfolio, achieving resolution and normalization targets, and ensuring compliance with audit procedures. Key Responsibilities Portfolio Management Manage the portfolio of auto loan products including Used Car and New Car loans. Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement. Ensure minimum addition to the NPA pool by maintaining the delinquency level. Achieve calling resolution targets for X & 30 buckets for auto loan products. Adhere to calling norm targets for auto loan products. Operational Management Oversee the collection process to ensure efficient and effective portfolio management. Monitor and analyze portfolio performance metrics and implement necessary adjustments. Ensure compliance with regulatory guidelines and internal policies. Engage defaulting members through telephone, emails, and physical visits to recover payments on defaulted accounts. Maintain daily activity logs of calls, physical visits, right party contacts, promises to pay, and promises to pay kept. Data Analysis and Reporting Collect, analyze, and interpret data to measure portfolio performance against established KPIs. Generate detailed reports on portfolio metrics and provide actionable insights. Identify trends, patterns, and opportunities for optimization. Process Improvement Continuously evaluate and enhance portfolio management processes and workflows. Identify opportunities to improve efficiency and effectiveness. Implement industry best practices and emerging technologies. Qualifications Graduation/Post-Graduation from a recognized institute. Minimum of 3 years of relevant experience in the NBFC/Banking industry. Desired Qualifications Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms. Operational and system knowledge. Role Proficiencies Proven experience in portfolio management, preferably within the financial services industry. Strong analytical skills with proficiency in data analysis and interpretation. Excellent project management skills with the ability to prioritize and meet deadlines. Strong interpersonal and communication skills with the ability to collaborate effectively. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines.

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10.0 - 13.0 years

6 - 7 Lacs

Pune

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RPMG: Cluster Portfolio Manager - Auto Loans INTERNAL USAGE No. of Vacancies Reports to Circle Portfolio Manager Is a Team leader Y Team Size Grade SM Business Retail Banking Department Retail Portfolio Management Group Sub - Department Auto Loans Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Cluster Portfolio Manager handles multiple centers which handles Risk 60 portfolio. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute Min 5 yeas of relevant experience in NBFC/Banking Industry Role Proficiencies Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines

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2.0 - 4.0 years

6 - 7 Lacs

Nagpur

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RPMG: Portfolio Manager - Auto Products (Used Car & New Car) INTERNAL USAGE No. of Vacancies Reports to Area Collections Manager Is a Team leader N Team Size Grade AM/DM Business Retail Banking Department Retail Portfolio Management Group Sub - Department Flows Location PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank About the Role The Portfolio Manager for Auto Products (Used Car & New Car) is responsible for managing the portfolio of auto loans, ensuring NPA resolution, and achieving collection targets. This role involves handling the Risk 60 portfolio, achieving resolution and normalization targets, and ensuring compliance with audit procedures. Key Responsibilities Portfolio Management Manage the portfolio of auto loan products including Used Car and New Car loans. Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement. Ensure minimum addition to the NPA pool by maintaining the delinquency level. Achieve calling resolution targets for X & 30 buckets for auto loan products. Adhere to calling norm targets for auto loan products. Operational Management Oversee the collection process to ensure efficient and effective portfolio management. Monitor and analyze portfolio performance metrics and implement necessary adjustments. Ensure compliance with regulatory guidelines and internal policies. Engage defaulting members through telephone, emails, and physical visits to recover payments on defaulted accounts. Maintain daily activity logs of calls, physical visits, right party contacts, promises to pay, and promises to pay kept. Data Analysis and Reporting Collect, analyze, and interpret data to measure portfolio performance against established KPIs. Generate detailed reports on portfolio metrics and provide actionable insights. Identify trends, patterns, and opportunities for optimization. Process Improvement Continuously evaluate and enhance portfolio management processes and workflows. Identify opportunities to improve efficiency and effectiveness. Implement industry best practices and emerging technologies. Qualifications Graduation/Post-Graduation from a recognized institute. Minimum of 3 years of relevant experience in the NBFC/Banking industry. Desired Qualifications Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms. Operational and system knowledge. Role Proficiencies Proven experience in portfolio management, preferably within the financial services industry. Strong analytical skills with proficiency in data analysis and interpretation. Excellent project management skills with the ability to prioritize and meet deadlines. Strong interpersonal and communication skills with the ability to collaborate effectively. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines.

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3.0 - 5.0 years

2 - 5 Lacs

Hyderabad

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Role & responsibilities Achievement of business plan targets in terms of volume growth, product mix and market share. Responsibility for Dealer network management & expansion. • Managing Sales Profitability and target accomplishments for the assigned portfolio. • Promotion of business & Institutional sales. • Planning& executive sales promotion plans & activities. • Effective cost management. • Responsible for controlling early delinquency. • Conducting detailed market study to analyze the latest market trends and tracking competitor activities and providing valuable inputs for fine tuning the selling strategies • Responsible for early delinquency management. • Meeting the Collection Target in various early Bucket and early pool. • To achieve profitability high focus on Cross-sell sales. Preferred candidate profile Graduate with 2-4 yrs experience in Commercial Vehicle is a must. • Strong commercial and business acumen Strong customer focus Excellent communication and presentation skills. • Strong analytical and problem solving skills. • Knowledge of service and warranty system. • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm. Thanks & Regards, Suresh HR 9493716407 HDB Financial Services Ltd

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3.0 - 8.0 years

3 - 5 Lacs

Miryalaguda

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Role & responsibilities Achievement of business plan targets in terms of volume growth, product mix and market share. Responsibility for Dealer network management & expansion. • Managing Sales Profitability and target accomplishments for the assigned portfolio. • Promotion of business & Institutional sales. • Planning& executive sales promotion plans & activities. • Effective cost management. • Responsible for controlling early delinquency. • Conducting detailed market study to analyze the latest market trends and tracking competitor activities and providing valuable inputs for fine tuning the selling strategies • Responsible for early delinquency management. • Meeting the Collection Target in various early Bucket and early pool. • To achieve profitability high focus on Cross-sell sales. Preferred candidate profile Graduate with 2-4 yrs experience in Commercial Vehicle is a must. • Strong commercial and business acumen Strong customer focus Excellent communication and presentation skills. • Strong analytical and problem solving skills. • Knowledge of service and warranty system. • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm. Thanks & Regards, Naveen HR 8610405856 HDB Financial Services Ltd

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0.0 - 5.0 years

0 - 3 Lacs

Bengaluru

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WE RECRUITE FOR RELATIONSHIP OFFICER BANKING SALES EXECUTIVE: DESIGNATION: Relationship Officer LOCATION: Across Bangalore WORKING TIMINGS: 9:30am to 6:30pm WORKING DAYS: Monday to Saturday BENIFITS: Salary+Exciting Incentives+Provident Fund+Health Insurance JOB DECRIPTION: Handle existing bank customers for cross selling Calling customers and generating business from the given data Meeting customers in customer Places Collecting Documents and doing documentation in the given branch Achieving daily targets, weekly targets, monthly targets Giving updates to reporting manager in daily bases contact :9944589766

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0.0 - 5.0 years

0 - 2 Lacs

Bengaluru

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WE RECRUITE FOR RELATIONSHIP OFFICER BANKING SALES EXECUTIVE: DESIGNATION: Relationship Officer LOCATION: Across Bangalore WORKING TIMINGS: 9:30am to 6:30pm WORKING DAYS: Monday to Saturday BENIFITS: Salary+Exciting Incentives+Provident Fund+Health Insurance JOB DECRIPTION: Handle existing bank customers for cross selling Calling customers and generating business from the given data Meeting customers in customer Places Collecting Documents and doing documentation in the given branch Achieving daily targets, weekly targets, monthly targets Giving updates to reporting manager in daily bases contact;9944589766

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4.0 - 9.0 years

2 - 5 Lacs

Jalgaon

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Role & responsibilities Achievement of business plan targets in terms of volume growth, product mix and market share. Responsibility for Dealer network management & expansion. Promotion of business & Institutional sales. Planning& executive sales promotion plans & activities. Effective cost management. Conducting detailed market study to analyze the latest market trends and tracking competitor activities and providing valuable inputs for fine tuning the selling strategies Preferred candidate profile Strong commercial and business acumen Strong customer focus Excellent communication and presentation skills. Strong analytical and problem solving skills. Knowledge of service and warranty system.

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0.0 - 4.0 years

1 - 3 Lacs

Noida, New Delhi, Kaushambi

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graduate from any Stream min - 0.6 - 4 Y exp in sales with Good skills Open to travel Handle existing customers, build relationships, cross-sell financial products, and ensure post-sales service and comp. Fixed salary + Incentives PF Health Insurance

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1.0 - 5.0 years

2 - 4 Lacs

Pudukkottai, Thanjavur, Tiruchirapalli

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ESAF Small Finance Bank is Hiring!! Job Profile : Sales Officer - Vertical : Retail Assets- Branch Banking Interested candidates may contact or WhatsApp: Mr. Manoj S : 9288092603 Criteria: Candidates having minimum Six months to 1+ years of experience in Mobility loans , Mortgage loan - Two wheeler loans, Car loans, commercial vehicle loans ,LAP etc . Job Description * To Coordinate sales of Retail Asset products in order to achieve the Banks targeted market share, profitability and volume on its Retail Asset business. * Ensure that all activities are carried out as per established standard operating procedures. For Company details https://www.esafbank.com/

Posted 1 month ago

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