Assistant Manager - Credit Modelling

About Us

What’s In It For YOU

• SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
• Admirable work deserves to be rewarded. We have a well-curated bouquet of rewards and recognition program for the employees
• Dynamic, Inclusive and Diverse team culture
• Gender Neutral Policy
• Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
• Commitment to the overall development of an employee through a comprehensive learning & development framework
  

Role Purpose

Role Accountability

• Develop customized collection scorecards for each assigned delinquency stage
• Develop self-cure models for customized collection interventions & cost control
• Develop micro-segments for effective portfolio interventions & to maintain acquisition quality
• Develop transaction-level scorecards as input to the authorization strategy and cross-sell qualification
• Develop application fraud prevention scorecard
• Develop propensity models for offering hardship programs
• Develop customized acquisition scorecards for assigned segments.
• Develop customized behavior scorecards for each assigned segment.
• Maintain inventory of assigned models
• Automate & ensure model deployment either in credit & fraud decision engines or turbine/data lake
  

Measures of Success

• Ensure the timely development of the models as per plan
• Model efficacy in terms of consistency & reliability
• KS, Gini - Model performance metrics
• PSI - Model stability metric
• Out of time validation
• Process Adherence as per MOU
  

Technical Skills / Experience / Certifications

Competencies critical to the role

Qualification

Preferred Industry