Assistant Manager - Credit Modelling

2 - 5 years

4 - 7 Lacs

Posted:2 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

About Us
What s in it for YOU
  1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
  2. Admirable work deserves to be rewarded. We have a well-curated bouquet of rewards and recognition program for the employees
  3. Dynamic, Inclusive and Diverse team culture
  4. Gender Neutral Policy
  5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
  6. Commitment to the overall development of an employee through a comprehensive learning development framework
Role Purpose
To develop and maintain collection scorecards, segments for portfolio intervention, and transaction-level authorization strategies and oversee implementation of credit fraud decision engine deployment for the organization.
Role Accountability
  1. Develop customized collection scorecards for each assigned delinquency stage
  2. Develop self-cure models for customized collection interventions cost control
  3. Develop micro-segments for effective portfolio interventions to maintain acquisition quality
  4. Develop transaction-level scorecards as input to the authorization strategy and cross-sell qualification
  5. Develop application fraud prevention scorecard
  6. Develop propensity models for offering hardship programs
  7. Develop customized acquisition scorecards for assigned segments.
  8. Develop customized behavior scorecards for each assigned segment.
  9. Maintain inventory of assigned models
  10. Automate ensure model deployment either in credit fraud decision engines or turbine/data lake
Measures of Success
  1. Ensure the timely development of the models as per plan
  2. Model efficacy in terms of consistency reliability
  3. KS, Gini - Model performance metrics
  4. PSI - Model stability metric
  5. Out of time validation
  6. Process Adherence as per MOU
Technical Skills / Experience / Certifications
Good knowledge of Big Data/R/Python/SaS/Hadoop
Competencies critical to the role
Analytical ability and problem solving
Qualification
Master s degree in related field
Preferred Industry
FSI / Any

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SBI Card logo
SBI Card

Financial Services

New Delhi

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