Assistant Credit Manager

Asst. Credit Manager

Department: Credit & Risk

Industry: Financial Services
Minimum Exp: 4 yrs+ Company Website: www.directcredit.in

Current Location: AT/36-71, Tower A, 3rd Floor Spectrum Mall Phase-II, Sector-75, Noida (Nearest Metro Sector 50).

Updated Address from February: Vision Business Park, Plot No. 21, Knowledge Park III, Greater Noida (Nearest Metro Knowledge Park 2).

Preferred - Immediate Joiners/15 days notice period

Job Summary:

Working Capital, HL, LAP & MSME loans

Key Responsibilities:

• Assess creditworthiness of potential customers based on financial statements, income documents, CIBIL reports.
• Evaluate loan applications and make informed recommendations or approvals within delegated authority. Able to handle the big-ticket size (our ticket size is start from 50L)
• Ensure timely processing and disbursement of loans with strict adherence to company policies and compliance norms.
• Monitor loan portfolio performance, identify delinquent accounts, and initiate corrective actions.
• Coordinate with the sales and collections team for seamless operations.
• Maintain proper documentation and records for audits and regulatory inspections.
• Analyze market trends, customer segments, and competitor offerings to suggest improvements in credit policy.

Key Requirements:

• Bachelors degree in Finance, Accounting, Economics, or a related field (MBA preferred).
• 3 years+ of experience in credit underwriting, preferably in the loan/financial services sector HL, LAP & MSME.
• Strong understanding of credit risk analysis, financial ratios, and regulatory norms (RBI, NBFC guidelines).

Interested candidates can share resumes ;on 9773593871/recruitment@directcredit.in