Assistant Credit Manager

3 - 6 years

3 - 7 Lacs

Posted:3 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Assistant Credit Manager to join our team in Jaipur. The ideal candidate will have 3-6 years of experience in credit management, preferably in the NBFC or banking industry.

Roles and Responsibility
  • Assess loan proposals according to the company's credit policy.
  • Manage quality and delivery turnaround of loan proposals.
  • Engage with relevant authorities for loan approvals.
  • Assist business, operations, and clients with effective and smooth loan closure.
  • Provide inputs for creating or refining the credit policy.
  • Monitor and track portfolio health and performance, managing delinquency.
  • Manage risk and credit practices within the Risk Policy framework.
  • Support other initiatives as part of risk, credit, and business development.
Job Requirements
  • CA/MBA with 2-4 years of relevant credit/risk experience in NBFC/banking industries.
  • B.Com with 5-8 years of relevant credit/risk experience in NBFC/banking industries.
  • Exposure and understanding of credit practices and products in small-ticket lending (secured and unsecured).
  • Local market knowledge of key industries, acceptable collateral, high-risk areas, etc.
  • Familiarity with legal documentation for secured and unsecured loans.
  • Strong analytical and problem-solving skills.

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