Area Credit Manager

Company Description

Hinduja Housing Finance is a part of the prestigious Hinduja Group, registered and certified by the National Housing Bank. The company is dedicated to making home ownership dreams come true through efficient service and a sound infrastructure. With a pan-Indian presence, they provide customized financial solutions for residential and real estate needs. Their extensive network of branches across the country ensures a seamless loan process, supported by a team of experienced home finance professionals who offer warm customer experiences and doorstep service.

Role Description

This is a full-time, on-site role for an Area Credit Manager located in Ulhasnagar. The Area Credit Manager will be responsible for assessing credit applications, managing credit risks, analyzing financial information, and ensuring adherence to credit policies. This role includes conducting detailed credit assessments, maintaining credit quality, and supporting the overall financial objectives of the organization by mitigating credit risks effectively. Daily tasks include analyzing creditworthiness, approving or rejecting loan applications, and liaising with other departments to ensure smooth operations.

Qualifications

• Experience in Credit Management, and Credit Risk Management
• Strong Analytical Skills and proficiency in Financial analysis
• Knowledge of Credit practices and policies
• Excellent decision-making and problem-solving abilities
• Ability to work independently and collaboratively within a team
• Bachelor's degree in Finance, Accounting, Business Administration, or related field
• Previous experience in housing finance or related industry is a plus