Area Credit Manager

We are looking for a skilled professional with 6-7 years of experience to join our team as an Area Credit Manager in the BFSI industry. The ideal candidate will have a strong background in credit management and a proven track record of success.

• Manage and oversee the credit function within the bank, ensuring compliance with regulatory requirements.
• Develop and implement effective credit policies and procedures to minimize risk and maximize revenue.
• Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
• Collaborate with cross-functional teams to identify and mitigate potential credit risks.
• Monitor and analyze credit portfolio performance, identifying areas for improvement.
• Ensure timely and accurate reporting of credit-related data and metrics.

• Strong knowledge of credit management principles and practices.
• Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
• Effective communication and interpersonal skills, enabling strong relationships with stakeholders at all levels.
• Ability to work in a fast-paced environment, prioritizing multiple tasks and deadlines.
• Strong understanding of regulatory requirements and industry standards related to credit management.
• Experience working with credit rating agencies and other financial institutions.