Area Credit Manager

Equitas Small Finance Bank

6 - 7 years

2 - 6 Lacs

Bengaluru

Posted:2 days ago| Platform:

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Skills Required

Reporting risk management Compliance credit underwriting BFSI credit risk credit analysis credit management credit appraisal credit rating regulatory requirements credit assessment credit policy credit risk analysis finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a skilled professional with 6-7 years of experience to join our team as an Area Credit Manager in the BFSI industry. The ideal candidate will have a strong background in credit management and a proven track record of success.

Roles and Responsibility

Manage and oversee the credit function within the bank, ensuring compliance with regulatory requirements.
Develop and implement effective credit policies and procedures to minimize risk and maximize revenue.
Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
Collaborate with cross-functional teams to identify and mitigate potential credit risks.
Monitor and analyze credit portfolio performance, identifying areas for improvement.
Ensure timely and accurate reporting of credit-related data and metrics.

Job Requirements

Strong knowledge of credit management principles and practices.
Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
Effective communication and interpersonal skills, enabling strong relationships with stakeholders at all levels.
Ability to work in a fast-paced environment, prioritizing multiple tasks and deadlines.
Strong understanding of regulatory requirements and industry standards related to credit management.
Experience working with credit rating agencies and other financial institutions.

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