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Area Credit Manager - Emerging Corporate - Credit Monitoring

6 - 11 years

11 - 16 Lacs

Posted:2 days ago| Platform: Naukri logo

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Job Description


We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Emerging Corporate Division, responsible for the continuous monitoring and management of a diverse credit portfolio. The ideal candidate will have a strong background in credit risk management and analysis. Roles and Responsibility
  • Monitor and manage a diverse credit portfolio, including individual exposure assessments.
  • Implement systematic approaches to assess business performance and compare actual outcomes against initial projections.
  • Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance.
  • Generate regular and comprehensive reports on portfolio performance, risk profiles, and emerging trends.
  • Offer data-driven insights to senior management to support informed decision-making.
  • Maintain robust channels of communication with clients and strategic partners.
  • Serve as a bridge between the credit team and client teams to facilitate information flow and collaboration.
  • Uphold rigorous standards of record management to support transparency, accountability, and audit readiness.
  • Actively participate in developing industry-leading best practices for credit monitoring within the organization.
  • Foster collaborative relationships with various internal functions to address portfolio-related challenges and opportunities, promoting synergy among departments to maximize the effectiveness of credit monitoring efforts.
  • Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions, and collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries.
  • Maintain adherence to the Credit Monitoring Policy and its procedures, ensuring protocols align with policy stipulations, while taking a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics.

  •  Job
  • Minimum 6 years of experience in credit risk management or a related field.
  • Strong knowledge of credit risk management principles, practices, and regulations.
  • Excellent analytical, problem-solving, and communication skills.
  • Ability to work collaboratively with cross-functional teams.
  • Strong understanding of financial markets, instruments, and regulatory requirements.
  • Experience with credit monitoring tools and technologies.
  • Educational qualificationsB.Com, MBA/PGDM, CA.

  •  Additional Info
    The company offers a dynamic and supportive work environment, with opportunities for professional growth and development.

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    Tata Capital
    Tata Capital

    Financial Services

    Mumbai Maharashtra

    5001-10000 Employees

    3754 Jobs

      Key People

    • Rajesh Sethi

      Managing Director & CEO
    • Supratim Bandyopadhyay

      Chief Financial Officer

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