629 Us Mortgage Jobs - Page 22

Job Summary: We are seeking a detail-oriented and proactive International US Mortgage Non-Voice Process Associate to join our team. Job Title: International US Mortgage Non-Voice Process Executive Location: [Kharadi / Magarpatta ] Shift: Fixed Night Shift (Sat-Sun Off) Package: Upto 6 LPA (Approx. 45k in-hand) Transport: Both-side cab facility provided Key Responsibilities: Handle US mortgage loan processing activities with minimal or no voice interactions. Review and verify mortgage documents, ensuring compliance with company and regulatory standards. Coordinate with clients, agents, and internal teams via email and chat to facilitate smooth loan Benefits: Competitive salary package up to 6 LPA. Fixed night shift with consistent off days (Saturday and Sunday). Both-side cab facility for easy commute. Friendly and supportive work environment. * Note- No Virtual Rounds will be conducted (Immediate Joining) Interested Candidates Can call or share their updated CV on below mentioned details. Contact Person : HR AKANKSHA - 8956822344 akanksha.pardeshi@spes.in Reference Are Highly appreciated!!!!!

Role- Pre-Purchase Reviewer Face to Face Interview Drive Date- 30th May 2025/31st May 2025/1st June 2025 Drive Location- Pune Work Location : Pune ( Work from Home ) US Mortgage Process Mandatory (Only Night Shifts) Interview- Assessment/ Ops Round / HR Round CONSULTANCY- ADECCO Job Overview PPR: - The role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents. The position requires a thorough understanding and familiarity of both credit, income, assets and closing documents to complete the applicable review questions in the questionnaire and provide results to Client Key Responsibilities: Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process Knowledge of different types of mortgages and its functioning and ability to review various documents involved in Closing, Funding and Underwriting Review the loan documents using the Pre-Purchase Review checklist for completeness and accuracy Strong knowledge of ATR/QM, RESPA, TRID and mortgage compliance regulations Review of Conventional, FHA, VA & USDA loan types General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review Strong Customer Service Skills, Detail Oriented with good analytical skills and the ability to make decisions based on the situation. Qualifications & Requirements: Degree or Equivalent 2 - 10 years of experience in PPR / Underwriting Should be flexible working in night shifts Good written and oral communications skills in English Open to working extended periods/weekends when necessary Computer Skills - comfortable with MS office Good written and oral communications skills in English Vijaya Durga M +91 9686640353 Email: Gentella.VijayaDurga@adecco.com

Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Location-Mumbai/Chennai/ Bangalore/ Hyderabad

Position summary New American Funding (NAF) is a mortgage lender offering an array of loan options. Established in 2003 and headquartered in Tustin, CA, United States We're expecting candidate to be able to make independent decisions, execute the process and drive the team's performance on key performance metrics. Role & responsibilities Ensure process is executed as per Standard Operating Procedure. Providing team guidance and coaching to individual associates who fall below desired performance. Continuously contribute towards process improvement. Align team members with onshore team needs, allocate target and tool usage to support task performance. Track the process for workflow, tracking team performance, deployment of resources and capacity planning Review the performance on the key process metrics and conduct RCA to improve quality parameters. Act as process SME and manage additional responsibilities by providing extended cover to the team. Ensure daily work is managed within specified / agreed timeframe. Effectively manage shift operations and leave planning. Core Competencies Must have US Mortgage domain experience. Minimum 5 to 9 years of experience Experience in loan servicing Handled at least a team size of minimum 15 members Excellent command of the English language being fluent in spoken and written. MS Office application suite (preferably Word, Excel & PowerPoint). Good analysis and problem-solving skills Ability to build and motivate team.

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Lakshmi PS HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432489/WhatsApp @7892150019 lakshmi.p@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

Hiring for Mortgage Underwriting Manager Skills - US mortgage, Underwriting, Residential Mortgage Min 10 Years of exp ( 100+ Team Handling exp ) Salary up to 18 LPA Loc - Jaipur, Pune Contact Nancy-8586914964 Email- Nancy.imaginators7@gmail.com

Job Summary : We are seeking a detail-oriented and proactive International US Mortgage Non-Voice Process Associate to join our team. Job Title: International US Mortgage Non-Voice Process Executive Location: [Kharadi / Magarpatta] Shift: Fixed Night Shift (Sat-Sun Off) Package: Up to 6 LPA (Approx. 45k in-hand) Transport: Both-side cab facility provided Key Responsibilities: Handle US mortgage loan processing activities with minimal or no voice interactions. Review and verify mortgage documents, ensuring compliance with company and regulatory standards. Coordinate with clients, agents, and internal teams via email and chat to facilitate smooth loan Benefits: Competitive salary package up to 6 LPA. Fixed night shift with consistent off days (Saturday and Sunday). Both-side cab facility for easy commute. Friendly and supportive work environment. Note- No Virtual Rounds will be conducted (Immediate Joining) Interested Candidates Can call or share their updated CV on below mentioned details . Contact Person : HR Sakshi - 7447716444 sakshi.pande @spes.in Reference Are Highly appreciated!!!!!

Hiring for Mortgage Underwriting Manager Skills - US mortgage, Underwriting, Residential Mortgage Min 10 Years of exp ( 100+ Team Handling exp ) Salary up to 18 LPA Loc - Jaipur, Pune Contact 9213608933 ( Ritik ) Email - ritik.imaginators@gmail.com

Hiring for Team Lead role Skills - Mortgage, US Process, Residential Mortgage, preclosing Min 6 Years of exp Salary up to 10.5 LPA Loc - Jaipur, Pune Contact 8929448461 ( Harjas ) Email - harjasimaginators@gmail.com

Job Purpose and Impact The Credit Senior Supervisor will lead all aspects of credit activities for a subset of the credit function or high risk tolerance In this role, you will help handle accounts, data maintenance, counterparty portfolio relations and credit reporting You will contribute to build, recommend and implement controls and cost-effective approaches to minimize the organization's risks, Key Accountabilities Coordinate a team that will collect and maintain customer accounts; track account status, report on outstanding balances and prioritize collection activity, Identify and analyze potential sources of loss to minimize risk and estimate the potential financial consequences of a loss, Lead credit history research (i-e, collect personal or business data for analysis, run credit reports, etc ), Direct follow-up on overdue accounts; initiate demand letters, phone calls to delinquent accounts and external debt collection, etc Coordinate the preparation and distribution of defined reports showing account performance, Lead and develop a team, coach and make decisions related to talent management, hiring, performance, and disciplinary actions, Other duties as assigned Qualifications Minimum Qualifications Bachelor's degree in a related field or equivalent experience Minimum requirement of 7 years of relevant work experience Typically reflects 5 years or more of relevant experience, Preferred Qualifications Two years of supervisory experience

Role- Pre-Purchase Reviewer Work Location : Chennai ( Work from Office ) US Mortgage Process Mandatory (Only Night Shifts) Interview- Assessment/ Ops Round / HR Round Exp- Must have experience in Mortgage origination for 1 to 4 years like Loan Processing, Pre UW, Closing & Funding etc. Drive Date- 30th May 2025/31st May 2025/1st June 2025 Drive Location- Pune Interested Immediate Connect- Ranjan- 7892648654 (Call/wtsapp) Apply Link- https://foeurope.my.salesforce-sites.com/jobboard/JobRegister?JobId=a1hSa000001eRSLIA2 CONSULTANCY- ADECCO Job Overview PPR: - The role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents. The position requires a thorough understanding and familiarity of both credit, income, assets and closing documents to complete the applicable review questions in the questionnaire and provide results to Client Key Responsibilities: Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process Knowledge of different types of mortgages and its functioning and ability to review various documents involved in Closing, Funding and Underwriting Review the loan documents using the Pre-Purchase Review checklist for completeness and accuracy Strong knowledge of ATR/QM, RESPA, TRID and mortgage compliance regulations Review of Conventional, FHA, VA & USDA loan types General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review Strong Customer Service Skills, Detail Oriented with good analytical skills and the ability to make decisions based on the situation. Qualifications & Requirements: Degree or Equivalent 2 - 10 years of experience in PPR / Underwriting Should be flexible working in night shifts Good written and oral communications skills in English Open to working extended periods/weekends when necessary Computer Skills - comfortable with MS office Good written and oral communications skills in English

Job Title: Title Examination Manager US Mortgage (Title Side: Search & Examination) Experience: 10+ years | Team Size Managed: 2025 members Reports To: Senior Manager Location: Mumbai/Bangalore (Work from Home) Job Summary: Seeking a results-driven Title Examination Manager to lead a team in handling U.S. mortgage title operations. The role demands expertise in title search and examination, team leadership, quality assurance, and client relationship management. Core Responsibilities: Manage end-to-end title examination processes, including document review, risk identification, and issue resolution. Supervise, coach, and develop a team of 20+ examiners to achieve daily and monthly performance targets. Monitor quality, productivity, turnaround time (TAT), and ensure compliance with company and industry standards. Provide regular reports on performance metrics; address gaps and implement corrective actions. Collaborate with cross-functional teams and clients to ensure smooth workflow and client satisfaction. Drive hiring, training, and continuous improvement initiatives. Ensure adherence to risk management, data security, and organizational policies. Key Skills: Strong leadership, coaching, and team management capabilities Excellent communication and interpersonal skills Deep understanding of U.S. mortgage title examination Analytical mindset with problem-solving skills Proficient in MS Office and process tracking tools Nice to Have: Experience managing multi-client operations Ability to adapt quickly to process and policy changes

I. Role & responsibilities Responsibility Area (E.g. Budgeting & Planning, Team Management, etc.) Description (Do in order to/to ) 1. Operates a variety of client systems and performs complex tasks and activities without supervision following information security policies, procedures and guidelines. Meets and exceeds client performance standards. 2. Interacts with co-workers and supervisors to audit and troubleshoot to meet client needs in a timely manner. Takes initiative to find solutions and works effectively as a member of the team. 3. Develops and implements procedures to meet quality, quantity, and timeliness standards. 4. Composes clear, polite, and well-organized emails to communicate with clients. Anticipates client needs proactively and takes initiative. 5. Coaches less-experienced staff in learning procedures and insurance knowledge. 6. Analyzes the root cause of processing problems and keeps team and supervisor, and client informed of issues and solutions. II. Purpose of the Position * Processes complex tasks, implements new tasks and/or manages existing tasks without supervision . Provides guidance, instruction and direction to the team of client associates and client analysts. Ensures to maintain and meet the quality and quantity standards, with timelines. Responsible for meeting quality, quantity, and timeliness requirements. Contact Scope Internal Contacts - Team members within the client team, supervisor External Contacts - Client contacts (by email)N III. Minimum Qualifications Experience 5+ years at least and 1.5+ years as a team lead Education Background Bachelor Degree (Major) Skills Auditing, Training, Quality check, SOP creation, Process Transition, Escalation management, Performance management, Attrition and Shrinkage. Competencies and Behaviors Train others Builds team relationships Communicates effectively Demonstrates functional excellence Customer centric Licenses/Certificates - N/A

Dear Candidate, We are hiring for US Mortgage -Servicing | Bangalore | Call Quality Monitoring (CQM) Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9399615758 Monica ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9399615758 Monica ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9399615758 Monica ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9399615758 Monica ) Regards SPARK CONSULTANCY

Role : Client Audit Support Administrator ( US mortgage experience is mandatory) Experience: Min 4 - 8 years Mode of work: WFO Immediate/30 days NP Flexible for night shift Job Summary:- The Client Audit Support Administrator sits within the second line of defense and reports to the Manager, Client Audit Support. The Client Audit Support Administrator is responsible for gathering all applicable loan information, including obtaining screenshots to evidence actions taken by applicable Mortgage Servicing Business Units and supporting documentation from various systems of record, in order to support audit requests on behalf of Cenlars clients and their regulators. Job Responsibilities :- Navigates various systems of record in order to gather and obtain documentation that support audit requests from Cenlars clients Collaborates with Cenlars Mortgage Servicing Business Unit departmental leaders in order to compile required audit documentation Assists the Client Audit Support Analyst with delivering complete documentation to fulfill audit requests within the required timeframes Executes queries and/or appropriate scripting in order to facilitate the automated compilation of documents Assists in the development of a standardized document checklist for audit requests in order to facilitate continual process improvement to provide Cenlars clients with appropriate servicing records for audits Ensures manually obtained documentation becomes associated with the applicable loan files in Cenlars imaging system of record Maintains evidence of daily work routines in Client Audit Support system of record Other duties and projects as assigned Appropriately assess risk when business decisions are made, include but not limited to compliance and operational risk. Demonstrate consideration for Cenlars reputation as well as our clients, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards. Requirements, Education, Experience :- Bachelors degree or equivalent work experience preferred 3+ years of combined mortgage servicing or mortgage banking experience Experience with compliance or regulators preferred Knowledge of default, investor relationships, and mortgage originations preferred Strong analytical skills Excellent organizational skills with a focus on attention to detail Ability to multi-task Excellent communication and interpersonal skills, including both written and verbal communication Ability to work independently Proficiency in Microsoft Office suite, particularly Word and Excel

Job description Please note experience in other mortgage functions cannot be substituted for the original requirements. Senior Processor Experience-4 Years to 8 Years, Notice Period- immediate Joiners to 1 Month Job Location-Pune Shift-Night Shift Cab Facility-One Way Job Description Having sound knowledge in Originations, especially in underwriting, Pre-underwriting and Pre-Closing QC Compute income and debt ratio calculations following program guidelines and ability to repay requirements Expertise in compliance, TRID guidelines (fees) Interest Please contact-Krishna-8072255275

Processor Experience-0 to 3 Years Notice Period- Immediate Joiners Only Job Location-Chennai Shift-Night Shift Cab Facility-One Way Skill Set-Experience in loan origination Good Communication Skills & Typing Skills Freshers only for 2024 passed out with Provisional certificate/Consolidated Mark sheet/Degree certificate Other experience less than 6 Months only consider as fresher Freshers-B.E/B.tech/& PG courses are not applicable for the requirement Team Leader 3 - 6 years of experience in Mortgage Servicing along with minimum 2 years of team management experience Areas of Expertise: Active Servicing, Default loans handling, Loss Mitigation, Bankruptcy, Loss Analysis, Foreclosure, REO, Flood Insurance, Hazard Insurance, Consumer reporting & Escrow Administration Walk In Interview Date- 20th &21st May 2025 Interview Venue- Wipro Limited-CDC5 468/469, 475/A, Old Mahabalipuram Road, Elcot Sez, Sholinganallur,Chennai Interview-Tine-10.30 am to 1.30 P.M Contact Person-Naveen Raj

Role Overview Function Overview Assist in the production of “Screening Memos” for the Originations Team As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for company to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that Client elects to finance and refinance as well. Focus is to work on all the asset classes such multifamily, retail, storage, Industrial etc. loans originated by the Insurance. The Candidate would be supporting on the different workflows as mentioned below Agency Pre-screening and ICM Screening/underwriting of Agency Loans (Fannie Mae), deriving Underwriting Value, using financial spreading, rent roll analysis and creation of Investment Committee Memo. Non-Agency/Deal Pre-screening and ICM Screening/underwriting of Non-Agency Loans, deriving Underwriting Value, using financial spreading, rent roll analysis and creation of ICM. Loan Portfolio Stratification and ICM Stratification of portfolio of loans belonging to various asset classes, assessing their risk exposure using their property level, loan level and performance metrices. Draw Review Process Reviewing draw related Invoices, Proof of Payments, Construction Budget, TI/LC, etc. and updating the Draw Review Trackers accordingly. On Boarding the delas on AI Based platform with the help of various closing documents, Offering Memorandum, Loan Agreement etc. Extracting market and asset specific statistics from various data sources (for egCoStar or similar platforms) for the pipeline deals which are shortlisted for screening or underwriting Comparing the key deal metrics which includes Occupancy, Cap Rates, Debt Yield, Cash Flow, NOI etc. of the pipeline deals with existing portfolio Analyzing property pictures & map for location-based insights, preparing the capital stack (i.e., Equity vs. Debt) and presenting them in an excel and ppt format Collecting and preparing sales and rent comparable of the target originations with the market data sourced through broker reports or web-based applications. Studying the demographics to understand the unit mixes, interpreting all sources of incomes & expenses through review of cash flows, ascertaining vacancy rates & rental income using rent rolls and using NOI to calculate key liquidity ratios i.e., DSCR, DY etc. Creating investment memorandums with the deal team ahead of investment committee. Conducting due diligence prior to closing of deal as per closing checklist. Data input in pipeline tool (i.e., DealPath, Loan Tapes) as and when required. Essential Skills & Experience Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans. Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties. Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum. Candidate should have the knowledge of US Market and Sub-Market to understand the deal’s demographics and its impact on the subject property. Hand on experience and proficient in preparing the dynamic financial models in MS excel. Master’s degree – Major in Finance or Banking and Capital Markets, CFA designation a plus. Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications. Ability to manage multiple priorities in a fast paced, fluid environment. Previous background with real estate lending required with Debt Underwriting’ in real estate preferable. Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills. Acute focus on attention to detail, accuracy, and data validation. Effective communication skills (listening, verbal, and written). Excellent interpersonal and teamwork skills. Sound judgment and discretion. Strong initiative, energy and confidence completing assignments with limited supervision.

Roles and Responsibilities Conduct thorough underwriting reviews for US mortgage loans, ensuring compliance with regulatory guidelines and company policies Strong 4Cs Knowledge DTI LTV and CLTV Develop and maintain expertise in various types of US residential mortgages, including conventional, FHA, VA, Jumbo, and USDA loans.

Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post Analyst Compliance – US Mortgage - WORK FROM OFFICE Location – Bangalore & Pune Job Shift – 7 pm to 5 am - Night - 5 Days a Week – Saturday & Sunday Off PERSON WITH EXPERIENCE IN COMPLIANCE REVIEW OF US MORTGAGE REQUIRED MUST HAVE KNOWLEDGE CLOSING DISCLOSURE, LOAN ESTIMATE, TRID, POST CLOSING IMMEDIATE JOINERS AND PERSONS WHO CAN JOIN IN 15 DAYS ARE PREFERRED. Position Overview: The Compliance Analyst – US Mortgage (Non-QM) is responsible for ensuring that Non-Qualified Mortgage (Non-QM) loans adhere to regulatory requirements, investor guidelines, and company policies. This role involves reviewing Non-QM loan files, monitoring compliance programs, identifying regulatory risks, and working with internal teams to ensure that Non-QM mortgage operations align with legal and regulatory standards. Key Responsibilities: Ensure compliance with federal and state regulations, including Dodd-Frank Act, CFPB, ATR (Ability-to-Repay) Rule, TILA, RESPA, ECOA, HMDA, and FCRA as they relate to Non-QM loans. Verify that Non-QM loans meet the Ability-to-Repay (ATR) requirements while remaining within investor and secondary market guidelines. Conduct pre-funding and post-funding audits on Non-QM loan files to ensure compliance with investor and regulatory requirements. Ensure that all loan disclosures comply with state-specific lending laws and high-cost loan regulations. Experience with mortgage compliance software and loan origination systems (LOS) such as Encompass, Calyx, Mavent or proprietary Non-QM platforms. Knowledge of fair lending regulations, high-cost loan thresholds, and state-specific lending compliance for Non-QM loans. Reviewing documents related to origination such as CD (Closing Disclosures) , LE (Loan Estimates), 1008, 1003, 1004, Credit report. Performed root-cause analysis (RCA) to provide feedback. Loan Review & Risk Analysis : Review and analyze mortgage loan files to ensure all required documentation is complete and accurate. Identify any potential risks or discrepancies and ensure corrective actions are taken.

Company Name: VARITE INDIA PRIVATE LIMITED About The Client: The Client is a global technology and services company specializing in modernizing the mortgage lifecycle through intelligent automation and deep mortgage banking expertise. With over 25 years of experience, it supports large and mid-sized lenders, servicers, mortgage insurers, and title companies by streamlining operations and enhancing borrower experiences. About The Job: We are seeking an experienced Associate/Lead Associate in Mortgage Live Underwriting who will play a pivotal role in determining the eligibility of loan applicants and authorizing purchases through re-underwrites for lenders. Your responsibilities will include analyzing and verifying loan applications, evaluating financial risks, and making final decisions on eligibility. Working collaboratively with a team of financial experts, you will be instrumental in accepting or declining different types of loans. Essential Job Functions: Problem-solving ability by connecting the dots across the loan documentation. Perform end-to-end risk analysis of a loan file. Evaluate loan risk through the verification of loan applications. Maintain a thorough working knowledge of industry standards and guidelines. Ability to interpret and take action for any guideline changes. Reviewing and responding to loan conditions as necessary. Ensuring compliance with regulatory standards. Perform other duties as assigned by Management. Meet daily targets and all SLAs as communicated. Qualifications: Graduate in any discipline. At least 2-5 years of relevant experience in the Live Underwriting process. Worked in Conventional Loans. General knowledge of Client, Freddie Mac, FHA, and VA guidelines is a plus. Detail-oriented. Adhere to strict timelines prescribed by Management and provide the review experience working in a production environment preferred. Good verbal and written communication skills. Should have good analytical skills and the ability to make decisions based on facts. Competent with MS Office applications, LOS, LMS, and Selling guide navigation. Knowledge of standard mortgage nomenclature. Shift: Should be flexible with both day and night shifts and okay to work over the weekends if required. How to Apply: Interested candidates are invited to submit their resume using the apply online button on this job post. Equal Opportunity Employer: VARITE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, marital status, veteran status, or disability status. Unlock Rewards: Refer Candidates and Earn. If you're not available or interested in this opportunity, please pass this along to anyone in your network who might be a good fit and interested in our open positions. VARITE offers a Candidate Referral program, where you'll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE.

Position Senior Underwriter Experience 3 to 6 years Notice Immediate to 30 days Job Description: The Underwriter will be responsible to verify and analyse complex information in accordance with policies procedure to process and evaluate mortgage loan applications. The Underwriter must use their business judgement to ensure mortgage applications meet regulatory guidelines. Job Responsibilities: • Candidate should have total 2+ years of US mortgage underwriting experience • Should be well versed with FNMA, FHLMC, GNMA and investor guidelines • Should be able to evaluate complete loan documents and provide approval or denial decision • Should be thorough in Income calculation Salaried income, business income, retired, other income and rental income • Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation • Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer • Complete review of Collateral including Appraisal review and Property Valuation • Complete review of the required closing conditions to approve loan and communicate requirements to clients • Should be able to validate and process the Loan documents on behalf of a Mortgage lender organization • Should be able to evaluate evidence of borrower’s willingness and ability to repay the obligation • Should have good analytical and problem-solving skills • Should have decision-making skill when applying in business judgement • Should ensure deliverables meet Productivity, Quality TAT per client SLAs • Good communication, Presentation skills, Self-motivated and hard working

Current experience in a TL/ATL role (minimum 1 year) Nationwide title search expertise Strong communication & people management skills Proficiency in at least 2 Title production platforms Flexibility to work rotational shifts Proficiency in MIS reporting Client and people management proficiency Ability to handle complex situations with confidence

Job title- Title search Work Mode- Work from Office Workdays- Mon to Fri Shift - Night shift POSITION SUMMARY • Should have strong document knowledge related to Title Search on various states, should have worked on Current Owner search for minimum of 2-4 years on various states. KEY RESPONSIBILITIES • Should be able to examine the search packages and understand the overview of search • Should be able to understand the various title documents related to nationwide states and key the documents in respective fields • Should have good typing skills with accuracy of 100% and minimum typing speed of 30 WPM • Should be able to identify the Hits and Misses from the completed search JOB REQUIREMENTS • Basic knowledge on Title Insurance/Mortgage process • Effective Date Consideration • Identifying vesting Deed and keying • Evaluate chain of Title and keying • Keying Tax information • Examine the Liens and Judgments provided in search package and keying EDUCATION AND EXPERIENCE • Minimum experience of 2-4 Years in Title Search process and should have experience of creating/keying Owner Policy/commitment reports • Should also have knowledge in processing Current Owner Search for last 2-4 years. • Should be knowing the nationwide state specification about Title Search

Processor Experience-0 to 3 Years Notice Period- Immediate Joiners Only Job Location-Pune Shift-Night Shift Cab Facility-One Way Skill Set-Experience in loan origination Good Communication Skills & Typing Skills Freshers only for 2024 passed out with Provisional certificate/Consolidated Mark sheet/Degree certificate Other experience less than 6 Months only consider as fresher Freshers-B.E/B.tech/& PG courses are not applicable for the requirement Team Leader 3 - 6 years of experience in Mortgage Servicing along with minimum 2 years of team management experience Areas of Expertise: Active Servicing, Default loans handling, Loss Mitigation, Bankruptcy, Loss Analysis, Foreclosure, REO, Flood Insurance, Hazard Insurance, Consumer reporting & Escrow Administration Walk In Interview Date- 20th &21st May 2025 Interview Venue- Wipro Limited-CDC5 468/469, 475/A, Old Mahabalipuram Road, Elcot Sez, Sholinganallur,Chennai Interview-Tine-10.30 am to 1.30 P.M Contact Person-Naveen Raj