629 Us Mortgage Jobs - Page 20

Role- Pre-Purchase Reviewer Work Location : Chennai ( Work from Office ) US Mortgage Process Mandatory (Only Night Shifts) Interview- Assessment/ Ops Round / HR Round Exp- Must have experience in Mortgage origination for 1 to 4 years like Loan Processing, Pre UW, Closing & Funding etc. Drive Date- 30th May 2025/31st May 2025/1st June 2025 F2F Drive Location- Pune Interested Immediate Connect- Ranjan- 7892648654 (Call/wtsapp) Apply Link- https://foeurope.my.salesforce-sites.com/jobboard/JobRegister?JobId=a1hSa000001eRSLIA2 CONSULTANCY- ADECCO Job Overview PPR: - The role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents. The position requires a thorough understanding and familiarity of both credit, income, assets and closing documents to complete the applicable review questions in the questionnaire and provide results to Client Key Responsibilities: Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process Knowledge of different types of mortgages and its functioning and ability to review various documents involved in Closing, Funding and Underwriting Review the loan documents using the Pre-Purchase Review checklist for completeness and accuracy Strong knowledge of ATR/QM, RESPA, TRID and mortgage compliance regulations Review of Conventional, FHA, VA & USDA loan types General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review Strong Customer Service Skills, Detail Oriented with good analytical skills and the ability to make decisions based on the situation. Qualifications & Requirements: Degree or Equivalent 2 - 10 years of experience in PPR / Underwriting Should be flexible working in night shifts Good written and oral communications skills in English Open to working extended periods/weekends when necessary Computer Skills - comfortable with MS office Good written and oral communications skills in English

Job Description Responsible for interacting by email with lenders, contractors and/or field inspectors to ascertain the required documents and/or information Responsible for collaborating with onshore stakeholders via email and phone calls Responsible for scheduling and expediting site inspections with inspectors across the United States Responsible to organize and prioritize work and meet strict deadlines as well as the ability to effectively communicate with outside parties Responsible for obtaining pending documents and/or information and updating the system with the information provided by the lenders, contractors, and field inspectors Responsible for communicating with the clients through email Follow schedule adherence Obtain a quality score of 98.5% or above Qualifications Bachelors Degree or equivalent Required Skills Must have excellent written communication skills (with accurate grammar and punctuation) Must have the ability to read and respond to the client’s emails following effective business email writing etiquettes Must have excellent verbal communication skills with fluent English and neutral accent Must have good analytical and cognitive skills Must have an eye for attention to detail Must have minimum 30 wpm speed with the ability to talk over the phone Additional information WORKING AT ALTISOURCE ADVANTAGES Prosperity Competitive salary based on your experience and skills Good Health Comprehensive insurance plans; - Medical insurance for employees and family, Personal Accident Benefit and Life Insurance for employees Wellness Programs – Doctor support, Psychologist, Counselor, Onsite health checkup camps, etc. Happiness 10 paid holidays, plus 26 paid days off per year Lots of employee engagement activities

In this crucial role, you will be responsible for ensuring the timely completion and coordination of all necessary activities to secure, maintain, and preserve REO properties acquired through reverse mortgage foreclosures. You will play a key part in our team by working closely with vendors and contractors to ensure properties are safe, secure, and ready for market. Responsibilities: Manage the REO property preservation process for reverse mortgages, following all company procedures and legal guidelines. Coordinate and oversee timely completion of property inspections to identify any safety hazards or maintenance needs. Secure vacant properties to prevent unauthorized access and vandalism. Oversee property clean-out and debris removal. Manage lawn maintenance, including grass cutting and landscaping, to maintain curb appeal and prevent code violations. Coordinate winterization services to protect vacant properties from weather damage during cold seasons. Ensure completion of other life safety and preservation measures as needed (e.g., board-up services, plumbing shut-off). Track and document all preservation activities for each property. Collaborate with asset managers other departments to ensure a smooth transition when properties are ready for listing and sale. Maintain accurate and complete records for all REO properties under your purview. Qualifications: Minimum of 1-3 years of experience in property preservation, REO management, or a related field. Strong understanding of reverse mortgage foreclosure timelines and procedures. Excellent communication and coordination skills to work effectively with vendors, contractors, and internal departments. Proactive and detail-oriented with a focus on timely completion of tasks. Ability to prioritize and manage multiple tasks simultaneously in a fast-paced environment.

Preservation Coordinator Responsibilities: • Manage the REO property preservation process for reverse mortgages, following all company procedures and legal guidelines. • Coordinate and oversee timely completion of property inspections to identify any safety hazards or maintenance needs. • Secure vacant properties to prevent unauthorized access and vandalism. • Oversee property clean-out and debris removal. • Manage lawn maintenance, including grass cutting and landscaping, to maintain curb appeal and prevent code violations. • Coordinate winterization services to protect vacant properties from weather damage during cold seasons. • Ensure completion of other life safety and preservation measures as needed (e.g., board-up services, plumbing shut-off). • Track and document all preservation activities for each property. • Collaborate with asset managers other departments to ensure a smooth transition when properties are ready for listing and sale. • Maintain accurate and complete records for all REO properties under your purview. Qualifications: • Minimum of 1-3 years of experience in property preservation, REO management, or a related field. • Strong understanding of reverse mortgage foreclosure timelines and procedures. • Excellent communication and coordination skills to work effectively with vendors, contractors, and internal departments. • Proactive and detail-oriented with a focus on timely completion of tasks. • Ability to prioritize and manage multiple tasks simultaneously in a fast-paced environment. • Proficiency in PPW and Resnet applications

Job Title: Team Leader for Written Correspondence Reporting to: Team Manager Objectives Written Correspondence team will be responsible for researching written complaints and providing a written response addressing all issues identified in the complaint. The Complaints Resolution Specialist will be responsible for the thorough investigation and resolution of customer complaints. The Team Leader will be required to lead large teams independently, which will be in the range of about 20 members and ensures all operational duties are carried out in accordance with scheduled rosters and documented policies, and the SLAs set by the client are met. Key Result Areas (KRAs) Leadership: The Team Leader is expected to actively lead and motivate the team for whom he / she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues, including potential issues, within the team and appropriately resolve / escalate the same. The Team Leader should be aware of the strengths and weaknesses of his / her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos, and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations: Leads a team of 20 associates and motivates them to achieve the team, project and client’ SLA. Consistently achieves all KPI's and SLA's set by the clients with strict adherence to Quality parameters. Uses quality tools to ensure that there is maximum efficiency & productivity Manages team responsibilities and allocates work to the Team Leaders/SMEs as appropriate. Develop and maintain superior customer connect Appraises the teams on their performance and provides regular feedback. Manages the performance appraisal process / rating . Interacts with support team to manage HR, Risk and other admin activities Follow the governance mechanism established with the client Keep track of all customer feedback/ process issues. Drive actions towards delivery excellence Resource Planning, Recruitment and Work Allocation Ensure that all committed deliverables and services are rendered on schedule and at the defined quality levels Interview and hire new associates as needed to support the growth of the business Prepare and send operational reports and information to management and stakeholders Ensure Compliance and controllership Supervise associates by monitoring volumes and patterns and schedule adherence. Maintain up to date knowledge of government regulations and real estate laws Teamwork: The Team Leader is expected to create and maintain an environment that fosters teamwork, in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement: The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas / suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals: The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member, focusing on the performance rather than the personality of the individual, in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. Qualification: Graduate with excellent communications skills (oral & written) Total 5-8 years of experience with a minimum of 2 years of supervisory experience Proven experience in customer service or complaints handling. Strong critical thinking and problem-solving skills. Excellent written communication skills with the ability to convey complex information clearly and concisely. Strong management/people skills US Mortgage Experience Required Strong organizational, planning, and analytical skills. Good mathematical and statistical skills for analysis of data and generation of reports. Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS-office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge

Hiring for US Mortgage -MNC- Bangalore!! Role: Documentation Specialist Location: Bangalore Contract: 6 Months Notice: Imm - 30 Days only Experience: 1-2 Years Key Skills Proficient typing skills Basic analytical experience Able to prioritize responsibilities and adhere to deadlines Qualifications Deep understanding of acceptable mortgage loan documentation Strong interpretation skills for examination of documentation Proficient in Microsoft Outlook Strong communication skills If interested, Pls share your updated CV to arthie.m@orcapod.work

Interested Candidates can share their resume to below mail id: bharath.harish@Careernet.in Roles and Responsibilities Process loan applications from start to finish, ensuring timely disbursement of funds. Conduct thorough credit checks on borrowers using various databases such as Equifax, Experian, and TransUnion. Verify income documentation through tax returns, pay stubs, and bank statements. Collaborate with underwriters to resolve any issues or concerns during the loan review process. Ensure compliance with company policies and procedures while maintaining high levels of customer service. Desired Candidate Profile 0-2 years of experience in US mortgage loans processing or related field (freshers welcome). Proficiency in using dropdown menus for data entry and familiarity with Rollout software is an added advantage. Excellent documentation skills with attention to detail for accurate record-keeping purposes.

Join us and make the dream of home ownership possible! Very strong knowledge in US Mortgage business and servicing Mortgage claims process in specific. Proficiency to read through and understand FHA, VA loans, FNMA FHLMC HUD demands, Title packages & Conveyance. Should be well versed in conveyance process, GSE Claims, File checker and Investor Guidelines. Should have good knowledge in preparing FHA/VA/FNMA/FHLMC Claim package, post-sale & REO new file setup

US Mortgage/Loan Organization Experience is a must. 7+ yrs exp. as a BA/PMwith at least 4 years in the mortgage or financial services domain. Strong understanding of the mortgage lifecycle,including loan origination,underwriting,and servicing. Required Candidate profile Familiarity with various mortgage software systems (e.g., Origination Platforms, Processing platforms). Strong awareness of regulatory frameworks (e.g., TRID, RESPA, FHA guidelines)..

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Associate Manager Qualifications: Any Graduation Years of Experience: 10 to 14 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do As a Leader, you are respected for your technical expertise and ability to oversee programs and processes. You balance the needs of multiple stakeholders, making sound decisions using data, analysis, experience, and judgment, along with a risk mindset. Ultimately, you take ownership of key outcomes.Define Insurance policy and calucating premium including terms and condition for PropertyThe Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review. What are we looking for In this role, you will be responsible for the strategic planning and development of all (Region/Country) Underwriting Analyst operations and report directly to Head of Operations. You will coordinate with and guide the Underwriting Analyst Managers for all product lines and identify and design processes and controls that will drive continuous improvement.Insurance Underwriting Migration Location strategy Technology for process automation Data analytics Performance Monitoring Insurance Certification (CPCU AINS IIA CII) Green/Black Belt Process restructuring Budget planning. Roles and Responsibilities: Applies strategic organizational thinking.Displays strong leadership skills.Possess deep analytical capacity for systems, processes, and controls.Develops key relationships with the field and home office underwriting leaders to execute the end-to-end underwriting processes.Manages a cross-regional team of Underwriting Analysts and develops emerging talent to ensure succession through mentoring and coaching.Provides vision, clarity, and direction to all stakeholders.Works with team members and underwriters to determine needs and provide solutions in alignment with the global strategy of standardization to manage control and maximize efficiency.Develops and implements guidelines and processes to ensure consistency, global controls adherence, workload sharing, and best practice knowledge transfer.Assumes an active role in the implementation of the Standard Commercial Underwriting Platform transformation.Communicates and collaborates across the organization to provide solutions/recommendations to achieve organizational success. Qualification Any Graduation

SUMMARY Has to establish all mechanical processing like critical part machining, sheet metal fabrication, surface treatments at our supplier end. Supporting to team members for completing the department objectives and tasks. He has to co-ordinate with the design team and supplier for establishing the new process.

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in (Pune) Mode of Work : Work from Home Thanks & Regards, Amala Subject Matter Expert Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432458 Send Resumes to amala@blackwhite.in www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

html Underwriter Job Description Underwriter Job Summary Analyze loan applications and assess risk to determine eligibility. Responsibilities Review loan applications for completeness and accuracy. Assess creditworthiness of applicants. Evaluate collateral and determine loan-to-value ratios. Make lending decisions based on risk assessment. Maintain accurate records and documentation. Qualifications Bachelor's degree in finance or related field. Strong analytical and problem-solving skills. Excellent attention to detail. Proficiency in Microsoft Office Suite. Understanding of lending regulations.

Role: Sr. Team Lead/Manager Minimum 6+ yrs of expr into US Mortgage underwriting Location:Pune/Jaipur must expr into all types of income skillset product types of loans (FHA, VA, USDA and conventional) Salary: SME:8.5 LPA TL: 10.5 LPA Manager:18 LPA Required Candidate profile managing 20+ FTE's for TL / 50+ FTE's Manager

Consultant Location : Hiring for both Bangalore and Salem Mandatory Points : 1. Good English Communication is required. 2. Should be Flexible with Night shits. 3. Looking for 2023 and 2024 Freshers. 3. Must have original Degree marksheets with PDC. US Consultant: is responsible for meeting individual key performance metrics related to business processes assigned while adhering to quality standards under the guidance/supervision of an identified mentor/lead. The employee is accountable for following process standard operating procedures. Also needs to identify various process related scenarios, perform proactive analysis around it and propose a solution or process improvement. Competencies: Ability to understand the basic nature of the domain and relating that to the entire value chain of mortgage and title insurance solutions, Time Share property, Claims Servicing & Claims Prevention etc. Should have basic knowledge of Australian Mortgage and Title Insurance Concepts Ability to Retrieve relevant information using appropriate Online Business-related Websites Ability to use these tools to perform required search and collate information. Ability to Process Simple, Medium and High complexity tasks o Follow the set guidelines/framework while structuring all work products o Maintain compliance to the Quality metrics o Ability to display the culture of FTR (First Time Right) While processing orders o Ability to quickly unlearn / learn various tools, processes and controls to deliver effectively Technical Skills: Educational Qualification and Experience: Minimum of 15 years of formal education Diploma/Graduate (Commerce/Art/Business Administration) Location : Hiring for both Bangalore and Salem Interested Candidate can send there 'RESUME' in this below mention mail nischitha_a@trigent.com Or can also contact us on 6366478114

Job Title : Pre - Purchase Review Qualification : Any Graduate and Above Relevant Experience : 2 to 6 years Must Have Skills : 1.Basic Degree completion with Experience in Mortgage Origination 2.Minimum 2 years in Due Diligence and 5 Years Mortgage experience 3.Should be flexible working in night shifts 4.Open to working extended periods/weekends when necessary 5.Computer Skills - comfortable with MS office 6.Good written and oral communications skills in English Roles and Responsibilities : 1.Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process 2.Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting 3.Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4.Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation 5.Good email etiquette and listening skills 6.Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. 7.Experience with reporting and analysis 8.Ability to handle and accomplish multiple tasks and resolve it and must be a team player 9.Experience working in a team-oriented, collaborative environment 10.Should be able to effectively use a computer Location : Pune CTC Range : 4 to 8.5 LPA (Lakhs Per Annum) Notice Period : 30 Days Mode of Interview : Face To Face Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418/Whatsapp @9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

Shift - UK Shift immediate to 60 Days NP (nego) Handle non-voice back office operations related to US insurance and healthcare benefits. Process transactions and updates for 401(k), defined benefit, and defined contribution retirement plans. Required Candidate profile Experience Required: 1 to 8 Years of exp in any US/UK process/ int bpo will be considered (Freshers are also welcome) only international process can be considered Notice Period: 0 to 45 Days Preferred

Job Title : Pre - Purchase Review Qualification : Any Graduate and Above Relevant Experience : 2 to 6 years Must Have Skills : 1.Basic Degree completion with Experience in Mortgage Origination 2.Minimum 2 years in Due Diligence and 5 Years Mortgage experience 3.Should be flexible working in night shifts 4.Open to working extended periods/weekends when necessary 5.Computer Skills - comfortable with MS office 6.Good written and oral communications skills in English Roles and Responsibilities : 1.Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process 2.Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting 3.Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4.Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation 5.Good email etiquette and listening skills 6.Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. 7.Experience with reporting and analysis 8.Ability to handle and accomplish multiple tasks and resolve it and must be a team player 9.Experience working in a team-oriented, collaborative environment 10.Should be able to effectively use a computer Location : Pune CTC Range : 4 to 8.5 LPA (Lakhs Per Annum) Notice Period : 30 Days Mode of Interview : Face To Face Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Monika HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432491/Whatsapp @9916116145 monika.j@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

*01 Year of exp. in US Residential Mortgage preferably in Pre UW/ File Set up with sound knowledge of Income & Asset Guidelines *Verify loan quality & set up the loan for UW *Review & analyze necessary documents *Credit underwriting guidelines Required Candidate profile •Excellent customer service, written & verbal communication skills •Adaptability in fast paced US mortgage industry •Computer proficiency •Flexible to work in 24/7 process For Future :9500996913

Job Title : Pre - Purchase Review Qualification : Any Graduate and Above Relevant Experience : 2 to 6 years Must Have Skills : 1.Basic Degree completion with Experience in Mortgage Origination 2.Minimum 2 years in Due Diligence and 5 Years Mortgage experience 3.Should be flexible working in night shifts 4.Open to working extended periods/weekends when necessary 5.Computer Skills - comfortable with MS office 6.Good written and oral communications skills in English Roles and Responsibilities : 1.Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process 2.Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting 3.Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4.Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation 5.Good email etiquette and listening skills 6.Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. 7.Experience with reporting and analysis 8.Ability to handle and accomplish multiple tasks and resolve it and must be a team player 9.Experience working in a team-oriented, collaborative environment 10.Should be able to effectively use a computer Location : Pune CTC Range : 4 to 8.5 LPA (Lakhs Per Annum) Notice Period : 30 Days Mode of Interview : Face To Face Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Amulya G Senior HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432435/Whatsapp @6366979339 amulya.g@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 3+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary HR Recruiter Bhavana 9353900652

If you are looking for an exciting opportunity, join us at the Walk-in Drive! HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Bengaluru (Karle) . Walk-in Drive Details: Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) Date: Thursday, 8th May Time: 11:00 AM 2:00 PM Contact HR SPOC Vignesh Baskaran Job Opportunity: Associate / Senior Executive Location: Bengaluru (Karle) Shift Timing: 7:00 AM 5:00 PM (IST) Domain: Australian Mortgage Underwriting Work Model: Work from Office (WFO) Start date : Immediate joiners only Job Summary: The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies. Responsibilities: Analyzing customer financial positions, employment history, credit history, and ability to repay. Understanding and applying the 4 Cs of Credit effectively. Ensuring compliance with regulatory and company guidelines . Assessing credit risk and determining loan approval/decline decisions. Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles. Communicating with external stakeholders, including Brokers/Lenders . Demonstrating strong customer-centric communication skills . Core Responsibilities: Loan Application Assessment Creditworthiness Evaluation Income Verification Risk Analysis Property Valuation Review Reviewing Loan-to-Value Ratio (LVR) Approval or Declination of Loans Fraud Detection Skills & Qualifications: Knowledge of Responsible Lending Obligations Understanding of APRA and ASIC regulations Strong analytical and financial assessment skills Excellent attention to detail and time management Effective communication & stakeholder management skills Experience with lending policies & procedures Experience with KYC process Qualification & Experience: Education: Bachelor's or Master's degree in any field. Experience: 2+ years in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in Australian, USA, or UK mortgage domains . Must-have: Strong understanding of Australian, US, or UK lending regulations . Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

SUMMARY Opp. for Process Executive (Fresher) - Non Voice Chat Process with a leading IT MNC Our client is a leading Global Fortune 500 IT solutions company specializing in providing straightforward and scalable solutions to tackle intricate business challenges. With a workforce exceeding 500,000 employees, they offer technical and domain expertise across various platforms and industries to assist enterprise companies in enhancing productivity, efficiency, and optimizing their technology investments. Designation: Process Executive (Fresher) Location: Bangalore/Hyderabad Qualifications Graduate in any discipline Experience in Accounting/GST / Tax Payment Processing Responsibilities Knowledge of Actual/Actual, Schedule/Actual, Schedule/Schedule, Supplemental reporting, and remittance validation of Private and GSE Investors Strong knowledge and proficiency with investor reporting principles and concepts, including debits and credits, cash flow requirements, bank reconciliations, etc. Ensure data accuracy between remittance reporting and servicing records Responsible for performing reconciliations and analysis for the Investor Reporting Group Assist in month end close activities including booking of journal entries, remitting investor funds, and compiling investor monthly servicing reports Requirements Open and receptive to feedback Graduate in any discipline Experience in Mortgage Loan Servicing, preferably in Investor Reporting/Investor Accounting/Payment Processing US Mortgage Investor Reporting Experience Benefits Salary- NTH: 13-16k + 4k Variable pay Shift- Day Week off- 1 day off in a week

SUMMARY Opp. for Process Executive (Fresher) - Non Voice Chat Process with a leading IT MNC Our client is a leading Global Fortune 500 IT solutions company specializing in providing straightforward and scalable solutions to tackle intricate business challenges. With a workforce exceeding 500,000 employees, they offer technical and domain expertise across various platforms and industries to assist enterprise companies in enhancing productivity, efficiency, and optimizing their technology investments. Designation: Process Executive (Fresher) Location: Bangalore/Hyderabad Qualifications Graduate in any discipline Experience in Accounting/GST / Tax Payment Processing Responsibilities Knowledge of Actual/Actual, Schedule/Actual, Schedule/Schedule, Supplemental reporting, and remittance validation of Private and GSE Investors Strong knowledge and proficiency with investor reporting principles and concepts, including debits and credits, cash flow requirements, bank reconciliations, etc. Ensure data accuracy between remittance reporting and servicing records Responsible for performing reconciliations and analysis for the Investor Reporting Group Assist in month end close activities including booking of journal entries, remitting investor funds, and compiling investor monthly servicing reports Requirements Open and receptive to feedback Graduate in any discipline Experience in Mortgage Loan Servicing, preferably in Investor Reporting/Investor Accounting/Payment Processing US Mortgage Investor Reporting Experience