US Mortgage Analyst

Key Responsibilities:

Project Review and Analysis:

• Conduct thorough reviews of condo project documentation to ensure compliance with relevant guidelines.
• Analyze project financials, legal documents, insurance policies, and other pertinent materials.
• Evaluate the financial stability, governance structure, and overall condition of condo associations.

Risk Assessment:

• Identify and assess risks associated with lender projects.
• Provide recommendations to mitigate identified risks and ensure regulatory compliance.

Documentation and Reporting:

• Prepare detailed reports and summaries of findings.
• Maintain accurate and organized records of all reviewed projects.
• Communicate findings and recommendations to internal stakeholders, including underwriting and management teams.

Compliance and Guidelines:

• Stay current with relevant guidelines, updates, and industry best practices.
• Ensure all project reviews adhere to current standards and regulatory requirements.

Collaboration:

• Work closely with underwriting, loan processing, and risk management teams.
• Liaise with external stakeholders, including condo association representatives, project developers, and legal advisors.

Training and Support:

• Assist in training junior analysts and team members on compliance guidelines and review processes.
• Provide support and expertise to internal teams as needed.

Required Qualifications:

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
• 2+ years of experience in risk management, US Mortgage, or Underwriting.
• Background in underwriting US mortgages with knowledge of borrower’s income, assets, and appraisal.
• Experience in reviewing escrow or condo documents, including balance sheets, CC&Rs, and budget statements.
• Proficient in Microsoft Excel and financial modeling.
• Strong analytical skills, attention to detail, and problem-solving abilities.

Preferred Qualifications:

• Experience in the mortgage, banking, or financial services industry.
• Knowledge of regulatory requirements (e.g., Basel III, Dodd-Frank Act).
• Certification in risk management or credit analysis (e.g., FRM, CFA).

Skills & Competencies:

• Excellent verbal and written communication skills.
• Ability to work independently and manage multiple tasks effectively.
• Strong teamwork and interpersonal skills.
• High level of integrity and ethical standards.

Job Types: Full-time, Permanent

Pay: Up to ₹800,000.00 per year

Job Type: Full-time

Pay: Up to ₹800,000.00 per year

Benefits:

• Paid sick time
• Paid time off
• Provident Fund

Application Question(s):

• Do you have a wi-fi enabled laptop?
• Can you start immediately?
• What is your current CTC?
• Are you comfortable in working in night shift?

Experience:

• US Mortgage Underwriting: 1 year (Preferred)

Location:

• Bangalore City, Karnataka (Required)

Shift availability:

• Night Shift (Preferred)
• Overnight Shift (Preferred)

Work Location: In person