719 Unsecured Loans Jobs - Page 22

Interested Candidate Share Your Resume to 8209842915 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Role Accountability Conduct timely allocation of portfolio to aligned vendors/NFTEs and conduct ongoing reviews to drive performance on the business targets through an extended team of field executives and callers Formulate tactical short term incentive plans for NFTEs to increase productivity and drive DRR Ensure various critical segments as defined by business are reviewed and performance is driven on them Ensure judicious use of hardship tools and adherence to the settlement waivers both on rate and value Conduct ongoing field visits on critical accounts and ensure proper documentation in Collect24 system of all field visits and telephone calls to customers Raise red flags in a timely manner basis deterioration in portfolio health indicators/frauds and raise timely alarms on critical incidents as per the compliance guidelines Ensure all guidelines mentioned in the SVCL are adhered to and that process hygiene is maintained at aligned agencies Ensure 100% data security using secured data transfer modes and data purging as per policy Ensure all customer complaints received are closed within time frame Conduct thorough due diligence while onboarding/offboarding/renewing a vendor and all necessary formalities are completed prior to allocating Ensure agencies raise invoices timely Monitor NFTE ACR CAPE as per the collection strategy

Role & responsibilities Key functions will be: •Understanding the customer requirements and ensuring quick service delivery. •Constantly building relationship with existing clients to generate repeat business. •Managing weighted IRR for profitable growth. •Connectors Management •Achieve Profit Targets for the cluster of locations assigned •Achieving sales targets set for the cluster by ensuring 100% compliance. •Staffing and grooming, team building, motivation, satisfaction and minimal attrition. •Ensuring the delinquency ratio stays downbeat for his portfolio. •Assessing training needs to accelerate his teams performance. •Ensuring market penetration is accomplished every month. •Identifying upcoming markets and setting up operations in that market. •Effective operations, team management and excellent relationship skills to be displayed. Introduce and Implement new marketing and sales promotion initiatives for the cluster by coordinating with product team Key Responsibilties, •Managing Connectors sales and accountable for increasing profitable sales growth, as per targets. •Overall ownership of Connectors business for the locations/cluster assigned. •Understanding and Management of Business productivity. Preferred candidate profile Mandatory skills •Graduate/MBA in Marketing. •4- 6 years of experience in secured business is must. •Good communication and pleasing personality. •High level of Self Drive/Enthusiasm.

Responsibilities: * Meet sales targets through effective telemarketing techniques. * Generate leads for business loans, credit cards & personal loans. * Close deals over phone calls with potential customers. Sales incentives

Role & responsibilities Preferred candidate profile

Role: Sales Associate-FOS (Buyer FOS) Qualification: Diploma/Graduation/ Post Graduation Experience: Minimum 1 year in B2B Sales (B2B-Ecommerce/Industrial Sales/Banking/NBFC) Position: Third Party Contract for 1 Year - Renewable Location: Bangaore, Hubli & Bilaspur Responsibilities: Onboarding buyer on platform by through cold calls, reference meeting, direct meeting. Training and guiding buyers to raise buying requirement (RFQ) on platform. Coordinating with supply team for quotes and ensure maximum conversion of RFQ. Cross selling platform linked financial offering to buyers. Collecting documentation for financials offerings ,lesioning with lender for quick limit set up. Coordinating with internal teams for smooth customer experience. Activation of dormant account through regular meetings and updating on our offerings. To create awareness about the portal subscription plan and paid service Company: L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial products & services) to connect in an efficient manner, thereby enabling sellers to expand their sales reach, and for buyers to find required products and services at optimal cost and quality.

Deputy/assistance manager,agency management,collection field. 3Years+ Role Accountability Conduct timely allocation of portfolio to aligned vendors/NFTEs and conduct ongoing reviews to drive performance on the business targets through an extended team of field executives and callers Formulate tactical short term incentive plans for NFTEs to increase productivity and drive DRR Ensure various critical segments as defined by business are reviewed and performance is driven on them Ensure judicious use of hardship tools and adherence to the settlement waivers both on rate and value

Role & responsibilities 2+ years experience in collections management of Unsecured Business Loan. Strong knowledge of bucket management, credit collection, debt collection, debt recovery. Proven track record of achieving collection targets and improving debt recovery rates. Knowledge of debt collection laws and regulations.

1.New Partner acquisition 2.Increasing depth in existing relationships with Partners 3.Revenue Generation & Management 4.Comply with KYC/SEBI/RBI rules, regulations, legislation governing financial services industry talentcorner.thane@gmail.com

Role & responsibilities 2+ years experience in collections management of Unsecured Business Loan. Strong knowledge of bucket management, credit collection, debt collection, debt recovery. Proven track record of achieving collection targets and improving debt recovery rates. Knowledge of debt collection laws and regulations.

Relationship Officer - Business Loan ( ON ROLL BANK JOB) Male Candidates Preferred. Job Overview We're seeking dynamic Relationship Officers (Male candidates preferred) for our small enterprise loan division. LOCATION - GUWAHATI - Udaipur - Tezpur - Dimapur - Dibrugarh - Shillong - Karimganj - Kailashahar - Agartala - Silchar - Dhubri - Ujanpetla Key Responsibilities 1. Sourcing and disbursement of secured and unsecured business loans (working capital) 2. Open market sourcing of unsecured business loans (5-25 lakhs) 3. Achieving month-on-month loan book and borrower targets 4. Collection and portfolio management 5. Customer relationship management Eligibility Criteria 1. Experience: Freshers and 4-5 years 2. Salary: Up to 4 LPA (14,500 CTC for freshers) If you're a motivated individual with strong relationship-building skills, apply now! MAIL ME AT - Animesh.das@gigroup.com

Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Roles and Responsibilities Generate leads through various channels such as direct sales, field sales, and referrals. Identify potential customers' needs and provide personalized solutions for unsecured loans (LAP) and insurance products. Build strong relationships with existing clients to increase repeat business and referrals. Meet or exceed monthly targets set by the organization. Collaborate with internal teams to resolve customer queries and issues.

Role & responsibilities Monitor accounts and proactively act on that. Investigate historical data for each defaulter Find and contact clients to ask about their overdue payments Take actions to encourage timely debt payments Process payments and refunds Resolve billing and customer issues. Update account status records and collection efforts Report on collection activity and accounts receivable status. Personal Visit on High Value accounts for fast resolution. Co-ordination with Legal team for fast Recovery. Able to do allocation to respective agency and Executive. Cost saving Intention when allocating case to agency. Preferred candidate profile Candidate should have experience in unsecured product like Personal Loan or Business Loans Candidate should have good communication skills Candidate should be proficient in excel ( should know Vlookup & Pivot table ) Candidate should be able to travel within state whenever its required.

Role & responsibilities Responsible for establishing the brand and managing the sales and business development activities Responsible for overall sales and cross sell targets through building and development of internal team and external channels (DSA, micro - connectors, micro campaigns and centralised leads) and also maintain adherence to customer satisfaction and profitability metrics Monitor the leads and check for the quality of sourcing and ensure quick conversion of prospects as per the targets set Implement and engage in branch promotion activities for establishing the brand and increasing market coverage. The incumbent is required to have a good knowledge and understanding of the product market Responsible for customer management including all the customer related queries, issues, grievances and focus on resolving them at the earliest along with other cross functional teams in the branch Ensure that all customer documentation is maintained in the prescribed format and transfer of documents is done safely and seamlessly Provide market feedback on product offerings, channels & processes to senior levels to improve the same Deploy and ensure adherence by team to effective controls and processes to ensure risks are measured, monitored and controlled on an on-going basis Collaborate and provide requisite data for risk management and internal audit processes Responsible for knowing and complying with all the legal requirements as per the law of the land Support collections team in assessing delinquency Ability to hire and build team and provide support to HR in hiring process Responsible for empanelment, activation, training and development of external channel partners (connectors, DSAs) and release of channel payments on time Ensure DST and channel partners (connector, DSA) development through right training initiatives Model and foster behaviours that support the organizations values and culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization Monitor individual, team and DSA performance and take steps to improve productivity and correct aberrations . Ensuring that the engagement and motivation levels are high in the team. Willingness to adapt to digital tools and processes Preferred candidate profile 5-10 years of experience in sales preferably in HFC or in NBFC Ability to liaison & follow-up with external and internal stakeholders Experience of recruiting sales team and channel partners Good written & verbal communication skills Ability to work under tight deadlines Knowledge and understanding of the market Knowledge of compliance regulations as issued by NHB, RBI etc.

Role & responsibilities To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Plan the branch visits detailing the coverage every week Meeting the branches during the morning meeting - every branch once a month Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. Planning the above so that it translates into 2 calls per day/2 appointments per day Send the communication to the customer on documents required To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. Monitor and track Leads. Work on the renewals in advance for customers who are not getting auto renewed Mail to the respective customers on docs required for renewal Post disbursement ensure that all business churn comes to HDFC bank account If OBA waiver required/check for justification/check for churn/put up to the authority. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Depending upon severity of each case - Customer Call for servicing Interest. Email communication to Branch & customer. Preferred candidate profile Candidate should have minimum 2 yrs banking experience & Working Capital handling. Hiring Location - West Bengal & Odisha Interested Candidates can share CV at - abhishek.tamang@hdfcbank.com with subject line: RM-M EG- (Location) NOTE:- - Only relevant CVs will be contacted for further evaluation. - Applicants Shall not have any close relatives working with HDFC BANK.

We are currently seeking an experienced professional to join our Collections team for the role of Collection Manager Job Location: Gurgaon What youll do: Setting up and managing field collection agencies for a specific zone Responsible for controlling the roll rates and recovery of overdue from the delinquent pool & controlling bucket wise delinquencies for a particular zone. Soft collection calling and reminder calling for EMI payment to customers informing about the due date, payment due and mode of payment available for payment. Managing the NPA along with managing the cost of collection. Liaising with the partners for reconciliation and for collection of cash/cheque from the customer. Liaising with the partners for getting overdue details, bounce details and mandate reject details on a timely manner. Join us for: Progressive Career Flexi-work environment & balanced work life Reward& recognition driven culture Lean Hierarchy

Interested candidates can share their updated resume on Judith Mercy Ph 9209402945 Judith.mercy@efl.co.in Position Title: Sales Manager Organization: NBFC Work Location: Hyderabad, Bangalore, Chennai, Coimbatore. Reports to: Area Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 7 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets ( SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan ) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

We are hiring for TOP MNC for Annual Credit Review / Credit Underwriting / Credit Decisioning / Corporate & Commercial Lending / Unsecured Loans Must have relevant experience from- Corporate Banking, FIG, and Commercial Banking. Experience - 4- 8 Years CTC - Up to 20 LPA max. Notice Period- Immediate - 30 Days Location - Bengaluru, Gurgaon, Mumbai & Pune Shift - Flexible to work on shifts Note- Initial 6 months working from Bengaluru is a must. Skills Required Experience in Annual Credit Review with Credit Underwriting & Credit Decisioning. Role & responsibilities Credit Underwriting & Credit Decisioning/ Credit approval authority for Corporate Loans is a must Unsecured loans (From Mid- markets / Corporates) currently leading the engagement, extensive work experience in ACR, corporates, mid markets, unsecured loans, and products, credit decisioning, credit recommendations, defending / Recommending decisioning (Data Mining, writing up the paper, doing all of these and getting it approved). Corporate lending OR Commercial Lending, Credit Review, FIG, CIB, Cashflow, Liquidity, - Credit Risk Analysis is must; Quality Focused and has performed quality and data analytics function Interested candidates please share resume on below details Share CV on: Amzad@inspirationmanpower.co.in Call to: Amzad Ali - 9900024952

Education qualification-CA/MBA (Finance) Preferred Industry experience- NBFC/Banks handling secured or unsecure loan underwriting Desired experience- Relevant credit assessment experience of 3-6years with approval authority of 25 to 50 lacs and conducting client site inspection. Willing to travel. Role: 1. Establish key qualification rules & credit worthiness of applicants 2. Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations 3. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts 4. Working on new credit monitoring measures and credit triggers and their tracking. 5. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. 6. Meeting clients at regular intervals and making detailed visit reports for further information on the clients 7. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics 8. Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated 9. Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated 10. Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risks Job Profile Skill Set: 1. Analytical bend of mind & Strong judgmental attributes 2. Good organizational discipline and thirst for efficiency 3. Good presentation skills 4. Enthusiastic and dedicated

Job Description Job Title Group collection officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Interested candidates can share their updated resume on Vaibhav Macwan Ph 07434952812 vaibhav.macwan@efl.co.in Position Title: Sales Manager Organization: NBFC Work Location: Ahmedabad Reports to: Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 7 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 - 7 yrs) in sales of financial products (Selling Loan). Experience in Assets ( SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan ) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

Roles and Responsibilities Identify potential customers for education loans, personal loans, unsecured loans, car loans, and auto loans. Conduct sales calls to generate leads and convert them into paying customers. Develop strong relationships with existing clients to increase repeat business and referrals. Meet monthly targets set by the company for loan disbursements. Stay updated on market trends and competitor offerings to stay ahead in the competition. Desired Candidate Profile 1-3 years of experience in banking or finance industry (preferably). Strong knowledge of education loan products (including student visa processing) as well as personal loans, unsecured loans, car loans, and auto loans. Excellent communication skills with ability to build rapport with customers over phone calls. Ability to work independently with minimal supervision while meeting tight deadlines.

HDB Financial Services Ltd. Looking for #TerritoryManager - PL Salaried #Product - PL, CASA, Credit Cards or from any loan background Team handling experience is must Experience- 5+ years Education- any graduate Locations.- Udaipur Job Role.- Recruitment of Sales Manager/Sales Officers, training & motivating them to generate business. Ensure Productivity of Sales team. Responsible for building a healthy & profitable portfolio Ensuring superior customer experience and handling customer service in terms of collections, pre payments & other service concerns. Keep track of collection and recovery and ensure delinquency remains below permissible limits. Identifying potential market area for sourcing business. Relevant candidates can share CVs at priyanka.gangasai@hdbfs.com