719 Unsecured Loans Jobs - Page 21

Role & responsibilities Calibrate growth in line with current segments Improve collection and legal recovery. Effective segmentation of the portfolio to maximize recoveries. Monitoring and driving continuous improvement of metrics of Payment Processing, Delivery and Billing processes. Monitory all collections processes within the state including branch Cash reconciliations. Effective segmentation of the portfolio to maximize recoveries. Delivering Business Targets communicated by Strategy and NCM. Monitoring and manage the repo related activity. Build strong relationship with customers. Monitoring and driving continuous improvement of metrics Payment Processing, Delivery and Billing processes. Co-ordination among cross functional teams (Sales, Collections, Fraud, Risk) and central teams. Identifying and implementing new solutions to existing processes and to lead team with innovative ideas to bring best out of them. Focus on retention, development and employee Engagement. Preferred candidate profile Min 6-8 years of experience in Collections. Experience is unsecured loans will be a plus.

Maintaining & optimizing profitability of the Salaried Units Monitoring targets in numbers & volumes Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues Achieve contributed value targets set for the Salaried Units Ensure sales volumes for multiple products, sourcing quality & underwriting diligence to meet sales targets while controlling delinquencies and frauds Minimize pre & post disbursal discrepancies Monitoring Performance Employee Retention, Employee Productivity, Monitor individual performance of each employee, continuously work to maximize productivity People Management

Hi Dear, We are hiring Experienced candidates for our leading NBFC client . PFB JD and the details for your reference Experience - Max 1.6 Years Age limit - Upto 30 Any graduate will be considered Candidate should be ok with field visit with corporate clients Salary - Fixed Salary + Incentives + Travel allowances Role - Sales Executive \ Please Note - This is a payroll position. It will be extendable based on performance Location - Kolkata Shift - Day Shift 1st & 2nd Saturday not working , Sunday fixed off. Job Details - . Understand and sell loan products to SME customers adhering to acceptable policy norms 2. Generate leads by self (cold calling, referrals, connectors) and ensure closure of shared leads 3. Understand the digital journey and punch in relevant customer information and documentation. Support to resolve credit and operations queries 4. Support collection efforts whenever required 5. Job will involve extensive travel within city of posting to reach out to customers If you are interested, please WhatsApp or mail me - moumita.bera@upgrad.com or 9971906449 Thanks, Moumita

RCM Collection : Base Location : Vellore Language proficiency : Local Language CTC : Expected CTC upto 9 lac Designation : Manager/Sr. Manager Experience : Min. 9 years in Collections, SME experience would be preferred

Role & responsibilities Meeting customers and trying to understand their loan needs is important. Sourcing new clients through various channels like agents, referrals, or cold calls. Explaining how LAP works and addressing questions clients may have. Collecting documents from customers and passing them on to the credit or processing team. Keeping a regular check on market competition and what other financial institutions are offering. Ensuring the loan disbursement goes through smoothly, without delays. Following up with customers after the loan is sanctioned or disbursed. Meeting the targets given by the branch or sales head is expected. Preferred candidate profile Should be comfortable talking to clients from different backgrounds. Some understanding of how secured lending and LAP work is needed. Basic knowledge of financial documents and property papers helps. Needs to be okay with traveling locally to meet clients. Must be goal-oriented but also patient with documentation and follow-ups. Communication should be clear, especially when explaining complex loan terms. Prior sales experience is helpful.

JD- Sales Manager (Business Loans) - SBB About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank. About the Role: Sales Managers (SM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Skills: Communication: Excellent verbal and written communications skills for interacting with team members and customers Sales and negotiation: Strong negotiation skills to close deals and meet targets Customer Service: Ensuring that the sales team provides excellent customer service and addresses customer inquiries and complaints effectively Problem Solving: Identifying issues and developing effective solutions to overcame obstacles Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams (ASL, DSA), building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities through DSA and Sales Executives in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors, DSAs etc. Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training for Sales executives and Direct Selling Agents (DSA) on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Qualifications: Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute Role Proficiencies: For successful execution of the job, the candidate should possess the following: Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently Ability to manage complex client situations Ability to coach and mentor others. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.

Key Responsibilities: * Identify, onboard, and manage Direct Sales Agents (DSAs) to drive personal loan sales. * Train DSAs on loan products, policies, and sales techniques. * Monitor DSA performance, ensuring lead generation and conversions. * Coordinate with credit and operations teams for smooth processing and TAT adherence. * Achieve assigned sales targets and maintain portfolio quality. * Analyze market trends and competitor activities to drive business growth. Requirements: * Experience: 3-5 years in Personal Loan sales, preferably with DSA management. * Skills: Strong communication, relationship management, and a target-oriented mindset. * Other: Basic computer knowledge. Location : Ahmedabad, Rajkot

Designation:- Relationship Officer Profile: Presentable with decent personality Easily identify sales opportunity from the market Having knowledge of loan products and its processing Ability to learn the new things within a short time span Knowing local language with good communication skills, English will be add-on Customer focused and willing to go the extra mile to deliver an exceptional service Experience: - Minimum 1 to 3 years of experience in the finance industry will be preferred Required Candidate profile Good communication skills Good customer approach. Knowledge of local customers and target businesses Age between 18 - 35 years. Graduate- Experience in Sales field is an added advantage. 2-wheeler preferable Salary In CTC : - No Bar in salary for experienced candidates Perks :- Best in Industry incentive + EPF+ESI+Insurance Product-: . Personal Loan Locations-: Lucknow, Varanasi , Jaunpur, Mau , Sandila Sidhouli Sitapur Haidergarh Lalganj / Unchahar Bhinga / Nanpara Salary - Based on experienced Time- 9:30 Am to 3:00PM HR CONTACT DETAILS - Vastavikta Srivastava For any query/support contact to - 8005337907 (only Wtsupp)

To source loan clients in line with the business plan and target. Creating and maintaining strict credit discipline and ensuring zero default in recovery. Monitor the loan portfolio – conduct loan utilization checks and regular monitoring visits.

Role & responsibilities Ticket Size 15 lacs -30 lacs. Work closely with sales and relationship teams to ensure credit proposals align with business objectives. Oversee the credit approval process, ensuring adherence to company policies and risk guidelines. Prepare and present credit reports to senior management and recommend actions to improve credit performance. Preferred candidate profile - experience Min 3+years in Business loan credit underwriting mandatory Interested candidates may share their CV at Nagapurnaiah.madugula@piramal.com / dinesh.boga@piramal.com Immediate Joiners will be preferred.

SMFG India Credit Co. Ltd. is hiring for Individual relationship officer We have walk-in drive for Rural Sales & Collection - Individual Loan Candidate should have experience in handling loan sales & collections Experience - 0 to 5 years Age Band - 18 to 35 Years Min. Qualification - Degree Interview date & Venue: Date: 13th June & 14th June Time: 9:00 AM to 4:30 PM

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

We're hiring driven professionals with strong field presence, referral-based lead generation skills, sales funnel knowledge and proven target achievement plus quick adaptability to company's loan processes and high financial integrity.

Role & responsibilities We are seeking a dynamic and result-oriented Cluster Sales Manager to lead and grow our Unsecured Business Loan portfolio through the DSA (Direct Selling Agent) channel , focused on Small and Medium Enterprises (SMEs) . The ideal candidate will be responsible for managing DSA relationships, driving business volumes, ensuring credit quality, and building a high-performance sales team across assigned geographies. Key Responsibilities: Business Development: Acquire and grow unsecured business loan volumes in the SME segment through the DSA channel. Identify and onboard productive DSAs in assigned clusters/territories. Ensure achievement of sales targets and business KPIs. DSA Management: Build strong relationships with DSAs, provide regular training and support to improve productivity. Monitor performance and ensure compliance with policy, pricing, and documentation standards. Resolve channel partner issues efficiently to ensure seamless business flow. Team Leadership: Manage and mentor a team of Relationship Managers / Sales Officers (if applicable). Allocate targets, track performance, and provide guidance and support. Credit & Risk Coordination: Ensure sourcing of high-quality proposals adhering to internal credit norms. Work closely with credit and operations teams for smooth processing of files. Market Intelligence & Strategy: Stay updated on competitor activities, market trends, and customer feedback. Suggest process improvements, new product features, and competitive strategies. Key Skills & Competencies: Strong knowledge of unsecured business loan products and SME financials. Proven experience in managing DSA channel sales. Excellent communication, negotiation, and team management skills. Strong understanding of credit assessment and documentation. Ability to work under pressure and achieve targets. Qualifications & Experience: Graduate / Postgraduate in Business Administration, Finance, or related field. 815 years of experience in unsecured business loans, preferably in SME lending via DSA channel. Prior experience in managing multiple DSAs across regions is a must. Preferred candidate profile

Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Walk-in Interview - 14 June 2025 & Hosur Branch Job description Customer Relationship Officer - (Sales & Collection) Department - Micro Banking Type of Position - Permanent/Fulltime Education - (Any 12std/Dip/Degree) Experience - 0.6 - 4 Years ROLE PURPOSE & OBJECTIVE Actively drive acquisition of customers for unsecured loans (GL and unsecured IL). Enable conversion of existing borrowing customers for liabilities. Ensure that Family banking products are actively cross sold to family members and referrals of existing customer. Undertake initiatives to retain and deepen relationship with existing customer for unsecured loans and for liabilities Maintains process quality & ensures adherence to internal audit standards Closure of Audit points and Maintaining threshold on Needs Improvement and unsatisfactory branches Contact: Narayanan (AM) - 8667217416 SureshKumar (HRBP Manager)- 9791334838 Dhamodharan (HRBP) - 7904034400 Address : Ground floor, 6/25, SN Arcade, Krishnagiri Bye Pass Road, Vasanth Nagar, Hosur, TN -635109

Key Responsibilities: * Identify, onboard, and manage Direct Sales Agents (DSAs) to drive personal loan sales. * Train DSAs on loan products, policies, and sales techniques. * Monitor DSA performance, ensuring lead generation and conversions. * Coordinate with credit and operations teams for smooth processing and TAT adherence. * Achieve assigned sales targets and maintain portfolio quality. * Analyze market trends and competitor activities to drive business growth. Requirements: * Experience: 3-5 years in Personal Loan sales, preferably with DSA management. * Skills: Strong communication, relationship management, and a target-oriented mindset. * Other: Basic computer knowledge. Location : Pune, Nagpur, Thane, Aurangabad, Kolhapur, Solapur, Amrawati Contact on whatsapp : 9909543026, Email - ta_hr8@mas.co.in

HDB Financial Services Ltd. Urgent Hiring - Area Manager (Relationship Channels) Location - Amritsar Product - LAP/PL/BL Job Role • Profitability Management - Maintaining & optimizing profitability for the branch • Target setting & management Monitoring branch targets in numbers & volumes • Portfolio quality management - through superior underwriting, working closely with collections • Cost management – managing all branch operating costs including cost of acquisition, operations etc. • People management – Motivating team, handling HR & administration function of the branch • Customer experience management - Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues Mandatory skills • 7-8 Years experience, with atleast 4 years in Retail Assets • Ability to plan & execute • Strong inter-personal skills and leadership ability, • Ability to create professional work culture that encourages enthusiasm and team spirit • Understanding of credit risks & operational risks. • Ability to manage and implement change by taking complete ownership Regards Rupali 9354966985

About Fibe (formerly Early Salary): Fibe is one of Indias leading consumer lending apps focused on young, aspirational, and tech-savvy Indian consumers. It is building a financial ecosystem that enables the mid-income group and the underserved segments to fulfil their financial aspirations. Fibe offers a range of financial products, including cash loans, long-term personal loans, and Impact loans for sectors like Healthcare, Education, Green Finance, Loan Against Mutual Funds, making affordability more accessible. Fibe has grown multifold over the years and emerged as a market leader in providing financial assistance to young middle-income and underserved groups in India. Due to its scalable business model, Fibe has recently been upgraded to A- by CARE Ratings and has access to debt lines from leading banks, NBFCs and wholesale debt markets. It has been certified with ISO/IEC 27001 for its Information Security Management System (ISMS). Fibe has disbursed more than 7 million+ loans worth Rs. 26,000 Cr+ since inception through its lending partners. Winner of BW Festival of Fintech Lending Platform of the Year (Gold) and Fintech Brand of the Year (Silver) ET Healthcare Awards 2024 - Excellence in Affordable Healthcare Financing Entrepreneur 2024 Founder of The Year & Best Innovation in Financial Services Winner of G20 Digital Innovation Alliance – Best Startup in Fintech Great Place to Work Certified Job Title: Growth Manager (BNPL - Green Financing) Experience: 4-7 years Job location: Bengaluru, Hyderabad, Kochi, Nagpur, Vizag Core Responsibilities: The role involves conducting market analysis, developing strategies, and managing development initiatives. The role focuses on green financing specifically for residential rooftop solar businesses. It requires the creation and innovation of new products., along with strategizing, executing, and optimizing initiatives to promote solar financing among the manufacturers and EPC. Additionally, the position entails business development activities and necessitates strong presentation skills. The responsibilities also include performing financial analysis and monitoring performance to ensure success. Preference and Experience: Candidates with a background in lending with banks, NBFC or Solar Power Companies. Academic Qualifications: MBA/Postgraduate/Graduate

About Fibe (formerly Early Salary): Fibe is one of Indias leading consumer lending apps focused on young, aspirational, and tech-savvy Indian consumers. It is building a financial ecosystem that enables the mid-income group and the underserved segments to fulfil their financial aspirations. Fibe offers a range of financial products, including cash loans, long-term personal loans, and Impact loans for sectors like Healthcare, Education, Green Finance, Loan Against Mutual Funds, making affordability more accessible. Fibe has grown multifold over the years and emerged as a market leader in providing financial assistance to young middle-income and underserved groups in India. Due to its scalable business model, Fibe has recently been upgraded to A- by CARE Ratings and has access to debt lines from leading banks, NBFCs and wholesale debt markets. It has been certified with ISO/IEC 27001 for its Information Security Management System (ISMS). Fibe has disbursed more than 7 million+ loans worth Rs. 26,000 Cr+ since inception through its lending partners. Winner of BW Festival of Fintech Lending Platform of the Year (Gold) and Fintech Brand of the Year (Silver) ET Healthcare Awards 2024 - Excellence in Affordable Healthcare Financing Entrepreneur 2024 Founder of The Year & Best Innovation in Financial Services Winner of G20 Digital Innovation Alliance – Best Startup in Fintech Great Place to Work Certified Job Title: Growth Manager (BNPL - Green Financing) Experience: 4-7 years Job location: Bengaluru, Hyderabad, Kochi, Nagpur, Vizag Core Responsibilities: The role involves conducting market analysis, developing strategies, and managing development initiatives. The role focuses on green financing specifically for residential rooftop solar businesses. It requires the creation and innovation of new products., along with strategizing, executing, and optimizing initiatives to promote solar financing among the manufacturers and EPC. Additionally, the position entails business development activities and necessitates strong presentation skills. The responsibilities also include performing financial analysis and monitoring performance to ensure success. Preference and Experience: Candidates with a background in lending with banks, NBFC or Solar Power Companies. Academic Qualifications: MBA/Postgraduate/Graduate

HDB Financial Services Ltd. is hiring #Branch Manager ( Team Handling Role) Location : #Panipat #Product : - #Secured & #Unsecured #Requirements : - Min. 7 Years of Experience in LAP/PL/BL Team handling is a must. Interested candidates can share their CVs to priyanka.gangasai@hdbfs.com with Subject line Branch Manager_location.

Designation: Programme manager/ Crosssell Manager Location: Noida Skill: 2+yr in Cross sales, relationship management, or SME lending, Strong exposure into Unsecured Business loan Interested candidates can share resume at sarika.bhandari@acumont.com

Age: 20 to 30 yr - Preferences Role & responsibilities Collection of over dues from the delinquent customers for the assigned portfolio, prioritizing collections as per the pendency and bucketing list received Follow up with customers for over due account settlement with special emphasis on collection of multiple EMIs for bringing the account to regular Serving notices and assisting in closure of the cases Preferred candidate profile Qualification: 12th, Diploma, Graduation Age: 20 to 33 yr - Preferences Male candidates with Two wheelers, Driving license & Smart phone will be preferred. Interested candidate send resume to WhatsApp No 9611483830 or mail to ageo@ltfs.com

Role & responsibilities a) Field Visit for client sourcing b) Knowledge of local market conditions c) Gathering and building on references. d) Builds and maintains a steady relationship with customers. e) Fundamental legal documentation understanding. Preferred candidate profile Experience : Fresher/ Minimum 1 years experience in Personal and Business Loan. Age: 18 to 35 Yrs Education: Graduation & Above Interested candidate can call to 7972694910 or can share your CV to xpheno.amruta.bargi@smfgindia.com

Role & responsibilities a) Field Visit for client sourcing b) Knowledge of local market conditions c) Gathering and building on references. d) Builds and maintains a steady relationship with customers. e) Fundamental legal documentation understanding. Preferred candidate profile Experience : Fresher/ Minimum 1 years experience in Personal and Business Loan. Age: 18 to 35 Yrs Education: Graduation & Above Interested candidate can call to 7972694910 or can share your CV to xpheno.amruta.bargi@smfgindia.com