719 Unsecured Loans Jobs - Page 20

Role & responsibilities - Key functions will be: Responsible for Bkt Collection and W-off recovery in lending portfolio. Managing a Team of Collection Managers. Ensuring adequate manpower for portfolio coverage meeting CAPE norms. Ensuring Mobile App usage is 100% and quality feedback/trails are updated. Specific focus on Non starters and visiting delinquent cases. Co-ordination with the sales & credit underwriting team for portfolio quality management. Initiating legal actions for critical cases. Identifying probable risks by conducting audits of existing revenue streams and implementing corrective measures to mitigate the same. No delay in deposition of money Responsible for collection efficiency on timely manner, thus delivering targeted performance. Responsible for Effective Cost Management. Understanding & Managing Healthy Portfolio. Preferred candidate profile - • Graduate or Post Graduate in Marketing or any other field • 8 - 10 yrs experience in Secured/Unsecured products financing is a must. • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm.

Passion for Sales? Prior Experience into Selling Business Loans? Prior Experience with NBFC / FinTech? Get Hired Today with India's largest NBFC Startup! Salary : 4.9 LPA - 6 LPA Work Location : HSR Layout - Day Shift 6 Days Working (Monday - Saturday) Call us now : 9964080000 Note : Should speak English & Hindi*** Role Description: We are looking for a high-performing Sales Associate with prior experience in sourcing business loans through a strong DSA (Direct Selling Agent) network. The candidate will be responsible for driving loan and building a reliable partner ecosystem. Key Responsibilities: Identify, onboard, and manage DSAs and other sourcing partners to generate leads for business loans. Drive lead conversion through regular follow-ups, application assistance, and coordination with internal credit and operations teams. Educate DSAs on product offerings, documentation requirements, and eligibility criteria. Achieve monthly disbursal targets and maintain healthy funnel metrics. Build strong relationships with channel partners to ensure long-term engagement and loyalty. Ensure compliance with internal and external regulations at every stage of the loan process. Attributes we are looking for: 1 to 4 years of experience in sales of business loans or SME lending products. Strong and active DSA network in the local market. Good understanding of business loan documentation, underwriting norms, and disbursal process. Self-motivated with excellent communication and relationship management skills. Prior experience in fintechs, NBFCs, or banks will be preferred. Call us now : 9964080000 / Send your Resume - Owaiz.sait@jobshop.ai

Role & responsibilities - Key functions will be: Responsible for achievement sales Targets through lead generation and fulfillment from alternate channels. Effective Relationship Management of clients to meet Budgeted volumes. Build a profitable portfolio. Achieve cross-sell targets. Responsible for smooth flow of process relating to credit and operations Constantly building relationship with existing clients to generate repeated business Timely feedback/MIS to higher authorities. - Business Development Credit Administration Operations Management Client Servicing, Team Management Preferred candidate profile - Graduate with 3-5 yrs experience in relevant field. Good communication and pleasing personality. Strong commercial and business acumen Strong customer focus Strong analytical and problem solving skills. Knowledge of service and warranty system. High level of Self Drive/Enthusiasm.

Role & responsibilities - Key functions will be: Responsible for achievement sales Targets through lead generation and fulfillment from alternate channels. Effective Relationship Management of clients to meet Budgeted volumes. Build a profitable portfolio. Achieve cross-sell targets. Responsible for smooth flow of process relating to credit and operations Constantly building relationship with existing clients to generate repeated business Timely feedback/MIS to higher authorities. - Business Development Credit Administration Operations Management Client Servicing, Team Management Preferred candidate profile - Graduate with 3-5 yrs experience in relevant field. Good communication and pleasing personality. Strong commercial and business acumen Strong customer focus Strong analytical and problem solving skills. Knowledge of service and warranty system. High level of Self Drive/Enthusiasm.

Role & responsibilities - Key functions will be: Responsible for achievement sales Targets through lead generation and fulfillment from alternate channels. Effective Relationship Management of clients to meet Budgeted volumes. Build a profitable portfolio. Achieve cross-sell targets. Responsible for smooth flow of process relating to credit and operations Constantly building relationship with existing clients to generate repeated business Timely feedback/MIS to higher authorities. - Business Development Credit Administration Operations Management Client Servicing, Team Management Preferred candidate profile - Graduate with 3-5 yrs experience in relevant field. Good communication and pleasing personality. Strong commercial and business acumen Strong customer focus Strong analytical and problem solving skills. Knowledge of service and warranty system. High level of Self Drive/Enthusiasm.

Role & responsibilities - • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI - Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity Preferred candidate profile - • Graduate/Postgraduate. • 4-6 years Credit/Underwriting experience. • Understanding of portfolio metrics. • Strong inter-personal skills which encourages and promotes enthusiasm and team spirit Perks and benefits

Role & responsibilities We are seeking a dynamic and result-oriented Cluster Sales Manager to lead and drive sales in the Business Loans segment through the DSA vertical . The ideal candidate will be responsible for developing and managing a network of DSTs, ensuring business growth, and achieving sales targets within the assigned cluster. Key Responsibilities: 1. Sales & Business Development: Drive sales of Business Loans through the DSA channel . Develop and execute strategies to achieve sales targets and increase market penetration . Identify and onboard new (DSA) to expand the distribution network. Ensure consistent business growth by maintaining strong relationships with DSTs and enhancing their productivity. 2. Team & Relationship Management: Manage and support a team of Sales Officers/Executives to achieve overall sales goals. Conduct regular DSA meetings, training, and performance reviews to ensure business efficiency. Build and maintain strong relationships with key stakeholders, DSAs, and financial institutions . 3. Compliance & Process Management: Ensure compliance with regulatory guidelines and company policies in loan sourcing and disbursal. Monitor and manage loan applications, approvals, and disbursements to ensure timely processing. Work closely with the credit and operations team to ensure smooth loan processing and minimal rejections. 4. Market Analysis & Strategy: Conduct market research to identify new business opportunities and trends in the loan sector . Develop innovative sales strategies to gain a competitive edge in the market. Monitor competitor activities and recommend necessary actions to maintain business growth. Key Requirements: Experience: Minimum 5-8 years of experience in Business Loans sales, specifically in the DSA vertical . Education: Graduate/Postgraduate in Business, Finance, or a related field. Skills: Strong leadership, sales, negotiation, and team management skills. Network: Established connections with DSAs, financial institutions, and NBFCs . Tech-Savvy: Proficiency in using CRM and sales tracking tools

Responsible for the entire branch operations Drive the sales staff to achieve individual and branch target Ensure collection efficiency by guiding and supporting the collection executive Asst in NBFC (Loan against property, Business loans) Required Candidate profile Candidate must have minimum of 4-8 years of banking experience People from NBFC should meet all the eligibility criteria and have good understanding about banking sales and operations

Assistant General Manager - Accounts & Finance Job Title - Assistant General Manager - Accounts & Finance Department - Accounts & Finance Location - Sion Job Specifications : 1. The candidate should be qualified CA/CA-Inter with 6-8 years of post-qualification experience. 2. The candidate must have an expertise of Accounts, Audit, Payables, Unsecured Loans, MIS, Treasury, Banking. 3. Staying in Central Suburbs or should have travel time of less than an hour for reaching to Sion. 4. Preferred Age group: 30-35 years. Job Responsibilities Taxation: To ensure all Tax compliances (Direct tax, TDS,TCS, indirect Taxes (GST)) & RERA are met on regular basis and responding to the notices from Tax Authorities with the help of Consultants. To visit tax Departments whenever required. Accounts, Audit, Internal Controls: Scrutinize Books of Accounts of all entities of the Group from time to time and ensure proper and timely accounting of all transactions. To monitor closure of all books of accounts / balance sheets on quarterly, half yearly and annual basis Private Ltd. Co., Firms & LLPs. To ensure timely Audit of all entities within timelines. To coordinate with Auditors, resolve their queries and ensure quality audit without any qualification. To absorb the current Organizational processes, systems, controls, ensure its effective implementation, suggest and further implement the improvements in the same. Payables and Unsecured Loans: To Supervise, Monitor & whenever required roll up the sleeves and ensure Payables are functioning as per the set protocols and identify the improvement areas. Effective control over Unsecured Loans, ensuring required documentation, timely payments of Interest. Treasury, Receivables, Banking, MIS: To manage & Monitor Cash Flow on a day-to-day basis. To visualize funds requirement on quarterly basis, interact with other stakeholders for ensuring receivables. Supervising Treasury function of the group and interacting with Bankers. Ensure timely Loan related compliances. Ensuring timely and precise submission of MIS related to Accounts, Audit, Treasury, Payables, Cash Flow etc. Core Competencies Functional: Should have handled Accounts & Audit, Treasury, Banking, MIS Technical: Exposure to Tally ERP & MS Office is must, and in Inv4 velocity desirable. Behavioral: Team Management, Team Player, Leadership Skills and system oriented Reports To : DGM/ GM - Accounts & Finance

Interested Candidate Share Your Resume to 8209842915 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 8209842915 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Interested Candidate Share Your Resume to 8209842915 (WhatsApp) Roles and Responsibilities Identify potential customers for business loans, personal loans, and lending services through field sales activities. Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition.

Role & responsibilities Sales of personal loans Preferred candidate profile

*Job Title:* Relationship Manager Personal Loan *Department:* Sales *Location:* Ahmedabad *Employment Type:* On-roll *Key Responsibilities:* * Identify, onboard, and manage Direct Sales Agents (DSAs) to drive personal loan sales. * Train DSAs on loan products, policies, and sales techniques. * Monitor DSA performance, ensuring lead generation and conversions. * Coordinate with credit and operations teams for smooth processing and TAT adherence. * Achieve assigned sales targets and maintain portfolio quality. * Analyze market trends and competitor activities to drive business growth. *Requirements:* * Experience:5-10 years in Personal Loan sales, preferably with DSA management. * Skills: Strong communication, relationship management, and a target-oriented mindset. * Other: Basic computer knowledge.

Greetings from HDB Financial services Ltd Urgent Requirement Basis of - Sales Officer - LAP , PL ,BL. CTC maximum : 2.50 LPA+ Attractive incentives Freshers salary : 15K In hand Roles and Responsibilities To Handling multiple products like personal loan , Business loans, To Meet customers through walkin based and open market sourcing Identify potential customers for business loans, personal loans, and lending services Conduct meetings with clients to understand their financial needs and provide customized loan solutions. Develop strong relationships with existing customers to increase repeat business and referrals. Meet monthly targets set by the organization for new loan disbursements and customer acquisition. Perks & Benefits Attractive incentives & Medical benefits provided if anyone interested kindly share your updated resume through my whatsapp no :8940709116 mail id :sowmiya.v@hdbfs.com Thanks & Regards, Sowmiya HR HDB Financial services ltd .

Responsibilities- - Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. - Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. - Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. - Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. - Benchmark borrowers financial performance across competitors and industry benchmarks. - Secondary research to gather additional information about the background of management and the borrower. - Regular review of the covenants and portfolio performance and suggest corrective action, including working with the customer to resolve any delinquency. - Coordinating with Sales, Operation, Legal, Technology and Customer Service team effectively. - Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFC. Skills required: - Keen interest towards tech driven new age/ alternate data-based credit decision process. - Knowledge of various products such as business loan, line of credit, dropline OD, etc. will be an added advantage. - Strong knowledge of financial statement analysis, general accounting, cash flows, financial ratios, etc. - Critical thinker with strong decision-making ability, excellent written and verbal communication. - Demonstrated capabilities towards multiple stakeholder management. - Knowledge of drafting curated sanction letters and loan agreements will be an added advantage. Education: MBA (Finance)/ CA

Role & responsibilities Business and Financial Management Delivery in Volume Percentage payout to channel Insurance Achievement Delinquency. Customer Focus Possession of database of salaried and self-employed customers. Portfolio Management. Team No. of DSA which are active VS inactive No. of PPCs which are productive VS unproductive. Process/ Quality Improvement Adherence to process and Quality manifested in a login to Conversion ratio of 60% No. of rejects due to non- adherence in providing documents while logging in. Preferred candidate profile Must be designated as Sales/Relationship Manager where the candidate is currently employed. Should have relevant experience in Micro LAP Sales. (Candidates from Indostar, DCB Bank, HDB Financial, Shriram Housing Finance, True Home Finance are preferred) Should have a strong connect with local DSAs and connectors.

About The Role To capture very large opportunity in Loan against property and Housing in Semi-urban and Rural India banks is setting up separate team for effective coverage. This will help to retain and grow our customer base in Bharat Geography. Team will be distributing loans through emerging branch network and also focus on acquisition of NTB customers through alternate channels. We have exciting opportunity for young leaders who want to build fast track career. Area Sales Manager-Mortgages( Bharat HL & LAP) Location Maharashtra (Ahmednagar, Nashik (Malegaon),Thane Reporting to Regional Sales Manager Grade M4/M5 Achieve sales volume and revenue target on month on month basis. Work closely with branch banking teams and participate in joint business development activities to generate business. Recruit, Train and motivate the sales team to ensure high performance and regular field visits. Monitor team productivity, provide necessary training and support Guide team members to generate business and oversee documentation process including legal & technical and ensure accuracy and completeness. Focus on building CASA through existing customers and ensure cross sell and fee based income achievement through team. Build and maintain relationships with clients, DSAs and channel partners. Ensure excellent customer service and address any issues or concerns promptly Closely monitor portfolio quality and achieve delinquency targets through team Qualification - Graduate Minimum 7-10 yearsof experience in Mortgages, Unsecured loans, Wheels business or Working capital. Team handling & cross sell through branch channel. High drive for results, strong work ethic, relationship management and negotiation skills. Strong customer-centric approach to generate business and high standard of satisfaction.

About The Role To capture very large opportunity in Loan against property and Housing in Semi-urban and Rural India banks is setting up separate team for effective coverage. This will help to retain and grow our customer base in Bharat Geography. Team will be distributing loans through emerging branch network and also focus on acquisition of NTB customers through alternate channels. We have exciting opportunity for young leaders who want to build fast track career. Area Sales Manager-Mortgages( Bharat HL & LAP) Location Maharashtra (Ahmednagar, Nashik (Malegaon),Thane Reporting to Regional Sales Manager Grade M4/M5 Achieve sales volume and revenue target on month on month basis. Work closely with branch banking teams and participate in joint business development activities to generate business. Recruit, Train and motivate the sales team to ensure high performance and regular field visits. Monitor team productivity, provide necessary training and support Guide team members to generate business and oversee documentation process including legal & technical and ensure accuracy and completeness. Focus on building CASA through existing customers and ensure cross sell and fee based income achievement through team. Build and maintain relationships with clients, DSAs and channel partners. Ensure excellent customer service and address any issues or concerns promptly Closely monitor portfolio quality and achieve delinquency targets through team Qualification - Graduate Minimum 7-10 yearsof experience in Mortgages, Unsecured loans, Wheels business or Working capital. Team handling & cross sell through branch channel. High drive for results, strong work ethic, relationship management and negotiation skills. Strong customer-centric approach to generate business and high standard of satisfaction.

About The Role Sr. Business Executive - DSA Department Business Banking Asset Division-Business Loans Location All Number of Positions 52 Reporting Relationships No Position Grade E0 Job Role: This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography To understand clients business & provide appropriate products like Business loans, OD facilty Has to work closely with DSA"™s/do Tele calling/Branch Banking teams for new customer addition. To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. To be alert on competitive elements in the target segments (viz. other banks etc.) &Augment the presence and penetration of the Kotak brand in the target market Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Job Requirements: Graduate / MBA Experience3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills. Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,

HDB Financial Services Ltd. Looking for Territory Manager - PL Salaried #Product - PL, CASA, Credit Cards or from any loan background Team handling experience is must #Experience - 5+ years #Education - any graduate #Locations .: #gandhinagar Relevant candidates can share CVs at dhwani.bhatt@hdbfs.com

Hiring Alert, HDB Financial Services Ltd. is hiring for #Area Collection Manager (Flows) Product:- #Personal loan Location:- #Ludhiana Min 8-12 years of experience in managing End to End collection in Unsecured loan. Preferably PL and Team Handling is must. #Note : Only local candidates preferred. Interested candidates can share their CV at priyanka.gangasai@hdbfs.com with Subject line ACM_Ludhiana

To assist BM in meeting the EL & other cross sell business targets, Regularly undertake field visits to understand customer needs, Client Sourcing & Client Handling, Loan Disbursement & Loan recovery. Share CV- 9905828993 Immediate joiners preferred

HDB Financial Services Ltd. Looking for Territory Manager - PL Salaried #Product - PL, CASA, Credit Cards or from any loan background Team handling experience is must #Experience - 5+ years #Education - any graduate #Locations .: #Ludhiana Relevant candidates can share CVs at priyanka.gangasai@hdbfs.com

Roles and Responsibilities Handle customer queries related to education loans, personal loans, business loans, unsecured loans, professional loans, student loans, abroad loans, individual loans, salaried loans, self-employed loans, BIL (Business Installment Loan), and other financial products. Provide excellent communication skills to resolve customer issues efficiently. Maintain accurate records of customer interactions and transactions. Identify cross-selling opportunities for additional services or products offered by the bank.