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Kotak Life Insurance
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Team Member-SUPPORT SERVICES-Credit

Team Member-SUPPORT SERVICES-Credit

Name: Jobpe
Address: T-Hub, Plot No 1/C, Sy No 83/1, Raidurgam panmaktha, Knowledge City Rd, Hyderabad, Telangana, 500081, IN
Telephone: +91-83339-09630
Price range: Free

Kotak Life Insurance

8 - 10 years

1 - 3 Lacs

Mumbai

Posted:1 week ago| Platform:

Apply

Skills Required

credit analysis real estate accounting sales marketing financial analysis team management management skills credit underwriting presentation skills convincing power business development credit appraisal real estate sales residential sales

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Title Credit Analyst Level M5 / M6 Division Commercial Real Estate Company KMBL No of positions 1 Location Mumbai Reporting to To be decided Reportee None
Job Role Credit Analysis:

Preliminary screening of commercial real estate financing transactions and structuring

Interaction with in-house team (relationship, legal, technical and operations) to provide solution to clients in coordinated and timely manner.

Interaction with client to understand their business model, organization structure and financing needs. Also resolution of queries and collection of information on ongoing basis

Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations

Presenting the proposal to sanctioning authorities

Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts

Preparing term sheets

Checking disbursements to ensure compliance with sanctioned terms

Credit Surveillance:

Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.

Keeping update on real estate micro markets, real estate developers, regulations and general economy

Credit Administration:

Ensuring the approvals are taken as per policies laid down and ensuring the internal polices on credit are not violated

Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI or other regulators are not violated

Supervising and ensuring proper maintenance of credit files to avoid any operational risks

Job Responsibility

Credit Analysis & due diligence

Job requirements
Skills/Knowledge prerequisites

A desire & attitude for understanding of real estate is essential

Computer savvy with experience in Word, Excel, Access, Power point and other analytical tools.

Conversant with financial modeling

Knowledge of finance, accounting, corporate & general law and taxation

The individual in this position must be results oriented and must possess excellent oral and written communication skills

Educational Qualifications Chartered Accountant Experience Profile
Upto 8-10 years of experience Personality Traits

Analytical Bent of Mind

Enthusiasm for Knowledge

Dedication & Sincerity Towards Tasks Assigned

Good Organizational Discipline

Accuracy and Error Free Execution for Tasks Assigned

Team player

Salary range
Fixed
Variable
As per company policy Target Companies

Internal Group

External Banks/HFCs/NBFCs/Real Estate Private Equity funds etc.

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