Team Leader

The role requires you to be responsible for structuring deals and managing portfolios of various clients, as well as leading a team of members focused on acquiring and supporting clients in the high octane middle market segment. This segment typically consists of clients with a turnover ranging from Rs. 500 to 1500 crore, and you will be expected to offer them a full suite of banking products. Your core responsibilities will include: Portfolio Management and Deal Structuring: You will be in charge of structuring and restructuring deals to meet the financial needs of clients. Additionally, you will oversee the management of various portfolios handled by section leaders to ensure competent handling of client accounts. Team Management: Managing and leading a group of Relationship Managers to help them achieve their goals in alignment with the bank's overall strategy and objectives. Promoter/ Top Management Relationship: Engaging and maintaining relationships with the top management and promoters of clients on a regular basis. Understanding their financial needs and challenges to provide suitable solutions. Revenue Generation: Achieving the bank's objectives in terms of earnings, assets, liabilities, credit quality, etc., as per agreed budgets/targets from client relationships across all product groups. Relationship Management: Acquiring new client relationships by understanding their financial needs and offering suitable solutions through bank products and services. Managing client relationships by handling activities ranging from identifying needs to closing deals. Communication/PR of Bank's Products: Undertaking brand communication initiatives for designated products and communicating product positioning messaging to differentiate YES Bank's products in the market. Market Research: Demonstrating an understanding of consumers, competition, and current market conditions through primary and secondary research. Credit Appraisal: Appraising proposals involving detailed analysis of financial statements, ratios, cash flows, risks, and economic conditions. Documentation and Compliance: Maintaining high-quality standards of documentation, client communication, and process compliance with product partners, OSD, Risk Management, and other Relationship Management groups. Minimum Qualifications required for this role include a Bachelor's degree in any field and a Master's degree in Finance. You should have a minimum of 10 years of relevant experience, with at least 5 years in a similar role. Prior experience in the BFSI sector or general industry in a similar role would be beneficial.,