Senior Underwriter

As a Senior Underwriter at Barclays, you will embark on a transformative journey to spearhead the evolution of the digital landscape and drive innovation and excellence. You will utilize cutting-edge technology to revolutionize digital offerings, ensuring unparalleled customer experiences. Key Responsibilities: - Evaluate the creditworthiness of new and existing borrowers applying for unsecured lending, including loans, credit cards, and overdrafts. - Identify and mitigate potential risks associated with individual borrowers and the overall unsecured portfolio. - Apply credit scoring models, industry benchmarks, and internal guidelines to assess creditworthiness and determine appropriate lending terms. - Identify potential red flags and discrepancies in applications that may indicate fraud or credit risk. Qualifications Required: - Prior experience in manual underwriting in a bank or related industry. - General understanding of the regulatory framework applicable to lending operations and the risk function. - Strong communication skills, both verbal and written. - Knowledge of the regulated financial services environment, including regulation and legislation awareness. Additional Details: This role is based in the Noida office of Barclays. As a Senior Underwriter, you may be assessed on critical skills such as risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology, along with job-specific technical skills. Colleagues are expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, as well as the Barclays Mindset of Empower, Challenge, and Drive.,