Senior Product Manager- Lending

Who we are

Money. A subject that’s always on our mind. At Jupiter, our mission is to help people build a better relationship with money - simple, transparent, and empowering.

We’re a financial services platform that brings banking, lending, and investments together in one intuitive, tech-first experience. From savings and credit cards to instant personal loans and SIPs, everything we build is designed to help users manage and grow their money effortlessly.

Jitendra Gupta (ex-Citrus Pay)

About the Role

Senior Product Manager – Lending

This role demands deep product ownership and execution depth from crafting a frictionless user journey to solving risk, compliance, and growth problems with product thinking. You’ll work closely with engineering, credit, data science, and risk teams to deliver scalable, compliant, and customer-obsessed lending experiences.

What You’ll Do

• Own the end-to-end lending product lifecycle

  , from conceptualization, design, and build to launch and scale.

• Deep-dive into data and funnels

  to identify friction points, improve conversions, and reduce drop-offs.

• Build and enhance user journeys

  across loan origination, KYC, underwriting, disbursal, repayment, and collections.

• Work cross-functionally

  with engineering, credit, compliance, and risk to deliver compliant and high-impact product outcomes.

• Collaborate with risk and data teams

  to design smarter underwriting logic, improve approval rates, and maintain portfolio quality.

• Stay compliant and audit-ready

  by ensuring alignment with RBI’s Digital Lending Guidelines and Fair Practices Code.

• Define success metrics

  - activation rate, approval %, NPA %, ROA, funnel conversion, and improve them continuously.

• Champion user empathy

  - build for real user credit needs, not just numbers.

What You’ll Bring

• 5–8 years of product management experience, preferably in

  fintech, digital lending, or credit products

  .
• Strong grasp of the

  digital lending lifecycle

  , user acquisition, e-KYC, underwriting, disbursal, servicing, and collections.

• Working experience on LMS and LOS is a must.

• Familiarity with

  credit bureau APIs (CIBIL, Experian)

  and

  risk decision engines

  .
• Data-driven mindset with proven ability to use analytics for decision-making.
• Experience collaborating with engineering and design teams in fast-paced environments.
• Understanding of

  RBI regulations

  ,

  KFS requirements

  , and

  digital lending guidelines

  .
• Strong problem-solving ability, ownership, and clarity of thought.

Why Jupiter

• Work at the intersection of technology and finance, shaping the future of digital lending in India.
• Ownership from day one you define, build, and scale the product.
• Collaborate with industry-leading product, risk, and data teams.
• A culture that rewards initiative, speed, and learning over hierarchy.