Senior Mortgage Underwriter

About the Company

We are a leading company in the US mortgage underwriting industry, dedicated to providing exceptional service and innovative solutions to our clients. Our mission is to streamline the mortgage process while maintaining the highest standards of integrity and professionalism. We foster a culture of collaboration, inclusivity, and continuous improvement.

About the Role

The US mortgage underwriting position is critical in evaluating loan applications and ensuring compliance with regulatory requirements. The successful candidate will play a key role in assessing risk and making informed decisions to support our clients' needs.

Responsibilities

• Review and analyze loan applications and supporting documentation.
• Assess borrower creditworthiness and risk factors.
• Ensure compliance with company policies and regulatory guidelines.
• Communicate with loan officers and clients to gather additional information as needed.
• Make informed decisions on loan approvals or denials.

Qualifications

• Bachelor's degree in finance, business, or a related field.
• Relevant certifications in mortgage underwriting are a plus.
• Minimum of 5 years of experience in Live mortgage underwriting.
• Strong understanding of Conventional/FHA/VA loan programs.
• Proficiency in Encompass or similar mortgage origination software.

Required Skills

• Strong analytical and problem-solving skills.
• Excellent attention to detail.
• Proficient in mortgage underwriting software and tools.
• Effective communication and interpersonal skills.

Preferred Skills

• Experience in the US Mortgage Live Underwriting is must.
• Knowledge of current mortgage regulations and compliance standards.
• Strong understanding of Conventional/FHA/VA loan programs.

Pay range and compensation package

The salary for this position ranges from 15 lakhs to 25 lakhs Indian Rupees annually, depending on experience and qualifications. We also offer a comprehensive benefits package, including health insurance for our permanent employees.

Equal Opportunity Statement

We are an equal opportunity employer and are committed to fostering a diverse and inclusive workplace. We welcome applicants from all backgrounds and experiences.

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