Job
Description
Job Title: Head of Sales Business Loans / MSME Loans Location: Maharashtra Department: Sales & Lending Operations Job Summary: The Head of Sales – Business & MSME Loans is responsible for leading and scaling the loan sales function across geographies. This includes developing high-performing sales teams, building partnerships, expanding the customer base, and achieving disbursement targets. The role demands deep understanding of MSME customer behavior, credit risk, and competitive market dynamics. Key Responsibilities: Strategic Sales Leadership Define and execute sales strategies to drive loan disbursements for MSME and business loan products. Set ambitious but achievable monthly, quarterly, and annual targets for sales teams. Team Management Build, manage, and mentor a team. Conduct regular training and performance reviews to maintain high productivity levels. Business Development & Channel Expansion Develop and manage key partnerships (DSAs, channel partners, aggregators) to source high-quality leads. Drive both direct and indirect sales through field visits, tele-sales, digital channels, and partner networks. Lead Management & Conversions Oversee lead generation, tracking, and conversion across all sourcing channels. Ensure a healthy funnel from lead to disbursement, with minimized TAT (Turnaround Time). Customer Engagement Build strong relationships with MSME clients, understanding their business needs to offer tailored loan solutions. Ensure a smooth customer journey from application to disbursal. Compliance & Risk Management Ensure sales practices are compliant with regulatory norms and internal credit policies. Coordinate with credit, risk, and operations teams to ensure quality portfolio and minimize delinquencies. Reporting & Analytics Analyze sales data to measure performance, identify trends, and make data-driven decisions. Prepare regular MIS reports and dashboards for senior management. Qualifications & Experience: Bachelor’s degree in Business / Finance / Management; MBA preferred. 3 + years of experience in financial services. Proven track record of achieving loan disbursement targets and leading high-performance teams. Deep understanding of MSME market, customer profile, credit risk, and competition. Key Skills & Attributes: Strong leadership and team management skills Excellent communication, negotiation, and stakeholder management Analytical mindset with familiarity in CRM tools, sales dashboards, and loan origination systems Field-oriented and hands-on approach to market development Knowledge of NBFC/Banks’ MSME lending products and regulatory guidelines Salary : 75k to 1 lakh pm Candidates can mail me - hr@aphelionfinance.com
