Job Description for a role of Sales Executive in MSME Loan Product Sales & Promotion: Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings. Promote MSME loan products to business owners and entrepreneurs. Understand customer requirements and recommend the most suitable loan solutions based on their business needs. Customer Interaction: Meet with business owners and key decision-makers to assess their financing needs. Explain the features, benefits, interest rates, and repayment options of MSME loans to clients. Assist customers in completing loan applications and the necessary documentation for loan approval. Target Achievement: Consistently achieve monthly sales targets as set by management. Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team. Documentation & Compliance: Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements. Market Research: Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions Required Skills & Qualifications: Education: Graduate Experience: Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products. Experience in working with SMEs and understanding their financing requirements is highly preferred. Skills: Strong communication, negotiation, and presentation skills. Ability to analyze customer financials and recommend appropriate loan products. Understanding of MSME business challenges and financial needs. Personal Attributes: Self-driven and goal-oriented with a strong focus on achieving sales targets. Excellent relationship-building and customer service skills. Ability to work independently and handle multiple tasks efficiently. Strong problem-solving abilities with attention to detail. Knowledge of financial products, loan documentation, and credit appraisal processes. Compensation: Salary 20-25K pm + attractive commission structure based on sales performance. Travelling expenses as actual. Interested Candidates can contact with us- hr@aphelionfinance.com
Job Title: Head of Sales Business Loans / MSME Loans Location: Maharashtra Department: Sales & Lending Operations Job Summary: The Head of Sales – Business & MSME Loans is responsible for leading and scaling the loan sales function across geographies. This includes developing high-performing sales teams, building partnerships, expanding the customer base, and achieving disbursement targets. The role demands deep understanding of MSME customer behavior, credit risk, and competitive market dynamics. Key Responsibilities: Strategic Sales Leadership Define and execute sales strategies to drive loan disbursements for MSME and business loan products. Set ambitious but achievable monthly, quarterly, and annual targets for sales teams. Team Management Build, manage, and mentor a team. Conduct regular training and performance reviews to maintain high productivity levels. Business Development & Channel Expansion Develop and manage key partnerships (DSAs, channel partners, aggregators) to source high-quality leads. Drive both direct and indirect sales through field visits, tele-sales, digital channels, and partner networks. Lead Management & Conversions Oversee lead generation, tracking, and conversion across all sourcing channels. Ensure a healthy funnel from lead to disbursement, with minimized TAT (Turnaround Time). Customer Engagement Build strong relationships with MSME clients, understanding their business needs to offer tailored loan solutions. Ensure a smooth customer journey from application to disbursal. Compliance & Risk Management Ensure sales practices are compliant with regulatory norms and internal credit policies. Coordinate with credit, risk, and operations teams to ensure quality portfolio and minimize delinquencies. Reporting & Analytics Analyze sales data to measure performance, identify trends, and make data-driven decisions. Prepare regular MIS reports and dashboards for senior management. Qualifications & Experience: Bachelor’s degree in Business / Finance / Management; MBA preferred. 3 + years of experience in financial services. Proven track record of achieving loan disbursement targets and leading high-performance teams. Deep understanding of MSME market, customer profile, credit risk, and competition. Key Skills & Attributes: Strong leadership and team management skills Excellent communication, negotiation, and stakeholder management Analytical mindset with familiarity in CRM tools, sales dashboards, and loan origination systems Field-oriented and hands-on approach to market development Knowledge of NBFC/Banks’ MSME lending products and regulatory guidelines Salary : 75k to 1 lakh pm Candidates can mail me - hr@aphelionfinance.com
1. Sales & Business Development: Identify potential clients and generate leads through networking, referrals, and cold calling. Explain various insurance products, policies, and coverage options to clients. Customize insurance solutions based on client needs and risk assessment. Achieve sales targets set by the company. 2. Client Relationship Management: Assist clients in choosing the best insurance plans. Maintain long-term relationships with existing customers. Handle policy renewals and upgrades. Address customer queries, claims, and complaints efficiently. 3. Policy Management & Compliance: Ensure accurate documentation and policy issuance. Keep up-to-date with industry regulations and compliance requirements. Work closely with underwriters and claim departments for policy approvals and settlements. 4. Market Analysis & Reporting: Analyze market trends and competitor offerings. Provide reports on sales performance and customer feedback. Suggest improvements in products and sales strategies. Interested candidates mail- hr@aphelionfinance.com
Job Description for a role of Sales Executive in MSME Loan Product Sales & Promotion: Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings. Promote MSME loan products to business owners and entrepreneurs. Understand customer requirements and recommend the most suitable loan solutions based on their business needs. Customer Interaction: Meet with business owners and key decision-makers to assess their financing needs. Explain the features, benefits, interest rates, and repayment options of MSME loans to clients. Assist customers in completing loan applications and the necessary documentation for loan approval. Target Achievement: Consistently achieve monthly sales targets as set by management. Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team. Documentation & Compliance: Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements. Market Research: Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions Required Skills & Qualifications: Education: Graduate Experience: Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products. Experience in working with SMEs and understanding their financing requirements is highly preferred. Skills: Strong communication, negotiation, and presentation skills. Ability to analyze customer financials and recommend appropriate loan products. Understanding of MSME business challenges and financial needs. Personal Attributes: Self-driven and goal-oriented with a strong focus on achieving sales targets. Excellent relationship-building and customer service skills. Ability to work independently and handle multiple tasks efficiently. Strong problem-solving abilities with attention to detail. Knowledge of financial products, loan documentation, and credit appraisal processes. Compensation: Salary 20-40k pm + attractive commission structure based on sales performance. Travelling expenses as actual.
Role Summary: We are looking for a seasoned professional to lead our Collections & Recovery function across all loan portfolios, including unsecured loans, secured loans. The ideal candidate will drive strategy, execution, and compliance across early-stage collections, hard bucket recovery, legal, and write-off accounts. Key Responsibilities: 1. Strategy & Execution Define and drive the overall collections and recovery roadmap across secured and unsecured portfolios. Develop and implement robust strategies for early bucket (soft collections), late-stage (hard), skip tracing, and legal recovery. Continuously monitor portfolio risk and design action plans to minimize NPAs and credit losses. 2. Operational Oversight Lead and manage in-house staff, Branch staff and third-party agencies. Track daily/weekly performance across buckets (0–90 DPD, 90+ DPD, write-offs). 3. Agency & Vendor Management Empanel, train, and supervise collection agencies and legal vendors. Monitor agency productivity, compliance, and cost of collection. Introduce incentive structures to drive collections performance. 4. Legal Recovery Oversee legal recovery including 138 Act, arbitration, civil/criminal proceedings, and Lok Adalats. Coordinate with legal counsel for filing and follow-up of cases. 5. Technology & Reporting Leverage collection management systems (CMS), telephony tools, and analytics dashboards. Drive digital collections (UPI, auto-debit, wallets) and self-service options. Generate MIS, recovery forecasts, and present performance to management. 6. Compliance & Customer Sensitivity Ensure adherence to RBI and Fair Practice Code norms. Train field/tele teams on customer conduct, data privacy, and grievance redressal.
Job Title: Government Liaison Officer Department: Finance Reports To: Director of the company Location: Mumbai Employment Type: Contract Job Summary: The Government Liaison Officer serves as the primary point of contact between the organization and government agencies. This role involves maintaining strong relationships with local, state, and federal government bodies, ensuring compliance with regulatory requirements, and advocating for the organization's interests in legislative and policy matters. Key Responsibilities: Establish and maintain positive relationships with government officials, regulators, and public sector stakeholders. Represent the organization in meetings for fund raising with government entities Coordinate with internal departments to ensure compliance with government regulations and reporting requirements. Draft position papers, policy briefs, and official correspondence to government bodies. Facilitate permits, licenses, approvals, or other government-related documentation as needed. Update on Government Schemes which will be beneficial to the company Qualifications: Bachelor's degree in Political Science, Public Administration, Law, Communications, or a related field 3–7 years of experience in government relations, public affairs, or a related role. Strong understanding of government processes, legislative systems, and regulatory environments. Excellent communication, negotiation, and interpersonal skills. Proven ability to build and sustain relationships with public officials and agencies. Strong analytical and problem-solving skills.
We are looking for a qualified and experienced Company Secretary to ensure the company complies with statutory and regulatory requirements and maintains high standards of corporate governance. The ideal candidate will serve as a vital link between the board of directors, senior management, shareholders, regulators, and other stakeholders. 🔍 Key Responsibilities: Ensure compliance with corporate laws, rules, and regulations Organize, prepare agendas for, and take minutes of board meetings and annual general meetings (AGMs). Advise the board on their legal and governance responsibilities. Maintain statutory books (register of members, directors, etc.) and file necessary returns with regulatory authorities. Draft resolutions, board reports, and other corporate documents. Ensure timely compliance with ROC filings, including annual returns and financial statements. Liaise with external regulators and advisors such as lawyers and auditors. Monitor changes in relevant legislation and take appropriate action. Assist in corporate restructuring, mergers, acquisitions, or divestments. Maintain shareholder relations and handle share transfers and dividend issues. Provide strategic legal advice to management and the board on business operations, risk, and compliance. Lead and manage all legal matters including corporate, commercial, regulatory, labor, and litigation. Draft, review, and negotiate high-value contracts, agreements, and MOUs. Ensure the company complies with statutory and regulatory requirements. Oversee corporate governance practices, policies, and legal controls. Liaise with regulatory bodies, government authorities, and external legal counsel. Well-versed with RBI compliance requirements including timely submission of returns such as DNBS, NBS, and FDI-related filings (FC-GPR, FC-TRS), liaison with RBI for routine and event-based compliances applicable to NBFCs. Responsible for overseeing and ensuring timely and accurate statutory filings and compliance across group entities, including ROC, RBI, and other regulatory bodies, in accordance with the Companies Act, SEBI regulations, and other applicable laws. Handled end-to-end dematerialization processes in coordination with RTA and depositories (NSDL/CDSL). 🛠️ Qualifications & Skills: Educational Qualification: Member of the Institute of Company Secretaries of [Country] (e.g., ICSI in India). Knowledge of corporate laws, securities laws, and compliance frameworks. Excellent communication, drafting, and organizational skills. High level of integrity and professional ethics. Ability to manage multiple responsibilities under strict timelines. ⭐ Preferred Qualifications (Optional): Law degree (LLB) or experience with legal advisory is an added advantage. Experience working in NBFCs / Banks
We are looking for a qualified and experienced Company Secretary to ensure the company complies with statutory and regulatory requirements and maintains high standards of corporate governance. The ideal candidate will serve as a vital link between the board of directors, senior management, shareholders, regulators, and other stakeholders. Key Responsibilities: Ensure compliance with corporate laws, rules, and regulations Organize, prepare agendas for, and take minutes of board meetings and annual general meetings (AGMs). Advise the board on their legal and governance responsibilities. Maintain statutory books (register of members, directors, etc.) and file necessary returns with regulatory authorities. Draft resolutions, board reports, and other corporate documents. Ensure timely compliance with ROC filings, including annual returns and financial statements. Liaise with external regulators and advisors such as lawyers and auditors. Monitor changes in relevant legislation and take appropriate action. Assist in corporate restructuring, mergers, acquisitions, or divestments. Maintain shareholder relations and handle share transfers and dividend issues. Provide strategic legal advice to management and the board on business operations, risk, and compliance. Lead and manage all legal matters including corporate, commercial, regulatory, labor, and litigation. Draft, review, and negotiate high-value contracts, agreements, and MOUs. Ensure the company complies with statutory and regulatory requirements. Oversee corporate governance practices, policies, and legal controls. Liaise with regulatory bodies, government authorities, and external legal counsel. Qualifications & Skills: Educational Qualification: Member of the Institute of Company Secretaries of [Country] (e.g., ICSI in India). Knowledge of corporate laws, securities laws, and compliance frameworks. Excellent communication, drafting, and organizational skills. High level of integrity and professional ethics. Ability to manage multiple responsibilities under strict timelines. Preferred Qualifications (Optional): Law degree (LLB) or experience with legal advisory is an added advantage. Experience working in NBFCs / Banks Contact- 8422908143 Mail- hr@aphelionfinance.com
Job Description for a role of Sales Executive in MSME Loan Product Sales & Promotion: Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings. Promote MSME loan products to business owners and entrepreneurs. Understand customer requirements and recommend the most suitable loan solutions based on their business needs. Customer Interaction: Meet with business owners and key decision-makers to assess their financing needs. Explain the features, benefits, interest rates, and repayment options of MSME loans to clients. Assist customers in completing loan applications and the necessary documentation for loan approval. Target Achievement: Consistently achieve monthly sales targets as set by management. Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team. Documentation & Compliance: Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements. Market Research: Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions Required Skills & Qualifications: Education: Graduate Experience: Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products. Experience in working with SMEs and understanding their financing requirements is highly preferred. Skills: Strong communication, negotiation, and presentation skills. Ability to analyze customer financials and recommend appropriate loan products. Understanding of MSME business challenges and financial needs. Personal Attributes: Self-driven and goal-oriented with a strong focus on achieving sales targets. Excellent relationship-building and customer service skills. Ability to work independently and handle multiple tasks efficiently. Strong problem-solving abilities with attention to detail. Knowledge of financial products, loan documentation, and credit appraisal processes. Compensation: Salary 20-40k pm + attractive commission structure based on sales performance. Travelling expenses as actual.
Sales & Promotion: Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings. Promote MSME loan products to business owners and entrepreneurs. Understand customer requirements and recommend the most suitable loan solutions based on their business needs. Customer Interaction: Meet with business owners and key decision-makers to assess their financing needs. Explain the features, benefits, interest rates, and repayment options of MSME loans to clients. Assist customers in completing loan applications and the necessary documentation for loan approval. Target Achievement: Consistently achieve monthly sales targets as set by management. Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team. Documentation & Compliance: Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements. Market Research: Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions Required Skills & Qualifications: Education: Graduate Experience: Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products. Experience in working with SMEs and understanding their financing requirements is highly preferred. Skills: Strong communication, negotiation, and presentation skills. Ability to analyze customer financials and recommend appropriate loan products. Understanding of MSME business challenges and financial needs. Personal Attributes: Self-driven and goal-oriented with a strong focus on achieving sales targets. Excellent relationship-building and customer service skills. Ability to work independently and handle multiple tasks efficiently. Strong problem-solving abilities with attention to detail. Knowledge of financial products, loan documentation, and credit appraisal processes. Compensation: Salary 40-50K pm + attractive commission structure based on sales performance. Travelling expenses as actual.
Sales & Promotion: Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings. Promote MSME loan products to business owners and entrepreneurs. Understand customer requirements and recommend the most suitable loan solutions based on their business needs. Customer Interaction: Meet with business owners and key decision-makers to assess their financing needs. Explain the features, benefits, interest rates, and repayment options of MSME loans to clients. Assist customers in completing loan applications and the necessary documentation for loan approval. Target Achievement: Consistently achieve monthly sales targets as set by management. Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team. Documentation & Compliance: Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements. Market Research: Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions Required Skills & Qualifications: Education: Graduate Experience: Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products. Experience in working with SMEs and understanding their financing requirements is highly preferred. Skills: Strong communication, negotiation, and presentation skills. Ability to analyze customer financials and recommend appropriate loan products. Understanding of MSME business challenges and financial needs. Personal Attributes: Self-driven and goal-oriented with a strong focus on achieving sales targets. Excellent relationship-building and customer service skills. Ability to work independently and handle multiple tasks efficiently. Strong problem-solving abilities with attention to detail. Knowledge of financial products, loan documentation, and credit appraisal processes. Compensation: Salary 40-50K pm + attractive commission structure based on sales performance. Travelling expenses as actual.
Roles and Responsibilities Manage debt collection activities, including cash collections, payment collection, and recovery. Conduct field collections to ensure timely recovery of outstanding amounts from customers. Identify and resolve customer queries related to billing and payments. Maintain accurate records of all transactions and communications with customers. Ensure compliance with company policies and procedures for debt management. Desired Candidate Profile 1-3 years of experience in collections or a similar role. Strong knowledge of debt collection processes, laws, and regulations. Ability to work independently with minimal supervision while maintaining high levels of productivity. Interested candidates can contact- call-8422908143 mail- hr@aphelionfinance.com