Job Description for a role of Sales Executive in MSME Loan Product Sales & Promotion: Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings. Promote MSME loan products to business owners and entrepreneurs. Understand customer requirements and recommend the most suitable loan solutions based on their business needs. Customer Interaction: Meet with business owners and key decision-makers to assess their financing needs. Explain the features, benefits, interest rates, and repayment options of MSME loans to clients. Assist customers in completing loan applications and the necessary documentation for loan approval. Target Achievement: Consistently achieve monthly sales targets as set by management. Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team. Documentation & Compliance: Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements. Market Research: Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions Required Skills & Qualifications: Education: Graduate Experience: Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products. Experience in working with SMEs and understanding their financing requirements is highly preferred. Skills: Strong communication, negotiation, and presentation skills. Ability to analyze customer financials and recommend appropriate loan products. Understanding of MSME business challenges and financial needs. Personal Attributes: Self-driven and goal-oriented with a strong focus on achieving sales targets. Excellent relationship-building and customer service skills. Ability to work independently and handle multiple tasks efficiently. Strong problem-solving abilities with attention to detail. Knowledge of financial products, loan documentation, and credit appraisal processes. Compensation: Salary 20-25K pm + attractive commission structure based on sales performance. Travelling expenses as actual. Interested Candidates can contact with us- hr@aphelionfinance.com

Job Title: Head of Sales Business Loans / MSME Loans Location: Maharashtra Department: Sales & Lending Operations Job Summary: The Head of Sales – Business & MSME Loans is responsible for leading and scaling the loan sales function across geographies. This includes developing high-performing sales teams, building partnerships, expanding the customer base, and achieving disbursement targets. The role demands deep understanding of MSME customer behavior, credit risk, and competitive market dynamics. Key Responsibilities: Strategic Sales Leadership Define and execute sales strategies to drive loan disbursements for MSME and business loan products. Set ambitious but achievable monthly, quarterly, and annual targets for sales teams. Team Management Build, manage, and mentor a team. Conduct regular training and performance reviews to maintain high productivity levels. Business Development & Channel Expansion Develop and manage key partnerships (DSAs, channel partners, aggregators) to source high-quality leads. Drive both direct and indirect sales through field visits, tele-sales, digital channels, and partner networks. Lead Management & Conversions Oversee lead generation, tracking, and conversion across all sourcing channels. Ensure a healthy funnel from lead to disbursement, with minimized TAT (Turnaround Time). Customer Engagement Build strong relationships with MSME clients, understanding their business needs to offer tailored loan solutions. Ensure a smooth customer journey from application to disbursal. Compliance & Risk Management Ensure sales practices are compliant with regulatory norms and internal credit policies. Coordinate with credit, risk, and operations teams to ensure quality portfolio and minimize delinquencies. Reporting & Analytics Analyze sales data to measure performance, identify trends, and make data-driven decisions. Prepare regular MIS reports and dashboards for senior management. Qualifications & Experience: Bachelor’s degree in Business / Finance / Management; MBA preferred. 3 + years of experience in financial services. Proven track record of achieving loan disbursement targets and leading high-performance teams. Deep understanding of MSME market, customer profile, credit risk, and competition. Key Skills & Attributes: Strong leadership and team management skills Excellent communication, negotiation, and stakeholder management Analytical mindset with familiarity in CRM tools, sales dashboards, and loan origination systems Field-oriented and hands-on approach to market development Knowledge of NBFC/Banks’ MSME lending products and regulatory guidelines Salary : 75k to 1 lakh pm Candidates can mail me - hr@aphelionfinance.com

1. Sales & Business Development: Identify potential clients and generate leads through networking, referrals, and cold calling. Explain various insurance products, policies, and coverage options to clients. Customize insurance solutions based on client needs and risk assessment. Achieve sales targets set by the company. 2. Client Relationship Management: Assist clients in choosing the best insurance plans. Maintain long-term relationships with existing customers. Handle policy renewals and upgrades. Address customer queries, claims, and complaints efficiently. 3. Policy Management & Compliance: Ensure accurate documentation and policy issuance. Keep up-to-date with industry regulations and compliance requirements. Work closely with underwriters and claim departments for policy approvals and settlements. 4. Market Analysis & Reporting: Analyze market trends and competitor offerings. Provide reports on sales performance and customer feedback. Suggest improvements in products and sales strategies. Interested candidates mail- hr@aphelionfinance.com

Job Description for a role of Sales Executive in MSME Loan Product Sales & Promotion: Identify and target potential small and medium enterprises (SMEs) for MSME loan offerings. Promote MSME loan products to business owners and entrepreneurs. Understand customer requirements and recommend the most suitable loan solutions based on their business needs. Customer Interaction: Meet with business owners and key decision-makers to assess their financing needs. Explain the features, benefits, interest rates, and repayment options of MSME loans to clients. Assist customers in completing loan applications and the necessary documentation for loan approval. Target Achievement: Consistently achieve monthly sales targets as set by management. Track sales activities, customer interactions, and lead progress, and provide regular updates to the management team. Documentation & Compliance: Ensure all loan applications, documentation, and processes comply with company policies, banking regulations, and legal requirements. Market Research: Stay updated on trends in the MSME sector, and Provide feedback to management on market conditions Required Skills & Qualifications: Education: Graduate Experience: Previous experience in sales for 1-2 years, especially in MSME loans, commercial banking, or financial products. Experience in working with SMEs and understanding their financing requirements is highly preferred. Skills: Strong communication, negotiation, and presentation skills. Ability to analyze customer financials and recommend appropriate loan products. Understanding of MSME business challenges and financial needs. Personal Attributes: Self-driven and goal-oriented with a strong focus on achieving sales targets. Excellent relationship-building and customer service skills. Ability to work independently and handle multiple tasks efficiently. Strong problem-solving abilities with attention to detail. Knowledge of financial products, loan documentation, and credit appraisal processes. Compensation: Salary 20-40k pm + attractive commission structure based on sales performance. Travelling expenses as actual.