Risk Analyst

Responsibilities:

• Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context.
• Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.
• Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
• Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
• Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.
• Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.
• Coordinate with Various internal teams for strengthening of risk framework.

Eligibility Criteria:

• BTech or MTech from Tier1 college

• 3-6 years of experience in managing risk in a NBFC/Fintech/Lending

• 2+ years of experience in Python and SQL is mandatory

• Excellent in understanding data & bringing insights.
• Sound knowledge of statistical models

• Experience in Microfinance/MSME Lending will be an added advantage