Product Manager

Preferred candidate profile:

Product Manager

Key Roles & Responsibilities:

• Product Lifecycle Management

  Oversee the complete product lifecycle from ideation, design, launch, and growth to maturity, ensuring relevance and profitability at each stage.

• Competitive Analysis & Market Research

  Conduct primary and secondary research to analyze competitors, identify product differentiators, assess target segments, and determine effective communication and distribution channels.

• Sales Support & Enablement

  Collaborate with the sales team to help achieve targets by refining product features, offerings, and positioning to meet customer needs and drive business acquisition.

• P&L Management

  Own and manage the P&L of assigned products, ensuring sustainable profitability and alignment with business goals.

• Portfolio Management

  Drive portfolio growth and maintain portfolio health by monitoring performance, quality, and profitability metrics.

• Stakeholder Management

  – Liaise with internal stakeholders such as Sales, Technology, Credit, Risk, and Compliance teams to design and implement relevant product offerings and initiatives.

• New Product Development & Process Optimization

  – Conceptualize and roll out new financial products, while continuously optimizing processes for efficiency, customer experience, and scalability.

Required Skills & Competencies:

• Strong knowledge of

  lending products

  – HL, MSME & Unsecured Loans.
• Experience in

  product lifecycle management

  and

  portfolio growth

  .
• Understanding of

  credit risk, underwriting, and NBFC/RBI compliance

  .
• Ability to

  drive product & portfolio sales

  and support customer acquisition.
• Proficiency in

  market research, competitor analysis, and P&L management

  .
• Strong

  analytical, problem-solving, and data-driven decision-making skills

  .
• Excellent

  stakeholder management

  across Sales, Tech, Credit & Compliance.

• Customer-centric mindset

  with strong communication and execution skills.