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Product Management - Senior Product Manager

Product Management - Senior Product Manager

Paytm

8 - 13 years

9 - 13 Lacs

noida bengaluru

Posted:6 days ago| Platform:

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Skills Required

settlements card payments product management stakeholder management mdr product strategy project management lending software testing manual testing business analysis sales sql partnerships pci rbi scrum acquisition agile jira

Work Mode

Work from Office

Job Type

Full Time

Job Description

About the Role

As a Product Manager for Card Acquiring, you will be responsible for building and scaling card-based payment products for our vast network of offline and online merchants. You will work closely with banks, networks (Visa, Mastercard, Rupay, American Express), and internal teams to deliver high-performance card processing solutions. You will be the voice of the merchant and the architect of high-SR, low-latency, and regulation-compliant card payment

Responsibilities:-

Own the end-to-end lifecycle of card acquiring products from strategy and roadmap to execution and post-launch performance.

Define product features and enhancements focused on card payment acceptance across POS, online, and in-app channels.

Integrate and manage partnerships with issuer and acquirer banks, card networks, and processors.

Monitor and drive improvements in key metrics such as transaction success rate (SR), latency, authorization rates, fraud, and chargebacks.

Lead initiatives related to card tokenization, contactless/NFC enablement, recurring payments (SI on cards), and international acceptance.

Collaborate with engineering, design, risk, legal, and compliance to ensure scalable and compliant rollout of features.

Track RBI regulations, network advisories, and ensure product readiness and compliance.

Work with sales and operations teams to enable adoption and resolution of merchant issues.

What Youll Need

4-8 years of product management experience, with at least 2 years in card payments, acquiring, or processing.

Strong understanding of card acquiring infrastructure, transaction lifecycle, settlement, MDR, and risk/fraud handling.

Experience in working with card networks (Visa, Mastercard, Rupay), acquiring banks, or payment processors.

Data-driven decision-making with hands-on experience in SQL, Excel, or dashboarding tools.

Excellent stakeholder management, cross-functional collaboration, and problem-solving skills.

Familiarity with RBI and PCI-DSS compliance standards is a plus.

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Product Management - Senior Product Manager