82 Pre Underwriting Jobs - Page 3

Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Meeting the daily Quality requirements Qualifications Education: Bachelors in any stream. Experience: 2+ years increasingly responsible experience in related areas. Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting. Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance Can multi-task and manage time efficiently Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communications skills. Highly adaptive and open to changes as the organization grows and its needs evolve. To apply, call Mr Rohan at 9289050049

Hiring For US Mortgage// Pre Underwriter profile:- Need 1+ yrs of experience into US Mortgage or into underwriter. Location:- Gurgaon Salary upto 6-6.5 lpa notice Period:- Immediate to 30 days Work from home// Hybrid mode one side cab// US Shift Graduation Mandatory Here's the Job Description:- Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production. Meeting the daily SLA requirement Meeting the daily Quality requirements Interested Candidates may contact Thanks & Regareds HR Shweta: 9999117486 HR Anjali: 9971628333

Hi, Greetings from Adecco ! We are hiring for Live Underwriter-US Mortgage for Bangalore Location Mode of work:- Remote Mode of Interview:-Walk in Interview at Bangalore Office Date of Interview:- 1st, 2nd, 3rd and 4th April 2025 at Bangalore Location Job Role & responsibilities:- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audits policies and practices. • Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. Key Skills & experience required:- Experience of min 3 years in Live Underwriting. Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral) Candidate must have experience in live underwriting & Real Time Analysis . Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types Should be comfortable for Night shifts Immediate Joiners will be preferred only Interested candidates kindly share your CV and below details to usha.sundar@adecco.com 1) Present CTC (Fixed + VP) - 2) Expected CTC - 3) No. of years experience - 4) Notice Period - 5) Offer-in hand - 6) Reason of Change - 7) Present Location

Roles and Responsibilities Review loan applications to determine creditworthiness of borrowers. Analyze financial statements, tax returns, and other relevant documents to assess borrower's credit risk. Conduct thorough analysis of applicant's financial situation using various tools such as DTI ratios, FICO scores, etc. Verify income documentation through employment verification calls or third-party vendors. Make informed decisions on approving or denying loans based on risk assessment. Desired Candidate Profile 1-6 years of experience in mortgage underwriting with a focus on conventional loans (FHA & VA). Strong understanding of US residential mortgage industry regulations and guidelines. Proficiency in analyzing complex financial data using software like Loan Origination Systems (LOS) or similar platforms. call@7816842400 call@7849020010 call@7848820045 call@7848820048

We are hiring for US Mortgage Pre Underwriting or Underwriter : Need 1+yrs of experience Pre Underwriting US Mortgage Work from home // 5 days working Rotational shifts // Rotational offs One side cab// Blended process Package upto - 6 - 6.5 lpa Location - Gurgoan sector 31 Roles and Responsibilities : Experienced mortgage professional with 1+ year with US mortgage underwriting. Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance. Strong organization and verbal and written communications skills.

Role & responsibilities Experienced mortgage professional with 1+ year in US Mortgage as a Mortgage Closer. Ability to make mortgage calculations accurately. Has a complete understanding of Fannie Mae/Freddie Mac (FNMA/FHLMC) servicing. Has working knowledge of real estate lending criteria and federal, state, and agency compliance. Strong organization and verbal and written communications skills.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 8.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 3-4 years of experience in Underwriting is required. Good communication is required. Immediate joining is required.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 8.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 3-4 years of experience in Underwriting is required. Good communication is required. Immediate joining is required.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 8.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 3-4 years of experience in Underwriting is required. Good communication is required. Immediate joining is required.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 8.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 3-4 years of experience in Underwriting is required. Good communication is required. Immediate joining is required.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 7.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 1+ years of experience in Underwriting is required. Good communication is required. Immediate joining is required.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 7.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 1+ years of experience in Underwriting is required. Good communication is required. Immediate joining is required.

Dear Candidate, We are hiring for US Mortgage Underwriting Chennai Location. Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Regards SPARK CONSULTANCY

Dear Candidate, We are hiring for US Mortgage Underwriting Chennai Location. Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Regards SPARK CONSULTANCY

Dear Candidate, We are hiring for US Mortgage Underwriting Chennai Location. Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Regards SPARK CONSULTANCY

Dear Candidate, We are hiring for US Mortgage Underwriting Chennai Location. Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9821610745 Anjali ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9821610745 Anjali ) Regards SPARK CONSULTANCY

Mega walk-In Drive for US residential mortgage at Chennai location Interview Location - ETA 3 ,Techno Park : 33, Rajiv Gandhi Salai, Navallur Village and Panchayat, Thiruporur Panchayat Union, Tamil Nadu 603103, India. Interview Date- 25th March 25 - 28th March 25 Interview Timings- 11AM -2PM HR Contact details- Dharani & Ida JOB DESCRIPITION Work Place - No. 602/3/138, Special Economic Zone ,Elcot-Sez, Medavakkam High Road ,Sholinganallur, Chennai 600119 , Shift timings - US Shift Working Days - Monday - Friday Job Summary : This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers details pertaining to Income, credit and assets. Candidate shall be responsible for rendering decisions on credit applications based on established criteria. Determine creditworthiness, risk associated with borrower based on credit profile and Income worthiness (Income analysis) of the borrower. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Applies understanding of established guidelines, Fair Lending and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience. Responsibilities : Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. Evaluate and verify applications determining whether borrower will be able to repay the loan by performing a detailed income verification (Income Verification and analysis) Verify income and employment information, Review credit history, including Bankruptcy, Fraud alerts, Bankruptcy Discharge, Delinquency and Foreclosures. (Credit Review and Analysis) Calculate the value of the borrowers collateral and assets (Asset Review and Analysis) Ensure that the property specifications and loan terms meet Banks requirements and government regulations. Skills Required : Excellent reading and comprehension skills. Excellent decision-making skills that are backed by relevant details and research. Good analytical and audit skills. Good oral and written communication skills along with good listening skills Knowledge pertaining to the regulations governing mortgage lending. Logical and reasoning skills Ability to multitask Must pay close attention to detail Minimum Requirements Bachelor's degree in any discipline preferably B. Com/BBA/MBA. 3 to 5 years of overall banking experience with a minimum of 1 to 2 years experience in residential Mortgage Underwriting for Conventional/FHA/VA loans. Willingness to work in night shifts is a must.Role & responsibilities

WNS is Hiring for Mortgage Underwriters! **only US mortgage experience considered- insurance experience is non considered** Position Summary: As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 Cs, evaluating risks, and making loan eligibility decisions. Qualifications Education: Bachelors in any stream. Experience: 2 + year of mandatory experience in US Mortgage. Knowledge/Skills/Abilities: Experienced mortgage professional with 2+ year with US mortgage underwriting. Knowledge related to foreclosure mandatory Has a complete understanding of Dealayed financing and refinance loans . Has working knowledge of real estate lending criteria and federal, state, and agency compliance. Strong organization and verbal and written communications skills. Ability to make mortgage calculations accurately. Has a complete understanding of Fannie Mae/Freddie Mac (FNMA/FHLMC) servicing. Has working knowledge of real estate lending criteria and federal, state, and agency compliance. Key Details: 5 Days working - Complete Work from Home Rotational Shifts and Rotational Week-offs Interested candidates can reach out to me on ashina.aggarwal@wns.com . Don't miss out on this incredible opportunity to join WNS!

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Should have 3-4 years of experience in Underwriting is required. Good communication is required. Please apply for the job in Naukri.com. We will check & will update you. Do not search the number in Google and do not call us. The requirements are not yet active from Client's side.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 7.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 1+ years of experience in Underwriting is required. Good communication is required. Please apply for the job in Naukri.com. We will check & will update you. Do not search the number in Google and do not call us. The requirements are not yet active from Client's side.

Hi, We have vacancy for Under writing for Only Bangalore location . Pls check & call if you are interested to relocate Bangalore location. Immediate joining is required or short notice of 15 days is required. Salary upto 7.5 LPA + Relocation Bonus of 14k to relocate Bangalore will be provided. Should have 1+ years of experience in Underwriting is required. Good communication is required. Please apply for the job in Naukri.com. We will check & will update you. Do not search the number in Google and do not call us. The requirements are not yet active from Client's side.

Hi, We have vacancy for Freshers-Under writing for Only Bangalore location . Immediate joining is required Australian shift 5 days working ,2 days off Salary upto 4 .5 LPA Only B.com/M.com/CA can apply- Finance backgbround Immediate joining is required. Please apply for the job in Naukri.com. We will check & will update you. Do not search the number in Google and do not call us. The requirements are not yet active from Client's side.

Hi, We have vacancy for Freshers-Under writing for Only Bangalore location . Immediate joining is required Australian shift 5 days working ,2 days off Salary upto 4 .5 LPA Only B.com/M.com/CA can apply- Finance backgbround Immediate joining is required.

Hi, We have vacancy for Freshers-Under writing for Only Bangalore location . Immediate joining is required Australian shift 5 days working ,2 days off Salary upto 4 .5 LPA Only B.com/M.com/CA can apply- Finance backgbround Please apply for the job in Naukri.com. We will check & will update you. Do not search the number in Google and do not call us. The requirements are not yet active from Client's side.

Hi, We have vacancy for Freshers-Under writing for Only Bangalore location . Immediate joining is required Australian shift 5 days working ,2 days off Salary upto 4 .5 LPA Only B.com/M.com/CA can apply- Finance backgbround Please apply for the job in Naukri.com. We will check & will update you. Do not search the number in Google and do not call us. The requirements are not yet active from Client's side.