82 Pre Underwriting Jobs - Page 2

Hiring for Mortgage Underwriting Manager Skills - US mortgage, Underwriting, Residential Mortgage Min 10 Years of exp ( 100+ Team Handling exp ) Salary up to 18 LPA Loc - Jaipur, Pune Contact 9213608933 ( Ritik ) Email - ritik.imaginators@gmail.com

Role & responsibilities Review approved loans/insurance policies to ensure that all legal regulations, required conditions, and company policies are met Research all areas of an applicants financial background, including employment history, credit reports, and banking and asset information Analyze financial information and create comprehensive risk assessment reports for each applicant, communicating findings clearly with team members Advise the company on whether or not to approve an application based on risk assessment Proofread files before they are submitted for approval, correcting any errors and filling in any incomplete details Preferred candidate profile Excellent English communication Minimum 2 years of underwriting exp. Graduation is mandatory. Comfortable for Night shift/ rotational shifts & rotational offs. Perks & Benefits Two way transport facility (Within hiring boundary) 5 days working 2 days off (rotational)

Greetings! Openings:100 Designation:SME Skills:US Mortgage-Live Underwriting+4C's+Income Calculation Exp:3+ Yr CTC :Upto 11.5 Lpa Call: Anjali :9649606933 Deepika:9694601774 Apply to:converseanjali01@gmail.com Rgrds Team Converse

Job Overview: The role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents. The position requires a thorough understanding and familiarity of both credit, income, assets and closing documents to complete the applicable review questions in the questionnaire and provide results to Client Job Roles and Responsibilities: Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process Knowledge of different types of mortgages and its functioning and ability to review various documents involved in Closing, Funding and Underwriting Review the loan documents using the Pre-Purchase Review checklist for completeness and accuracy Strong knowledge of ATR/QM, RESPA, TRID and mortgage compliance regulations Review of Conventional, FHA, VA & USDA loan types General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review Strong Customer Service Skills, Detail Oriented with good analytical skills and the ability to make decisions based on the situation. Contact Details-amith.anbalagan2@gomoder.com/8248444597

Role & responsibilities Process Transformation in the Offshore Underwriting Operations Daily Throughput Management Staffing Optimization & Productivity Enhancement Knowledge Transfer & Process Stabilization Client Services & Engagement Preferred candidate profile Looking for immediate joiners Should have team handling experience. Must have good knowledge in US mortgage underwriting. Work from office only. You can reach me @ 9841355575

Live Underwriter Mortgage - 4+ Years - Gurugram We are seeking an experienced live underwriter with substantial expertise in U.S. mortgage operations, adept at assessing loan applications, analyzing financial documents, and ensuring compliance with regulatory standards to make informed lending decisions. Location - Gurugram Your Future Employee - Your future employer is a globally recognized leader in digital-led business transformation services, offering cutting-edge solutions across industries such as banking, insurance, healthcare, and travel, with a strong emphasis on innovation, analytics, and customer-centricity. Key Responsibility Areas 1. Document Review ~ Assess and act upon loan documents to ensure they meet specified conditions. 2. Financial Analysis ~ Evaluate credit, income, and asset documents to determine compliance with underwriting requirements. 3. Property Documentation ~ Examine property-related documents, including titles, sales contracts, insurance, and flood determinations. 4. Compliance and Risk Management~ Maintain up-to-date knowledge of loan guidelines and regulations to prevent and detect mortgage fraud. 5. Quality Assurance ~ Meet daily production and quality standards, utilizing tools like RCA and Pareto charts to ensure continuous improvement. . Key requirements 1 Educational Background~ Bachelor's degree in finance, business, or a related field. ZipRecruiter 2 Experience~ 23 years of direct experience in U.S. mortgage operations, with a total of 56 years encompassing roles in pre-purchase analysis and pre-underwritin 3 Analytical Skills~ Strong ability to analyze financial documents and assess risk accurately. 4 Regulatory Knowledge~ Comprehensive understanding of mortgage regulations and compliance standards. 5 Technical Proficiency~ Familiarity with quality assurance tools and mortgage underwriting software. Whats in it for you : 1~ Advance from entry-level roles like loan processor to senior positions such as senior underwriter or risk manager, with opportunities to specialize in areas like commercial loans or government-backed loans. 2 Earn a competitive salary, with potential for bonuses and overtime. Reach us: If you think this role is aligned with your career, kindly write an email along with your updated CV to Rushali.uppal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging, memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note: We receive a lot of applications daily, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted if you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Globals name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alertProfile Keywords: Underwriting , Mortgage Lending , Credit Risk Assessment , Financial Analysis , Risk Management , Loan Origination , Compliance Monitoring , Regulatory Knowledge , Portfolio Management , Fraud Detection , Crescendo Global

Lead Associate - Pre Underwriting (US Mortgage) - 5+ Years - Gurgaon We are looking for a skilled and detail-oriented professional to join our team as a Lead Associate - Transactional Quality. In this individual contributor role, you will be responsible for reviewing mortgage documents, verifying conditions, and ensuring high-quality services for clients in the US mortgage domain. Location: Gurgaon Your Future Employer: Join a global leader in the BPM Industry, where you will be at the backend for high impact outsourcing deals Responsibilities: 1. Reviewing documents against set mortgage conditions and take appropriate action. 2. Analyzing credit, income, and asset documentation to determine compliance. 3. Evaluating property documents such as titles, insurance, and contracts. 4. Maintaining current knowledge of loan guidelines and detect mortgage fraud. 5. Analyzing appraisals and ensure adherence to industry regulations. Requirements: 1. 5-6 years of experience in US mortgage operations, including pre-purchase and pre-underwriting processes. 2. 2-3 years of hands-on experience in mortgage condition review. 3. Strong analytical skills with the ability to make independent decisions. 4. Proficiency with quality tools (e.g., RCA, Pareto chart). 5. Bachelor's degree in any discipline. What is in it for you: Opportunity to work in a dynamic, US shift-based role with flexibility Exposure to high-quality mortgage processes and leadership teams Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on aayushi.goyal@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging, memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note: We receive a lot of applications daily, so it may not be possible to respond to each one individually. Please assume that your profile has not been shortlisted if you don't hear from us in a week. Thank you for your understanding. Scammers can misuse Crescendo Globals name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Profile Keywords: Crescendo Global, Mortgage Operations Jobs, US Mortgage, Transactional Quality, Credit Review, Loan Processing, Mortgage Condition Review, Financial Services, Gurgaon Jobs

About Client Hiring for One of the Most Prestigious Multinational Corporations!! Job Description : Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 to 6 years Must Have Skills : 1. Excellent written and oral communications skills. 2. Completed minimum of 6 Months in US Mortgage Voice Process 3. Good exposure to MS office Excel 4. Not on performance improvement plan / Counselling in last 6 months 5. Tax returns 6. Income statements 7. Identification documents Good Have Skills : NA Roles and Responsibilities : 1. Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification documents 2. Verifying the accuracy and completeness of each document according to lending guidelines and regulatory requirements. 3. Following up with the borrower or relevant third parties to obtain any missing or additional documentation necessary to complete the loan file 4. Communicating with loan officers, underwriters, and borrowers to address questions, discrepancies, or issues related to documentation. 5. Answering or making calls to borrowers & employers 6. Responding efficiently and accurately to employers and clients. 7. Obtain the information and document it in a client system. 8. Meet TAT and Quality matrix 9. Handle escalations, investigate and eliminate root causes and handle reporting requests to support decision making. 10. Support Managers in critical decisions making in the process which can be valuable in improving efficiency or quality. 11. Lead by Example. Ensure the working environment is stable and people feel motivated to participate and get involved. Location : Bangalore CTC Range : 3 LPA to 4.5 LPA (Lakhs Per Annum) Notice Period : Immediate Mode of Interview : Virtual Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Chaitanya HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432445 / WhatsApp @ 8431371654 chaitanya.d@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

About Client Hiring for One of the Most Prestigious Multinational Corporations!! Job Description : Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 to 6 years Must Have Skills : 1. Excellent written and oral communications skills. 2. Completed minimum of 6 Months in US Mortgage Voice Process 3. Good exposure to MS office Excel 4. Not on performance improvement plan / Counselling in last 6 months 5. Tax returns 6. Income statements 7. Identification documents Good Have Skills : NA Roles and Responsibilities : 1. Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification documents 2. Verifying the accuracy and completeness of each document according to lending guidelines and regulatory requirements. 3. Following up with the borrower or relevant third parties to obtain any missing or additional documentation necessary to complete the loan file 4. Communicating with loan officers, underwriters, and borrowers to address questions, discrepancies, or issues related to documentation. 5. Answering or making calls to borrowers & employers 6. Responding efficiently and accurately to employers and clients. 7. Obtain the information and document it in a client system. 8. Meet TAT and Quality matrix 9. Handle escalations, investigate and eliminate root causes and handle reporting requests to support decision making. 10. Support Managers in critical decisions making in the process which can be valuable in improving efficiency or quality. 11. Lead by Example. Ensure the working environment is stable and people feel motivated to participate and get involved. Location : Bangalore CTC Range : 3 LPA to 4.5 LPA (Lakhs Per Annum) Notice Period : Immediate Mode of Interview : Virtual Shift Timing: Night Shift Mode of Work : Work From Office -- Thanks & Regards, Lavanya HR Senior Analyst- TA-Delivery Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432432/Whats app @8971300575 | lavanya.shiva@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

About Client Hiring for One of the Most Prestigious Multinational Corporations!! Job Description : Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 to 6 years Must Have Skills : 1. Excellent written and oral communications skills. 2. Completed minimum of 6 Months in US Mortgage Voice Process 3. Good exposure to MS office Excel 4. Not on performance improvement plan / Counselling in last 6 months 5. Tax returns 6. Income statements 7. Identification documents Good Have Skills : NA Roles and Responsibilities : 1. Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification documents 2. Verifying the accuracy and completeness of each document according to lending guidelines and regulatory requirements. 3. Following up with the borrower or relevant third parties to obtain any missing or additional documentation necessary to complete the loan file 4. Communicating with loan officers, underwriters, and borrowers to address questions, discrepancies, or issues related to documentation. 5. Answering or making calls to borrowers & employers 6. Responding efficiently and accurately to employers and clients. 7. Obtain the information and document it in a client system. 8. Meet TAT and Quality matrix 9. Handle escalations, investigate and eliminate root causes and handle reporting requests to support decision making. 10. Support Managers in critical decisions making in the process which can be valuable in improving efficiency or quality. 11. Lead by Example. Ensure the working environment is stable and people feel motivated to participate and get involved. Location : Bangalore CTC Range : 3 LPA to 4.5 LPA (Lakhs Per Annum) Notice Period : Immediate Mode of Interview : Virtual Shift Timing: Night Shift Mode of Work : Work From Office -- Thanks & Regards, Niveditha HR Senior Analyst- TA-Delivery Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432437/Whats app @9901039852| niveditha.b@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

Job Title : Loan Origination Qualification : Any Graduate and Above Relevant Experience : 1 6 years Must Have Skills : 1.Excellent written and oral communications skills. 2.Completed minimum of 6 Months in US Mortgage Voice Process 3.Good exposure to MS office Excel 4.Not on performance improvement plan / Counselling in last 6 months 5.Tax returns 6.Income statements 7.Identification documents Good Have Skills : NA Roles and Responsibilities : 1.Reviewing all documentation submitted by the borrower, including income statements, asset statements, tax returns, and identification documents 2.Verifying the accuracy and completeness of each document according to lending guidelines and regulatory requirements. 3.Following up with the borrower or relevant third parties to obtain any missing or additional documentation necessary to complete the loan file 4.Communicating with loan officers, underwriters, and borrowers to address questions, discrepancies, or issues related to documentation. 5.Answering or making calls to borrowers & employers 6.Responding efficiently and accurately to employers and clients. 7.Obtain the information and document it in a client system. 8.Meet TAT and Quality matrix 9.Handle escalations, investigate and eliminate root causes and handle reporting requests to support decision making. 10.Support Managers in critical decisions making in the process which can be valuable in improving efficiency or quality. 11.Lead by Example. Ensure the working environment is stable and people feel motivated to participate and get involved. Location : Bangalore CTC Range : 3 5 LPA (Lakhs Per Annum) Notice Period : Immediate Mode of Interview : Virtual Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432442 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

Role & responsibilities : 1) Strong written & verbal communication proficiency in reading, writing & understanding the English language. 2) Should have the analytical skills to identify all the loan scenarios. 3) Underwriter to decision loans to comply with state and federal regulations. 4) Should be able to underwrite all Tiers, including complex loan transactions. 5) Knowledge of Conventional (Mandatory), FHA, VA, USDA loans, should be familiar with FNMA/Freddie Mac guidelines. 6) Should be well familiar with all 4 Cs of US Mortgage Underwriting. 7) Should be acquainted with wage income, variable income, self-employment income, rental income scenarios.

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Grow Your Career as a Loan Processor | Apply Today! Location : Bangalore Salary - 7 LPA (30-40% hike based on Last Drawn) Job Description: Join our dynamic team! If you have experience in mortgage processing, financial analysis, and loan underwriting, apply now! Job Opening: Pre-Underwriter | Post-Underwriter | Loan Processor Location: Bangalore Salary: Up to 7 LPA (30-40% hike based on Last Drawn) Job Role: We are hiring experienced professionals for loan underwriting & processing. If you have expertise in mortgage processing, financial analysis, and compliance, apply now! Key Responsibilities: Review & verify loan applications and documents Conduct financial assessments & credit checks Analyze loan eligibility per underwriting guidelines Validate approvals & ensure compliance Identify and resolve documentation discrepancies Coordinate with clients, loan officers & internal teams Maintain loan records & compliance reports Skills & Requirements: Must-have: Loan underwriting, risk assessment & compliance expertise Technical: Advanced MS Excel (Pivot Tables, VLOOKUP, Macros), Loan Processing Software Bonus: Power BI experience for reporting Soft Skills: Detail-oriented, analytical, fast-paced adaptability Immediate Openings Apply Now! Call HR Tayyaba : 6360065685 Neha : 7975182408 or Call 9964080000 / visit jobshop.ai to explore other open positions with us

Hiring for International Mortgage Underwriting Process | Bangalore Are you an experienced Mortgage Underwriter looking for a stable and rewarding career in the financial sector ? Join a leading global organization that values expertise, precision, and professional growth. We are hiring for an International Mortgage Underwriting Process based in Bangalore (Manyata Tech Park). If you have the right skills and experience, this is your opportunity to grow! Job Details: Process: International Mortgage Underwriting Location: Bangalore Manyata Tech Park (Work from Office) Work Schedule: 5 Days Working, 2 Rotational Offs Salary: Up to 7 LPA (Based on Experience) Notice Period: Immediate Joiners Preferred (Max 15 Days) Key Responsibilities: Review and analyze mortgage loan applications to determine borrower eligibility Assess financial documents, credit history, and risk factors for loan approvals Ensure compliance with US/International mortgage underwriting guidelines Collaborate with internal teams to resolve discrepancies in loan applications Maintain accuracy, attention to detail, and adherence to regulatory requirements Who Can Apply? Minimum 2 years of relevant experience in Mortgage Underwriting (International preferred) Strong knowledge of loan documentation, credit risk assessment, and regulatory compliance Ability to work in rotational shifts as per business requirements Strong Background Verification (BGV) required on education and past experience Graduate/Undergraduate with relevant experience can apply Why Join Us? Attractive Salary & Performance Incentives Earn up to 7 LPA based on experience Work with a Global Leader Be part of a well-established organization in the financial domain Career Growth & Learning Fast-track your career with internal promotions & training programs Inclusive & Professional Work Culture – Work in an environment that values expertise & contribution Job Stability & Comprehensive Benefits – Enjoy job security and additional employee benefits Apply Now! If you have the right experience and expertise in mortgage underwriting, don’t miss this opportunity to be part of a prestigious international process. Apply today and take the next step in your career! To Apply Kindly Call or Chat with HR Medwin on 6360064569/9110652500 or Share your CV on khushbu.madhwani@jobshop.ai and we will call you back.

Roles and Responsibilities Review loan applications to determine creditworthiness of borrowers. Analyze financial statements, tax returns, and other relevant documents to assess borrower's credit risk. Conduct thorough analysis of applicant's financial situation using various tools such as DTI ratios, FICO scores, etc. Verify income documentation through employment verification calls or third-party vendors. Make informed decisions on approving or denying loans based on risk assessment. Desired Candidate Profile 1-6 years of experience in mortgage underwriting with a focus on conventional loans (FHA & VA). Strong understanding of US residential mortgage industry regulations and guidelines. Proficiency in analyzing complex financial data using software like Loan Origination Systems (LOS) or similar platforms. call hr aditi@7795311459 call Nihala@7795311104 call Ruth@9590520040

Roles and Responsibilities Review loan applications to determine creditworthiness of borrowers. Analyze financial statements, tax returns, and other relevant documents to assess borrower's credit risk. Conduct thorough analysis of applicant's financial situation using various tools such as DTI ratios, FICO scores, etc. Verify income documentation through employment verification calls or third-party vendors. Make informed decisions on approving or denying loans based on risk assessment. Desired Candidate Profile 1-6 years of experience in mortgage underwriting with a focus on conventional loans (FHA & VA). Strong understanding of US residential mortgage industry regulations and guidelines. Proficiency in analyzing complex financial data using software like Loan Origination Systems (LOS) or similar platforms. call hr Aditi@7795311459 call hr ruth@9590520040

Meet or exceed quality assurance standards Underwriting of home/mortgage Loan Credit Assessment - high level of judgement, in assessing applicants credit worthiness. Loan Construction and investigation Apply lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicant’s credit worthiness. Adhere to Group/Australian Credit Policy and Code of Banking Practice with the objective of maximizing revenue and minimizing risk Research customer requests by gathering all relevant information/data, ensuring all available avenues and sources of information are investigated Ensure all research and investigation is accurately recorded including supporting evidence and documentation. External stake holder communication via calls, emails and chat Exercise thorough credit worthiness assessment and sound decision-making Change management and delivery of desired strategic outcome. Ensure the process is followed to meet audit and risk compliance Achieves progression to appropriate skill levels within agreed timeframes Build and collaborate with colleagues to enable objectives to be met Prior experience of 1year on the above Personal Attributes/Competencies: Adaptability – Prerequisite Customer Focus – Prerequisite Communication - Demonstrated Competence Drive to Achieve - Prerequisite Creative Problem solving - Demonstrated Competence Teamwork & Collaboration – Demonstrated Competence Integrity/Trustworthiness - Demonstrated Competence. Willingness to work shifts as necessary. Judgment and Decision Making - Demonstrated Competence Achievement - Demonstrated Competence Functional Skills for Credit assessment. Knowledge on self-employed & Business self-employed checks Analyze financial data related to loan requests. Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors. Record loan denials and specific basis for declining application. Monitor and report non-compliance with loan covenants. Assist with technical/core underwriting issues and questions. Review loan documentation and vendor reports to identify signs of fraudulent activity. Adapting underwriting policies and procedures. Appraisal report, Assets verification, Identification of large deposit, Purchase contract Hazard Insurance, Flood insurance if applicable, Title report, Tax certificate, Tax transcript. Hands on experience of balance sheet, profit & loss statements, Income tax returns. Hands on experience on Income, Expense, Liabilities check, social security income Strong focus on quality and commercial acumen Decisive, commercially prudent, effectively decision risk and reward Excellent domain knowledge in Mortgage underwriting/end to end mortgage life cycle/ any one or two Banking domain Evaluate loan documents to ensure accuracy and completeness.

Job Overview: Basic knowledge about US Mortgage and default servicing process preferably Judicial Foreclosure along with good understanding of Mortgage documents such as Compliance, Notice of Sale, Deed of Trust, Assignment, Title document, Lis Pendens, Judgement. Service mortgage accounts to ensure all Default activities are processed in compliance with all state and federal laws while maintaining compliance with Investor, Insurer, Agency, and company guidelines Conduct a complete review of files to ensure all default time frames have been met to include underwriting, if applicable. Generate reports on default loan statuses, settlements, and recovery efforts. Ensure compliance with relevant regulations and internal policies in all default servicing activities Roles & Responsibilities Processing tasks as per the process guideliness Meeting assigned productivity and quality targets Adhering to SLAs and TATs Candidate should be open to work in shifts. Interpersonal relationship at work with peers Adhering to organization policies Qualification & Experience Educational qualification and years of experience required in any specific domain/skill for the role Basic Degree completion (15 years of education) Good written and oral communications skills in English US Mortgage Experience in Loss mitigation/Home retention (Minimum 12 Months

HCLTech is hiring for Mortgage Underwriters - 31st Mar to 2nd Apr Designation: Associate & Analyst Process: US Mortgage Post Close Review Level of Experience : 2 Year and above in relevant field (With proper documents) Qualification: Any Graduate Interview Location- HCL Technologies Ltd. ETA 1- Techno Park, Special Economic Zone, 33, Rajiv Gandhi Salai, Navallur Village and Panchayat, Thiruporur Panchayat Union, Navallur, Tamil Nadu 603103 Interview Date - 31st Mar to 1st Apr Interview Timing- 3:30 to 5:30 PM (2nd round of interview will happen post 6 PM) Contact Person- Deepthi Sai Looking for immediate joiners to less than 15 days notice. Roles and Responsibilities: Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Should have experience in Income Calculations Should possess analytical skills in reviewing the LTV/CLTV Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Test system updates as well as system changes as they occur Complete required trainings and assessments Ensure the appropriate and confidential handling / sharing of sensitive client data. Ensure all policies, procedures and guidelines are followed. Required Skills: Experience in Post Close Review/Under Writing/Other areas of Mortgages US Mortgage Experience in Either Post Close Review/ underwriting/Compliance/ Post offer Completion & Core Servicing In depth knowledge of GSE, Fannie Mae, Freddie Mac guidelines and requirements Should have recent experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Good communication skills Good with Numerical abilities & Logical reasoning Exposure to MS Office Multi Tasking Perks: Shift: Night, 5 Days WFO (Mon-Fri 6:00 pm to 4:00 am IST) Cab Facility: Male Both Pickup and Drop available within 25 kilometer from ETA Navalur location Female - Both Pickup and Drop available

We are hiring Pre-Underwriters, Post-Underwriters, and Loan Processors Location : Bangalore Salary - 7 LPA (30-40% hike based on Last Drawn) Job Description: We are hiring Pre-Underwriters, Post-Underwriters, and Loan Processors to join our dynamic team! If you have experience in mortgage processing, financial analysis, and loan underwriting, we would love to hear from you. Key Responsibilities: Review and verify loan applications, ensuring all required documents are accurate and complete. Conduct preliminary financial assessments, including income, assets, and credit checks. Analyze applicant information to determine loan eligibility based on underwriting guidelines. Validate loan approvals, ensuring compliance with company policies and regulatory requirements. Identify and resolve any discrepancies in loan documentation or risk factors. Maintain effective communication with clients, loan officers, and internal teams. Ensure smooth and timely loan processing from submission to final approval. Keep records of loan decisions, modifications, and compliance checks. Skills & Requirements: Must-have: Strong knowledge of loan underwriting, risk assessment, and compliance Technical Skills: Advanced MS Excel (Pivot Tables, VLOOKUP, Macros), Loan Processing Software Good to have: Experience with Power BI for data analysis and reporting Soft Skills: Detail-oriented, analytical mindset, ability to work in a fast-paced environment Flexibility: Must be adaptable and quick in handling high-volume loan applications Apply Now! To apply, send your resume to careers@jobshop.ai (Subject Mortgage) or call Kulsum 7026022000 for more details. If youre not looking, refer a friend who might be interested!

Hiring For US Mortgage// Underwriter profile:- Need 1+ yrs of experience into US Mortgage or into underwriter. Location:- Gurgaon Salary upto 6-6.5 lpa notice Period:- Immediate to 30 days Work from home// Hybrid mode one side cab// US Shift Graduation Mandatory Here's the Job Description:- Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance. Strong organization and verbal and written communications skills. Experienced mortgage professional with 1+ year in US Mortgage as a Mortgage Closer. Ability to make mortgage calculations accurately. Has a complete understanding of Fannie Mae/Freddie Mac (FNMA/FHLMC) servicing. Has working knowledge of real estate lending criteria and federal, state, and agency compliance. Strong organization and verbal and written communications skills. Interested Candidates may contact Thanks & Regareds HR Mehak:- 7428894333 HR Sahil:- 9560222963

We are hiring for Us mortgage // underwriter :- Need min 1+ years of experience into underwriting and mortgage Work mode - Work from home ( hybrid ) 5 days working // Rotationals shifts Qualifications education - Bachelors in any stream. Package upto - 6 to 6.5 lpa Location - Gurgaon. Knowledge// skills :- Experienced mortgage professional with 1+ years in US mortgage underwriting Has a complete understanding of conventional, FHA and VA underwriting guidelines Has working knowledge of real estate lending criteria and federal, state and agency compliance. Respond positively to feedback and redirection Fully utilize systems , tools training and resources provided to maximize potential Meeting the daily SLA requirement Meeting the daily Quality requirements Strong organization and verbal and written communications skills.

Hiring for US Mortgage Underwriting Role We need minimum 1 year of relevant experience into US Mortgage Underwriting Domain. Location:- Gurgaon Work From Home/ Hybrid Rotational Shifts Position Summary: As Mortgage Underwriter you will be verifying loan applications and reviewing all 4 Cs, evaluating risks, and making loan eligibility decisions. Experience: 1+ year of mandatory experience in US Mortgage. Knowledge/Skills/Abilities: • Experienced mortgage professional with 1+ year with US mortgage underwriting. • Has a complete understanding of Conventional, FHA and VA underwriting guidelines. • Has working knowledge of real estate lending criteria and federal, state, and agency compliance. • Strong organization and verbal and written communications skills.

Candidate should have minimum 1yr of Mortgage OR Credit Underwriting experience process, preferably from US Mortgage. Sound knowledge of US Residential mortgage Qualification - Graduate Shift - Rotational shifts Location - Bangalore Required Candidate profile Immediate Joiners OR Max 1 month notice period candidates can apply Call HR Soni @ 7400488689 for more details.