Officer/ Senior Officer, Customer Service Manager

5 - 10 years

20 - 25 Lacs

Posted:3 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Business Function
As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business they were made just right for you.
Job Purpose
Job starts with verification of KYC & bureau reports for pre login cases and ensure the proposals are logged in as per the login checklist. Initiation and follow-up with legal & technical vendors for getting the reports on time. Also responsible for post sanction documentations as per the disbursement checklist and sending these files to operations team for storage post disbursement.
Requirements
  • Verification of files including KYCs Maker
  • Initiation of checks prior to assessment by credit underwriter
  • Bureau Trigger
  • Preparation of assessment and credit templates
  • Coordination with third party vendor for reports as per SLA
  • Storage of Credit file at the Hub
  • Pricing approvals
  • Handover of Credit file to Credit underwriter for decisioning
  • Check completeness of Post sanction documentation
  • Ensure receipt of title documents and vetting completion by external lawyer
  • Share soft copes of Post sanction documentation with Central Operations for disbursal
  • Send credit files to central Operations for Storage
  • Handle post onboarding customer service request by co ordinating with branches
Job Duties & responsibilities
  • Initiation of bureau checks before login stage.
  • Verification of login documents as per login checklist.
  • Initiation of CERSAI, Fraud, Legal & technical once the file is logged in.
  • Preparation of credit tools for assessment.
  • Follow-up with vendors for getting the reports on time.
  • Handover of Credit file to Credit underwriter for decisioning
  • Ensure receipt of title documents and vetting completion by external lawyer
  • prepares the disbursal documents in coordination with centralized operations and send back to Branch for execution for Sanctioned cases.
Submit post sanction documentation as per the operations checklist to Central Operations for disbursal.
Required Experience
5-10 Years of experience in Credit Processing / Asset Operations.
Education / Preferred Qualification
Graduation / Post Graduation
Core Competencies
  • Knowledge on Credit Tools
  • Understanding on Legal & Technical reports.
  • Vendor management
  • Asset Operations
  • Strategy and Planning
Technical Competencies
  • Ability to learn and use of Bank s internal software
  • Proficiency in use of MS Word, Excel, Powerpoint, Outlook
Work Relationship
  • Effective communication between self and superior
  • Inter-personal skills & team player
  • Display of RED Attitude (Reliable, Easy to deal with & Dependable)
DBS India - Culture & Behaviors
DBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. Expected value driven behaviors are:
  • Ensure Customer Focus by Delighting Customers & Reduce Complaints
  • Build Pride and Passion to Protect, Maintain and Enhance DBS Reputation
  • Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement
  • Maintain the Highest Standards of Honesty and Integrity

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DBS Bank logo
DBS Bank

Banking and Financial Services

Singapore

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