Medical Underwriter

Job Description

Job Title: Medical Underwriter (On-site) Location: Thane, Maharashtra Joining: Immediate Job Overview: We are hiring experienced Medical Underwriters for Thane . The ideal candidates will be responsible for evaluating medical risks, reviewing applications, and making underwriting decisions based on medical history and policy guidelines. Key Responsibilities: · Assess and underwrite medical insurance applications based on industry standards and company guidelines. · Analyze medical reports, diagnostic tests, and case histories to determine risk exposure. · Make underwriting decisions based on pre-existing diseases (PED), medical conditions, and other risk factors. · Work closely with medical professionals and internal teams for case discussions. · Ensure compliance with underwriting policies and regulatory guidelines. · Document underwriting decisions and provide clear justifications for approvals, rejections, or modifications in coverage. Requirements: · Experience: Minimum 3+ years in Medical Underwriting (Health or Life Insurance). · Qualifications: MBBS, BHMS, BAMS, BDS · Skills: o Strong knowledge of medical underwriting principles and risk assessment. o Ability to analyze and interpret medical reports. o Excellent decision-making and communication skills. o Understanding of regulatory and compliance requirements. o Proficiency in underwriting tools and software. Work Schedule: · Days: Monday to Saturday · Hours: 9 AM – 6 PM (or as per company requirements) CTC- 4.5 LPA To 8 LPA Job Type: Full-time Pay: ₹700,000.00 - ₹800,000.00 per year Schedule: Day shift Work Location: In person Speak with the employer +91 6387463641