Medical Underwriter

You will be responsible for underwriting management and ensuring compliance with regulatory guidelines. Your key responsibilities will include: - Underwriting cases at an average of 30 medical or 45 non-medical cases per day. - Performing quality checks at an average of 50 medical and 65 non-medical cases per day. - Scrutinizing all documents for completeness and verifying supporting evidence. - Carrying out risk assessment and approving cases if all requirements are met, or requesting further information if needed. - Making decisions on both standard and non-standard cases. - Coordinating with other departments to ensure completeness of decisions. - Adhering to predefined quality parameters and underwriting philosophy. In terms of compliance, you will need to: - Ensure compliance with IRDA guidelines, internal guidelines, and ISO requirements. - Identify any gaps and implement measures for gap resolution. - Maintain acceptable audit ratings in all compliance and audit reviews. - Assist in internal/external audits and closure of audit reports. Qualifications required for this role include: - Graduation/Post Graduation in Science/Pharmacy/Medicine/Life Science/Microbiology. - Minimum 6 months to 2 years of related experience. - Good technical knowledge of Life underwriting, including Protection Underwriting. Desired qualifications include: - Underwriting and related technical certifications like AALU, ALMI, and MBA/Diploma in Insurance. - Strong business writing skills and ability to make effective presentations. - Knowledge of Insurance business and Financial services operations. Please note that this role is for the position of Executive & Sr. Executive Medical Underwriter in the Healthcare & Life Sciences department.,