Medical Underwriter

Job Description

Experience: 0-2 Y Location: Mumbai Job description: Underwriting Management:  Underwriting cases at an average of 30 medical or 45 non- medical cases per day.  Performing QC at an average of 50 medical and 65 non- medical cases per day.  Scrutinize all documents for completeness and check the supporting evidences.  Carry out risk assessment and approve the case if all in order or else raise further requirements in view of incomplete/additional information.  Arriving at decisions on standard and non- standard cases.  Coordinate with the other verticals and ensure completeness of decision.  Adhere to predefined quality parameters and underwriting philosophy. Compliance with Regulatory guidelines:  Ensure compliance with IRDA guidelines, internal guidelines and ISO requirements.  Identify gaps and implement measures for gap resolution program.  Maintain acceptable audit ratings in all compliance and audit reviews.  Assist in internal/external audit and closure of audit reports. Requirement: Essential:  Graduate/Post Graduate in Science/Pharmacy/Medicine/Life Science/Microbiology.  Minimum 6 months to 2 Years of related experience.  Good technical knowledge of Life underwriting including Protection Underwriting. Desired:  Underwriting and related technical certifications like AALU, ALMI and MBA/Diploma in Insurance  Business writing skills and ability to make effective presentations  Knowledge of Insurance business & Financial services operation Benefits: Role: Executive & Sr. Executive – Medical Underwriter Department: Healthcare & Life Sciences Education: Graduate/Post Graduate in Science/Pharmacy/Medicine/Life Science/Microbiology.