Medical Underwriter

You will be responsible for underwriting management, which includes underwriting cases and performing quality checks on medical and non-medical cases on a daily basis. You will scrutinize all documents for completeness, conduct risk assessments, and make decisions on standard and non-standard cases. It will be your responsibility to coordinate with other departments to ensure the completeness of decisions and adhere to quality parameters and underwriting philosophy. In addition, you will need to ensure compliance with IRDA guidelines, internal guidelines, and ISO requirements. You will be required to identify gaps and implement measures to address any compliance issues. Maintaining acceptable audit ratings in all compliance and audit reviews will also be part of your role, along with assisting in internal and external audits and closure of audit reports. The ideal candidate for this role will be a Graduate/Post Graduate in Science/Pharmacy/Medicine/Life Science/Microbiology with a minimum of 6 months to 2 years of related experience. Good technical knowledge of Life underwriting, including Protection Underwriting, is essential. Desired qualifications include underwriting and related technical certifications like AALU, ALMI, and an MBA/Diploma in Insurance. Strong business writing skills, the ability to make effective presentations, and knowledge of the insurance business and financial services operations are also desirable. This position is for the role of Executive & Sr. Executive Medical Underwriter in the Healthcare & Life Sciences department.,