Manager - Credit Policy Management (Banca)

10 - 15 years

11 - 13 Lacs

Posted:-1 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

  1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees.
  2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees.
  3. Dynamic, Inclusive and Diverse team culture
  4. Gender Neutral Policy
  5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
  6. Commitment to the overall development of an employee through comprehensive learning development framework
Role Purpose
The role is responsible for implementation of credit risk policies and processes that are in line with business requirement and management of new sourcing programs as per plans together with active stakeholder management to achive organization goals. The role is also responsible to manage credit reviews of high value deviation cases in Banca.
Role Accountability
  1. Support credit risk policy implementation for Banca.
  2. Identify the process gaps and rectify the same in system.
  3. Analyse the deviation to credit policy on individual case basis.
  4. Credit review of high value or deviation cases for Banca.
  5. Monitor and publish post fulfilment approval rates for all major programs.
  6. Ensure policy implementation is accurate in system and manual underwriting.
  7. Regular co-ordination with Sales Ops to ensure process efficiency and policy adherence.
  8. Monitor quick mortality early delinquency rates for the channel programs and incorporate learnings in policy / process.
Measures of Success
  1. Early Delinquency as per agreed threshold
  2. Process Adherence as per MOU
Technical Skills / Experience / Certifications
  1. Basic understanding of market environment and competitor landscape on retail lending
  2. Knowledge of underwriting and operational processes
Competencies critical to the role
  1. Analytical ability and Problem Solving
  2. Relationship Management
  3. Networking Collaboration
Qualification
Master s degree in economics, statistics or business management
Preferred Industry
FSI

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SBI Card logo
SBI Card

Financial Services

New Delhi

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