Manager - Collection | Car Loan

5 - 10 years

4 - 7 Lacs

Posted:1 week ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities:

  • Manage and monitor collections for assigned

    car loan portfolio

    (early buckets to write-offs).
  • Supervise field collection executives and agencies to achieve recovery targets.
  • Strategize and implement collection plans to reduce NPAs and improve roll-back rates.
  • Ensure adherence to collection policies, RBI guidelines, and code of conduct.
  • Analyze collection trends and suggest improvements in processes and controls.
  • Coordinate with legal and repossession teams for settlement, arbitration, and auctioning.
  • Maintain MIS reports and dashboards for tracking recovery performance.
  • Provide feedback to credit and underwriting teams on customer profiles and risk patterns.

Key Skills & Competencies:

  • Strong understanding of retail asset finance, especially

    vehicle/car loans

    .
  • Excellent negotiation, interpersonal, and problem-solving skills.
  • Proficiency in MS Excel and collection management systems.
  • Ability to lead teams and handle pressure-driven targets.
  • Knowledge of legal recovery procedures (e.g., SARFAESI, arbitration) is an advantage.

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