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Loan Officer - Micro Finance - PURNEA - UTTAM COMPLEX MFB - J Grades

Loan Officer - Micro Finance - PURNEA - UTTAM COMPLEX MFB - J Grades

Tata Capital

3 - 5 years

7 - 10 Lacs

Purnia

Posted:6 hours ago| Platform:

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Skills Required

microfinance sourcing sales disbursement relationship management credit underwriting credit analysis business development credit appraisal portfolio client relationship business growth portfolio management mutual funds wealth management finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly motivated and experienced Loan Officer to join our team in Purnea, UTTAM COMPLEX MFB - J Grades. The ideal candidate will have 3 to 5 years of experience in the microfinance business.
Roles and Responsibility

Achieve disbursement targets with minimal delinquency.

Identify joint liability groups and disbursed loans to suit target customers and geographies.

Enable business growth by developing and managing teams across assigned territories.

Assess potential client base and product acceptability in new regions.

Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets.

Follow up on disbursed loans, especially those not paying on time.

Undertake regular field visits, center meetings, and loan applications.

Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds.

Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers.

Ensure weekly/daily meetings and visits to the center.

Job

Graduate in any discipline.

Basic understanding of microfinance business and JLG model working is preferred.

Relationship management and business sourcing skills are essential.

A flair for sales and an understanding of critical customer service attributes are required.

Experience as a sales officer in the microfinance business is necessary.

Ability to build strong client relationships and manage teams effectively.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

1057 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Loan Officer - Micro Finance - PURNEA - UTTAM COMPLEX MFB - J Grades