Lead Assistant Manager

Job Description

Description Of Activities For The Resources Help review policy/acquisition strategy to ensure simplification and optimization of risk adjusted returns Help harvesting and aggregating data to ensure production of key credit metrics for newly defined segments (e.g. Emerging Affluent) Revisit acquisition strategy (where applicable) to ensure customer limits remain competitive in the market while credit performance remains within appetite Further enhance portfolio exposure programs to ensure increased return on capital while focusing on auth rate optimization and right sizing of the limits Qualifications Prior experience in managing risk activities in retail lending. 6-7 years exp experience in analytics specifically in the fields like Credit Risk Model Development, Strategy Development, Vintage profitability modeling, Portfolio Insights. Prior hands-on experience with development of acquisition risk strategy (Approve/Decline), account management strategy, strategy analysis, portfolio management & financial modelling would be mandatory. Technical expertise on SAS, Excel, Python etc. The incumbent would be expected to effectively explain the trends, adding meaningful insights on the back of relevant business knowledge. This role requires the incumbent to plan and execute the assigned projects/ analysis as per the agreed timelines and with accuracy and quality Demonstrate strong product / business knowledge and leverage the same to enhance quality of output by tying analysis back to business trends. Use the same to drive business benefits Support development and deployment of key analytical frameworks/strategies in line with business priorities. Provide actionable solutions for business problems including unstructured problems and ad-hoc queries with quick turnaround time Show more Show less