Internal Auditor

As a qualified professional with CA/CA-Intermediate credentials, you will be responsible for conducting audits related to Home Loan products, loan disbursements, collections, and other operational activities. Your primary objective will be to ensure strict adherence to company policies, procedures, and relevant regulatory guidelines throughout the audit process. In this role, you will meticulously verify the accuracy and completeness of accounting entries, loan documents, and supporting documentation. Any deviations, irregularities, or non-compliance with established procedures or regulatory requirements that come to your attention must be promptly identified and reported. Furthermore, you will play a vital role in assessing the effectiveness of internal controls and providing recommendations for enhancements to mitigate risks and improve operational efficiency. Your keen oversight will extend to reviewing loan portfolios, including loan applications, agreements, collateral valuation, and documentation, to ensure alignment with credit policies and regulatory directives. To ensure financial integrity, you will conduct periodic reconciliations of accounts, ledgers, and other financial records to detect inaccuracies, discrepancies, or any signs of fraudulent activities. Effective collaboration with cross-functional teams such as Operations, Credit, Legal, and Compliance will be crucial in addressing audit findings, resolving issues, and implementing corrective actions as necessary. One of your key responsibilities will involve preparing comprehensive audit reports that encapsulate findings, observations, and recommendations. These reports will be presented to management and relevant stakeholders to drive informed decision-making and continuous improvement initiatives.,