Role - We are hiring/looking out for Regional Sales Manager Refinance/Used Commercial Vehicle Finance based at Ahmedabad. About the Role - Incumbent will work towards leading the sales team of the Region with the main responsibility of ensuring achievement of sales targets in terms of revenues, volumes, product mix, and thereby contributing to the overall success of the Vertical & Organization. Responsibilities Developing business plan with the help of Team and Channels. Subsequently regularly reviewing and monitoring for adherence to the plansAchieving budgeted volumes and market sharesManaging through regular reviewing and interventionsPerformance management of dealers through, business and activity planning, regular reviewing and interventionsEvaluating channel performance, guiding on improvements, planning for expansion and taking corrective actions for poor performanceKeeping abreast of competitor activities in the region and guiding team on necessary counter actionsAnalyzing and finalizing strategic schemes for the region, undertaking annual, quarterly and monthly sales forecast across regions and vehicle indenting as per timelines with accuracyRunning the Governance calendar for the region both internally and externally with the channel, reviewing regional expenses and recommending improvementsProviding extra focus on launch of new products and ensuring success of these products in the regionManaging sales team to maximize sales revenue and exceed targets, guiding them on strategies through regular meetings and developing specific plans to ensure long and short-term growthExcellent leadership skills to motivate sales teams and mentor them to reach their sales targetsOrganizational skills for carrying out budgeting, forecasting, planning and trainingStrong communication and interpersonal skills to work with team members, senior management and clients and resolve conflicts wherever necessary Candidate must have min 10-12 Years of Experience into Used/Refinance Sales -Vehicle Finance Business.

Chola, one of the prominent NBFCs in India, invites application for Manager/Sr. Manager – Product & Strategic Alliances for it's newly launched CD vertical: JD: Onboarding and managing partnership with Consumer Durable and Mobile OEMs Conduct negotiations, have commercial engagements and manage receivables for brands to be partnered Oversee the partnership, topline and P&L for the tie-up brands Work with internal stakeholders like Legal, IT, Operations and Finance team for smooth onboarding experience including API integrations etc. Interact with the Sales team for providing support and coordinate for business volume. The ideal skillset desired: MBA with 5-10 years of key account management, strategic alliances experience (preferably in NBFC / financial services industry) Understanding of Financial Services Industry and its profit drivers Strong interpersonal and leadership skill Ability to build and sustain relationships Good communication skill, articulation ability, negotiation skills, decision making skills Proficiency in MS office especially MS Excel/PPT Job is onsite in Gurgaon and entails travel within India Show more Show less

Company Description Cholamandalam Investment and Finance Company Limited (Chola), founded in 1978 as part of the Murugappa Group, is a leading comprehensive financial services provider. Chola offers a wide array of solutions including vehicle finance, home loans, SME loans, home equity loans, loan against property, and more. With a nationwide presence of over 1,500 branches and Assets Under Management (AUM) surpassing Rs. 1.77 lakh crore, Chola serves more than 42.9 lakh customers. Chola's subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff). Committed to fostering growth and empowerment, Chola is driven by integrity, ethical values, and a strong sense of responsibility towards all stakeholders. Role Description This is a full-time on-site role for a Loan Officer, located in Purnia. The Loan Officer will be responsible for evaluating, authorizing, or recommending approval of loan applications. Daily tasks include meeting with applicants to obtain personal and financial information, analyzing applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. The Loan Officer will also be responsible for customer service, ensuring applicants understand various financing options and terms, and maintaining thorough documentation of loan applications. Qualifications Experience in Loan Origination, Underwriting, and Loan Officers roles Strong background in Finance and financial analysis Excellent Customer Service skills Ability to work on-site in Purnia Strong analytical and decision-making skills Excellent communication and interpersonal skills Bachelor's degree in Finance, Business, or related field preferred Previous experience in the financial services industry is a plus Show more Show less

we have Opening for Branch Credit Manager in Business Loan department in Cholamandalam Finance Qualifications : Candidates having minimum 2-3 years experience in Business Loan location - Mehsana Immediate joiners will be given preference. Send resume to chandreshj@chola.murugappa.com Show more Show less

Job Description Position : Regional Credit Manager - LAP Location : Visakhapatnam Key Purpose of the Job : The role holder is responsible for managing credit appraisal for LAP in the region. The role holder is expected to ensure smooth day-to-day functioning of the credit evaluation process for all LAP products, through managing the credit teams Education Qualification / Skill sets required: - Commerce Graduate/ Post Graduate in Finance - Must have prior experience of around 12 - 20 years, working in LAP - Must have headed credit evaluation team for a retail banking product - Good knowledge and understanding of credit and risk in the region Key Responsibilities: 1. Ensure smooth functioning of the credit evaluation operations in the region 2. Lead and manage the credit team 3. Maintain a high quality portfolio at the regional level 4. Underwrite proposals and make decisions on loan approval and disbursement within empowerment and escalate to Zonal Credit Manager, as appropriate If your profile aligns with the requirement above, please send your resume to muthukumarv@chola.murugappa.com. Show more Show less

Job description Position: Regional Sales Manager - LAP Location : Visakhapatnam Key Purpose of the Job : The role holder is responsible for the achievement of sales targets and conversion of leads to customers at a Regional level. The role holder is also responsible for managing the sales processes in the region, developing process improvements and reducing turnaround time. Ensuring adequate staffing in all the sales teams in the region is also a critical responsibility of the role holder Education Qualification / Skill sets required: - Graduate / Post graduate / MBA in Sales & Marketing - Must have prior experience of 12 - 18 years in Loan Against Property - Must have good knowledge of the local - Good Communication Skills Key Responsibilities: 1. Ensure achievement of sales target by driving sales in the region 2. Build, manage and promote relationship with DSAs in order to generate new customer leads 3. Manage and lead the branch and area managers 4. Interface with the customer and provide efficient service 5. Work towards building a credit worthy portfolio in the region If your profile aligns with the requirement above, please send your resume to muthukumarv@chola.murugappa.com. Show more Show less

Hiring: Technical Manager - Loan Against Property (LAP Prime/Small) Cholamandalam Investment and Finance Company Limited is seeking a Technical Manager for our LAP Prime/Small division in the Bhopal Area and Jabalpur Area, Madhya Pradesh. If you're a Civil Engineer or Architect with at least 2 years of experience in property valuation, audit, and branch operations within the banking or NBFC sector, we encourage you to apply. This role involves: * Conducting property valuations and audits. * Ensuring compliance with building bylaws. * Overseeing branch operations and managing vendor relationships. * Delivering timely reports to support lending. This is a full-time position offering a salary of up to ₹5,00,000 per annum. Application Deadline: June 20, 2025. To apply, please email your CV to salwickkumar@chola.murugappa.com with the subject line: “Technical Manager - LAP Prime/Small [Bhopal Area or Jabalpur Area]”. Learn more about Cholamandalam: www.cholamandalam.com #Hiring #JobOpportunity #NBFC #LoanAgainstProperty #BhopalJobs #JabalpurJobs #FinanceCareers #TechnicalManager #CivilEngineering #Architecture Show more Show less

Company Description Cholamandalam Investment and Finance Company Limited (Chola), part of the Murugappa Group, is a comprehensive financial services provider with a wide array of solutions including vehicle finance, home loans, SME loans, and more. With a nationwide presence of 1,500+ branches and Assets Under Management exceeding Rs. 1.77 lakh crore, Chola serves over 42.9 lakh customers. The company is committed to growth, empowerment, integrity, and creating sustainable value for all stakeholders. Role Description This is a full-time on-site role located in Vijayawada for a Branch Credit Manager at Cholamandalam Investment and Finance Company Limited. The Branch Credit Manager will be responsible for overseeing credit management, credit risk management, financial analysis, and credit operations on a day-to-day basis. Qualifications Credit Management and Credit Risk Management skills Analytical Skills and Finance knowledge Experience in credit operations Strong attention to detail Excellent communication and interpersonal skills Bachelor's degree in Finance, Business Administration, or related field Show more Show less

As we are expanding our Vehicle Finance Business Across Gujarat We Require Area Sales Manager in majorly all locations of Gujarat. About the Role Strong understanding of Vehicle Finance loan products, market trends, and competitor analysis. Responsibilities Monitor and report on sales performance Manage and coach sales team Assist in developing the annual marketing and sales plans Build sales pipeline for new business opportunities Qualifications Bachelor's degree in Business, Finance, or a related field is preferred Prior experience in the financial services & Team Handling in NBFC sector is beneficial Previous industry experience Required Skills Excellent relationship management skills with a focus on customer and dealer engagement Sound organizational, analytical, and decision-making abilities Proficiency in tracking and achieving sales targets Excellent communication and interpersonal skills Show more Show less

Company Description Cholamandalam Investment and Finance Company Limited (Chola), part of the Murugappa Group, is a comprehensive financial services provider with a nationwide presence. Role Description This is a full-time on-site role for a Branch Sales Manager located in Ludhiana for its SME vertical. The Branch Sales Manager will be responsible for overseeing sales activities, managing a team of sales representatives, setting sales targets, and developing strategies to increase revenue and profitability. Qualifications Sales Management and Team Leadership skills Strong Communication and Negotiation skills Experience in Financial Services or Banking sector Ability to analyze market trends and develop sales strategies Bachelor's degree in Business Administration, Finance, or related field Proven track record of meeting sales targets Knowledge of customer relationship management (CRM) systems Show more Show less

We are Looking for Area Collection Managers Across Gujarat for our Vehicle Finance Vertical About the Role : The role holder is responsible for leading Collections Associates in achieving the collections target at a Branch/Area office. The role holder is also responsible for maintaining a quality collections portfolio. Minimizing cases from moving into arbitration and court proceedings is also a critical part of the role. Responsibilities : Ensure collections of defaulter payments in the Branch/Area office, across all buckets Track and ensure maintenance of a quality collections portfolio Lead and manage the team of Collections Associates Maintain and prepare the Collections reports for the branch/area office Qualifications : Graduate in any discipline Minimum 6 to 8 years of experience in Collections function and in Team Handling Required Skills : Should have basic knowledge of Vehicle Finance Loan market Must have drive to achieve targets Show more Show less

Treasury – Front Office - CMS & Bank Loans CMS Working with banks in providing solutions for our disbursement and collection requirements. Negotiating the commercials on the new facilities and reviewing the existing arrangements for cost reduction opportunities. Preparation of Collection reports for management review. Discussing with banks and being updated in new products and solutions available in the market. Handle branch requirements for activating collections facilities after coordinating with various bankers. Organizing monthly calls with banks & internal stakeholders on Service issues. Bank Loans Providing data to Banks for availing fresh borrowings. Discussing with legal team with respect to the sanction terms and other documents. Execution of the documents in sync with SOP. Show more Show less

Key Responsibilities: Providing data to Banks for availing fresh borrowings Discussing with legal team with respect to the sanction terms and other documents Execution of the documents in sync with SOP Monitoring covenants & compliances on bank loans Tracking interest/ maturity payments on loan facilities Working with bank/ internal teams to complete the post documentation requirements Preparing varioius internal reports relating to loan facilities Handling Statutory/ Internal Audit requirements Working with Rating Agency for quarterly Updation of limits Analysing Interest Rate Swap Opportunities on INR loans Keeping updated on Macro economic events in India and abroad Required Skill & Qualification: CA Fresher or 1 Yr experience Strong communication skill Good stakeholder management Aspire to grow in Treasury Management

We are looking for collection executive for unsecured loans with 0-2 yrs experience, preferrably in Hard Bucket Collection. Min H.S. pass candidates with own two wheeler may apply for the job. Salary + Incentive & other perks

Company Description Cholamandalam Investment and Finance Company Limited (Chola), part of the Murugappa Group, is a leading comprehensive financial services provider in India. Established in 1978, Chola offers a variety of financial solutions including vehicle finance, home loans, SME loans, home equity loans, and consumer durable loans. With over 1,500 branches and Assets Under Management (AUM) of more than Rs. 1.77 lakh crore, Chola serves over 42.9 lakh customers. Our goal is to foster growth and empowerment for all stakeholders, driven by integrity and ethical values. Role Description This is a full-time on-site role for a Chartered Accountant (CA) with Treasury Experience at Cholamandalam Investment and Finance Company Limited. The role is located in India. The CA will be responsible for managing day-to-day treasury operations, including cash management, financial analysis, and accounting. The role will involve working closely with financial teams to ensure effective treasury management and compliance with financial regulations. Qualifications Experience in Treasury Management, Cash Management, and Finance Strong Analytical Skills and Financial Analysis abilities Accounting proficiency and knowledge of financial regulations Excellent communication and interpersonal skills Ability to work effectively in an on-site team environment Relevant experience in the financial services industry is a plus Chartered Accountant (CA) qualification

Job Description: · Position: Regional Collection Manager - SME · Location : Vijayawada · Experience : Min 10 - 20 years · Experienced in Mortgage Collections Key Purpose of the Job: · The role holder is responsible for the achievement of collection targets at a Regional level. The role holder is also responsible for managing the collections processes in the region, developing process improvements and reducing turnaround time. Ensuring adequate staffing in all the collections teams in the region is also a critical responsibility of the role holder. Key Responsibilities: · Ensure achievement of collections target in the region. · Lead, manage and mentor the collections team in the region. · Responsible for the smooth functioning of the collection processes in the region. If you match the above requirements the please send your resumes to kirthikaj@chola.murugappa.com

Company Description Cholamandalam Investment and Finance Company Limited (Chola), a member of the Murugappa Group, has evolved from its founding in 1978 as an equipment financing company to a comprehensive financial services provider. With over 1,500 branches nationwide, Chola offers diverse solutions including vehicle finance, home loans, SME loans, home equity loans, and consumer durable loans. The company manages over Rs. 1.77 lakh crore in assets, serving 42.9 lakh satisfied customers. Chola is dedicated to sustainable growth, integrity, and creating value for customers, employees, shareholders, and communities. Role Description This is a full-time, on-site role for a Branch Sales Manager located in Delhi, India. The Branch Sales Manager will oversee daily branch activities, manage sales targets, and lead a team of sales executives. Responsibilities include developing and implementing sales strategies, monitoring market trends, ensuring customer satisfaction, and generating business growth. The role also involves coordinating with various departments to achieve branch objectives and ensuring compliance with company policies and standards. Qualifications Proven experience in sales management, team leadership, and achieving sales targets Strong understanding of financial products such as vehicle finance, home loans, and SME loans Excellent communication, interpersonal, and customer relationship management skills Ability to develop and execute sales strategies and monitor market trends Proficiency in using CRM software and Microsoft Office Suite Bachelor's degree in Business Administration, Finance, or a related field Experience in the financial services industry is a plus Willingness to travel locally and work flexible hours as needed

Job Summary: The Collection Field Executive - 7+ Bucket will be responsible for field collections, specifically focusing on high-delinquency accounts (7+ buckets). This role requires direct engagement with customers, effective negotiation skills, and a strong commitment to ethical collection practices to recover outstanding dues and maintain positive customer relationships. Key Responsibilities: Field Collections: Independently visit customers in the assigned geographical area to collect overdue payments for accounts in the 7+ bucket delinquency range. Customer Engagement: Communicate effectively with customers to understand their financial situations, explain outstanding dues, and negotiate repayment plans. Recovery Targets: Work diligently to achieve assigned collection targets and minimize non-performing assets. Documentation: Accurately record all collection activities, customer interactions, and payment details in the company's system or designated formats. Adherence to Guidelines: Strictly adhere to all company policies, procedures, and regulatory guidelines related to debt collection, ensuring ethical and compliant practices at all times. Reporting: Provide regular updates and reports on collection progress, challenges, and customer feedback to the immediate supervisor. Market Knowledge: Maintain good local geographical knowledge to optimize collection routes and understand local nuances impacting collections. Problem Resolution: Identify and escalate complex collection issues or disputes to higher management for resolution. Qualifications: Education: 10th pass or Graduation preferred. Experience: 1-3 years of proven experience in field collections, with specific exposure to managing high-delinquency (7+ bucket) accounts. License & Vehicle: Must possess a valid two-wheeler driving license and own a two-wheeler for field travel. Local Knowledge: Good geographical knowledge of the Vidharbha region is essential. Skills: Strong negotiation and persuasion skills. Excellent communication and interpersonal skills. High level of integrity and commitment to ethical collection practices. Ability to work independently and manage time effectively. Problem-solving attitude. Basic understanding of financial products and collection processes. To Apply: Interested candidates are invited to send their detailed resume to: vinaymahendra@chola1.murugappa.com

Job Purpose The Litigation Strategy candidate will develop and implement comprehensive litigation strategies, manage litigation cases to reduce the NPA and increase the collections. Also to collaborate with internal and external stakeholders to achieve favorable outcomes. This role requires a proactive legal expert with strong analytical skills and experience in litigation management Key Accountabilities Develop and implement litigation strategies that align objectives of the company and risk framework. Create Strategy to Increase the collections through implementing legal tools for debt recovery Make process in order to manage from pre-litigation through trial and settlement phases. Monitor and evaluate litigation outcomes to inform future strategies. Do the regular analysis of the outcome of legal tools based on geography, customer profile, and specific tools and plan the future actions accordingly Coordinate with internal legal teams and external counsel for case preparation and management. Conduct legal research and analyze case law to support strategic decisions. Maintain detailed data, track deadlines, and ensure compliance with court procedures. Prepare reports and presentations on litigation status and strategy for senior management. Support negotiation and settlement discussions to minimize risk and exposure Job Duties & Responsibilities (List the principal duties of the incumbent. Use concise statements that provide a clear understanding of the level of responsibility, complexity, creativity and analysis performed in this position.) Lead the development and standardization of legal and operational policies to reduce turnaround times for legal filings, arbitrations, and documentation retrieval Monitor legal on legal procedures for asset possession, debt recovery, short fall recovery and settlement strategies within legal frameworks Monitor litigation progress, analyze risks, and provide strategic recommendations to mitigate potential legal and financial impacts Support the legal and recovery through litigation processes Coordinate with internal legal teams, external counsel, and regulatory bodies to manage litigation cases from inception through resolution Drafting and vetting of legal documents Experience (Indicate nature and extent of work experience including number of years required, if applicable.) Bachelor’s degree from law National law school or any top-rated Legal Schools Minimum 3-5 years of experience in litigation strategy, management, or related legal roles in any top rated law firm or consulting firms Strong understanding of litigation processes, court procedures, and legal research. Proven ability to develop and execute effective litigation strategies. Excellent organizational, communication, and interpersonal skills. Proficiency with legal research tools and case management software Experience in financial sector will be an added advantage Education / Preferred Qualifications (List the minimum and preferred qualifications required to perform all essential functions, including field of study) Bachelor’s degree from law National law school or any top-rated Legal Schools Core Competencies (State the qualities, skills, behaviours and attitudes that the incumbent must possess in order to perform the responsibilities of this position.) Track record of successful case outcomes and strategic litigation leadership. Very good analytical skills Technical Competencies (List the technical knowledge and skills required for this position.) Very good knowledge in excel & Power point presentations

You should be well-versed in legal terminology and operations with a strong understanding of Micro Lap, LAP, HL product (NON-SARFAESI product will be added advantage). You should possess knowledge of current legal tools applicable in the industry and have experience in crisis management. Critical thinking and multitasking abilities are essential, along with excellent oral and written communication skills. Proficiency in Hindi is preferred but not mandatory. Vendor management skills are also required. Preferred qualifications include experience in drafting legal documents, the ability to work both with a team in a P.I. role and independently, and a problem-solving mindset. Knowledge of internal and external business practices and operations, strong analytical skills, and good Excel knowledge are important. Your responsibilities will include sending legal notices and intimations letters to delinquent customers, filing relevant suits, and initiating legal actions if notices yield no results. You will be responsible for coordination in cases of arbitration, conciliation, or any other alternate dispute mechanism available. Additionally, you will need to collaborate with external legal counsels in cases of legal suits filed by or against the company and follow up on delinquent cases for resolution when legal tools have been used. Close collaboration with the team on NBW, Arbitration Cases, and Repo Cases is also required.,